Prairie Eco-Thrifter

SEPTEMBER 7, 2014

Since we moved into our home in late 2012, my husband and I have been go, go, go with all of the improvements, renovations and small projects we have been taking on. She asked me how we manage to prioritize our projects and renovations. It feels like every weekend is full of yard work, chop saws, painting and elbow grease.

Home Improvement 167

Home Improvement Home Renovation Home and Garden 167

Family Balance Sheet

JUNE 4, 2015

When a building in our town went into foreclosure in 2012, we considered the opportunity to own. The building offered so much potential, but needed a lot of work and we set out to renovate our dream office. We paid off our first renovation loan in December 2014 and the next loan should be paid off by the end of this summer.

Goals 100

Goals Debt Renovation Daughter 100

Family Balance Sheet

JUNE 11, 2014

Today I am proud to say that we have completed our second step : Increase business emergency savings to a specific number. Over our 14 years in business, we have had to rely on our savings a few times to help cover expenses during tough months. It happened in 2006 and again in late 2012 to early 2013.

Debt 100

Debt Emergency Fund Financial Goals Motivation 100

Family Balance Sheet

OCTOBER 18, 2019

The journey started in 2012 when we bought an office building for our business and then found ourselves with a lot of debt and not enough cash flow. After years of scrimping and saving and not spending extra money on things, we have achieved the biggest financial goal we have ever set for ourselves in our 19 years of marriage.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Family Balance Sheet

MAY 6, 2020

I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. We spent the next few years building our savings back up to the level we had prior to 2007. What got us through financially? Our emergency fund. Yep, life was good.

Debt 130

Debt Emergency Fund 2007 2020 130

Family Balance Sheet

JUNE 22, 2020

How we got to six figures of non-mortgage debt: In the summer of 2012, we found an opportunity to purchase an office building for our small business. Aside from the mortgage, we also added equipment and renovation loans with the purchase, and we had a student loan. Also, the monthly mortgage payment was less than our rent payment.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Saving Everyday

SEPTEMBER 18, 2012

So, here it is…My Fall 2012 DCP Bucket List, woohoo! =). Hollywood Studios: The American Idol Experience, Indiana Jones Epic Stunt Spectacular, Voyage of The Little Mermaid, The Magic of Disney Animation, and Star Tours (I haven’t been on since it has been renovated). Go on every, single ride in all four parks. Be a Disney VoluntEAR!

College 83

College Disney American Idol Food and Wine 83