Prairie Eco-Thrifter

JUNE 11, 2014

It’s fun to watch your account grow, but at the same time, if you have different goals for the money, having everything in one account can be problematic, since you aren’t able to identify which money is earmarked for a specific goal. Think about your top savings goals, and how you can reach them.

Goals 208

Goals Emergency Fund Used Vacation 208

Family Balance Sheet

MAY 21, 2021

Did you make a goal to pay off debt this year? For many years, we made a yearly goal to chip away at our six figures of non-mortgage debt. If debt freedom is your goal , what can you accomplish THIS year? 4 – Break your debt-crushing goals down into timely steps. 1 – Calculate your debt.

Debt 130

Debt Goals Debt Free Pay Off Debt 130

Prairie Eco-Thrifter

JUNE 30, 2014

We knew that we would at least partially combine our finances when we were officially married, but when we were making our combined budget before going to the bank and officially combining, we hit a bit of a road block when we realized that we have a huge disparity in our financial goals. Compromising is Key. Allocation of Side Job Earnings.

Financial Goals 189

Financial Goals Goals Emergency Fund Finance 189

Penny Pinchin' Mom

DECEMBER 17, 2023

Create an Emergency Fund Let’s talk personal finances— $8,883 —that’s how much American households have in terms of emergency funds on average. The ideal scenario is that your emergency fund should look to cover at least six months of all your monthly household expenses should you suddenly lose your income.

Finance Tips 52

Finance Tips Finance Emergency Fund Life Insurance 52

Family Balance Sheet

FEBRUARY 2, 2017

Wonder what sets you apart from the people that seem to crush their financial goals? with their goals. These folks didn’t corner the market on goal success either, instead they just got the task DONE. His 2017 goal is to make $100,000 in online income. She hit that goal in September 2016. Getting Started.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

JANUARY 3, 2012

We talked through some issues and opportunities for our business and our personal, family, and financial goals. Our 2012 Financial Goals. We have set a goal date of July 2015 to pay off all of our debt. Increase Family Emergency Fund to Six Months Salary. These goals are epic for us. Finish Will.

Financial Goals 127

Financial Goals Goals 2012 Emergency Fund 127

Family Balance Sheet

JANUARY 26, 2016

It has been my obsession goal since we found ourselves in a dicey situation back in August 2013. That was the month I didn’t know if we had enough funds to cover our expenses. Fortunately, I’ve never met a goal I couldn’t handle. What’s your financial goal for 2016? 2016 will be THE year.

Financial Goals 100

Financial Goals Goals 2016 Debt 100

Family Balance Sheet

APRIL 9, 2021

We also didn’t feel comfortable with Dave’s suggestion of a $1000 starter emergency fund, which is his step #1. The point of the starter emergency fund is to get you through until you pay off your non-mortgage debts, at which point, you build a more extensive fund. It was a reminder of our priorities.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Family Balance Sheet

MAY 6, 2020

Our emergency fund. I am totally paraphrasing the year, but had it not been for the money in our emergency savings, we would most likely have used credit cards to survive. We reduced our spending where we could, but the money to pay any shortfall each month came from our emergency fund. It kept me up at night.

Debt 130

Debt Emergency Fund 2007 2020 130

Penny Pinchin' Mom

DECEMBER 17, 2023

So, you want to get started on debt repayment so you can focus on other financial goals? You are one emergency short of losing track of your finances. Doing this actually gave me the peace of mind that I needed to focus on my financial goals. You will also have more disposable income to devote to your other financial goals.

Pay Off Debt 52

Pay Off Debt Debt Emergency Fund Financial Goals 52

Family Balance Sheet

NOVEMBER 5, 2014

Because we wanted to get out of debt as fast as possible, we stopped saving money after we had an emergency fund in place. Our goal is to meet with experts and ask them for advice. Who initiated the debt free goal? I focus more on the big picture (saving for a house, vacations, emergency fund, etc.)

Debt Free 241

Debt Free Debt Emergency Fund Finance 241

Family Balance Sheet

OCTOBER 18, 2019

A lot of life happened over 7 years and our plan changed slightly, but our goal remains to achieve complete freedom from debt. Our 2019 Financial Goal. After years of scrimping and saving and not spending extra money on things, we have achieved the biggest financial goal we have ever set for ourselves in our 19 years of marriage.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Prairie Eco-Thrifter

JANUARY 10, 2013

Working to build your emergency fund? Read up on emergency fund basics at Money Smart Guides. Finalizing your 2013 goals? Figuring out a budget and how to meet those goals? These days, if you spend any time on most personal finance blogs, one of the author's main goals in life. 90 is the new 70?

