Prairie Eco-Thrifter

JANUARY 10, 2013

I have tried to do some reading this week which I have highlighted below: Great Reads From The Blogosphere: Despite 2012 being over, Invest It Wisely’s idea to fight the winter blues by giving to causes you believe in is a sure-fire way to ensure you’re on your way to a fantastic 2013. Working to build your emergency fund?

Emergency Fund 193

Emergency Fund Debt Student Fridays 193

Family Balance Sheet

OCTOBER 18, 2019

A lot of life happened over 7 years and our plan changed slightly, but our goal remains to achieve complete freedom from debt. Our 2019 Financial Goal. After years of scrimping and saving and not spending extra money on things, we have achieved the biggest financial goal we have ever set for ourselves in our 19 years of marriage.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Family Balance Sheet

JUNE 11, 2014

It happened in 2006 and again in late 2012 to early 2013. By summer 2013, our savings was at an uncomfortable level. Our current savings is not at a true emergency fund level of 3-6 months, but further down our plan, we will save up to that level. What financial goals are you working towards?

Debt 100

Debt Emergency Fund Financial Goals Motivation 100

Family Balance Sheet

APRIL 11, 2020

I have written often about the importance of an emergency fund. Finances after the Pandemic: We went through a rough time back in 2012/2013 and we wrote our Debt Freedom Plan as a result of it. We have an emergency fund, but after this crisis, we will likely need to replenish it and increase the amount that we keep.

Budget 246

Budget Budgeting Family Debt 246

Saving Cents With Sense

MAY 26, 2014

Only 32 percent of Americans prepare a monthly budget, according to a Gallup poll taken in June 2013. The first thing you should determine when making a financial plan is your goals. Write down your immediate and long-term goals and how you plan to achieve them. Build a Budget & Emergency Fund.

Emergency Fund 71

Emergency Fund Goals 2008 Debt 71

Family Balance Sheet

AUGUST 11, 2014

The company I had worked at for 12 years when I started my journey in January 2013, announced it would be making significant job cuts summer 2013. Who initiated the debt free goal? I initiated the debt free goal. What are your financial goals now? I wish you luck with all of your goals in the future.

Debt Free 235

Debt Free Debt Mom Goals 235

Family Balance Sheet

FEBRUARY 10, 2017

Unfortunately, we did not hit that goal and in part, have made some major changes to our Debt Freedom Plan. Our Debt Freedom Plan Started in 2013: The year 2012 was quite exciting for me and my husband. A 2017 Update: Since 2013, we have made incredible strides towards paying off our non-mortgage loans. The minimum payment is 2.5

Debt 100

Debt 2017 Student 2016 100

Family Balance Sheet

JUNE 22, 2020

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. By the summer of 2013, we found ourselves in a pickle–we had too much debt and not enough cash flow. We moved the goal post multiple times. Our non-mortgage loans totaled over six figures. We said NO a lot.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

JANUARY 1, 2015

My husband and I make some financial goals at the start of every year. When I run the numbers, I realize it’s going to take years before we can scream, ”WE’RE DEBT FREE”, our ultimate goal. In 2013, The Christmas Savings Club encouraged all of us to save monthly so that we could have a cash Christmas.

2015 100

2015 Money Debt Home and Garden 100

Prairie Eco-Thrifter

OCTOBER 21, 2012

.” Dividend Growth Investor from Dividend Growth Investor shares how Dividend losers focus on excuses that prevent them from achieving their goals of financial freedom. Dividend Winners on the other hand, focus on creating specific goals, and the steps to make them a reality. ” J.P.

Personal Finance 219

Personal Finance Finance Debt Money 219

Prairie Eco-Thrifter

MAY 6, 2016

It caught me by surprise that the stocks/mutual funds in which I invested while in the 401K could not be transferred in kind to my IRA. Unfortunately, I was doing this from 2010 through 2013, part of the longest bull run we’ve had in the US recently. So, I was buying my shares at ever increasing prices! Value Averaging.

401K 100

401K Money Emergency Fund Goals 100

Family Balance Sheet

FEBRUARY 4, 2015

In January 2013 there was a blog post on Keeper of the Home that first awakened me to the concept of living debt free. I finally got inspired that we should at least start working on this huge goal of being debt free when I read Dave Ramsey’s Total Money Makeover. If married, who initiated the debt free goal?

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Prairie Eco-Thrifter

MAY 26, 2016

Although we think of the Great Recession starting in early 2009, it wasn’t until 2013 that the 5 year CD interest rate fell below 1% – and has stayed there ever since according to Bank Rates interest survey data. To me, money in a CD or savings account has always been for specific shorter term goals.

Money 124

Money Saving Money Lowes Grandchildren 124