Emergency Fund 193

Emergency Fund Debt Student Fridays 193

Prairie Eco-Thrifter

JULY 28, 2014

The important thing is to get started; any major goal that inspires you to do that is a good start. Once you have a goal in mind, you need a roadmap for how you’re going to get from point A, where you are now, to point B, your goal. You can do this with any goal, no matter how crazy big or far off it is. Keep Learning.

Hobby 189

Hobby Money Making Goals 189

Saving With Shellie

JULY 22, 2011

I encouraged you to build an emergency fund or pay down debt with your savings. My goal is to save as much money as I can this fall. That’s my goal. I don’t know if it’s attainable in a few short months but having this lofty goal has me determined to save. We are currently building a new house.

Goals 49

Goals Emergency Fund Financial Goals Debt 49

Family Balance Sheet

OCTOBER 22, 2014

By the end of the month, my goal is to help you have a detailed financial plan for your family. So if you could use some extra cash for your emergency fund , or save for Christmas presents or any other activity or need, then you must read 31 Days to Find $1000. Welcome to 31 Days to Organize Your Finances.

Finance 127

Finance Emergency Fund Organic Organization 127

Family Balance Sheet

OCTOBER 18, 2014

By the end of the month, my goal is to help you have a detailed financial plan for your family. Day 2: What are Your Financial Goals. Day 3: I took 4 days off due to an unexpected family emergency. Day 10: Create a Personal Escrow Fund. Day 13: Create an Emergency Fund. Day 14: Create a Gift Giving Fund.

Finance 124

Finance Organic Organization Emergency Fund 124

Family Balance Sheet

JUNE 30, 2015

As part of Prudential’s Women Inspired campaign, I was encouraged to think about my dreams detailing my long-term goals and aspirations. I broke my goals into two categories: Financial and Personal. Our Financial Goals: Pay off our non-mortgage debt. Increase our emergency fund to 6 months of expenses.

Financial Goals 100

Financial Goals Debt Goals Emergency Fund 100

Penny Pinchin' Mom

JANUARY 16, 2024

Have Specific Financial Goals Financial planning is the key to financial success. You need to have very specific financial goals; what do you need to achieve by which date? Tag team with a few friends who have the same financial goals as you, whether it’s a budgeting or a savings goal, and keep each other accountable.

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

Family Balance Sheet

JULY 10, 2023

My goal has always been to live well on less while achieving our big financial goals. We are in what I call our “shovel season of life” Our oldest daughter leaves for college in the fall of 2024 and we have a big savings goal to hit before then. Frugal living is not about deprivation.

Frugal 100

Frugal June Flights CD 100

Motherhood Moments

MARCH 4, 2023

Start by evaluating your needs versus your wants, and make sure your spending aligns with your goals and values. Emergencies do happen, so it's essential to have a savings cushion to fall back on when unexpected expenses pop up. Automating your savings towards an emergency fund makes this process easier and less painful.

Debt 130

Debt Money Building Credit Cards 130

Family Balance Sheet

OCTOBER 31, 2014

It was my goal to help you have a detailed financial plan for your family by the end of the month. And I think I achieved my goal, but I’ll be honest, towards the end of the month I was ready to talk/write/read about other topics. Day 2: What are Your Financial Goals. Day 10: Create a Personal Escrow Fund.

Finance 100

Finance Organic Organization Emergency Fund 100

Family Balance Sheet

MARCH 19, 2014

Save $$$ Home Emergency Fund – Dave suggests to start at $1000, but being self-employed, ours is much higher, but it is not quite 3-6 months of expenses. Our goal is to have everything funded by the summer. Increase our emergency funds for the home & office to 3 – 6 months worth of expenses.

Debt 100

Debt Money Emergency Fund Goals 100

Family Balance Sheet

AUGUST 11, 2016

We still refer to it often to remind ourselves of our goals and objectives. Start Saving for your Emergency Fund TODAY! We reduced our spending where we could that year, but the money to pay any shortfall each month came from our emergency fund. That emergency fund saved our business, our sanity, and our marriage.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Savings Corner

DECEMBER 24, 2023

Try adjusting the terms, loan types or rate until you find a debt consolidation plan that fits your goals and budget. The goal is to streamline payments, lower interest, and pay off debt more quickly. Try adjusting the terms, loan types or rate until you find a debt consolidation plan that fits your goals and budget.

Debt 52

Debt Calculators Credit Cards Credit 52

Saving Cents With Sense

MAY 26, 2014

The first thing you should determine when making a financial plan is your goals. Write down your immediate and long-term goals and how you plan to achieve them. Income should include all funds from paychecks, government assistance, annuity payments and so forth. Build a Budget & Emergency Fund.

Emergency Fund 71

Emergency Fund Goals 2008 Debt 71

Prairie Eco-Thrifter

MAY 30, 2012

Not Having an Emergency Fund It is dangerous to spend every cent you earn and not to have buffer against illness, injury, job loss or hard economic times. Make establishing an emergency fund a priority. Get rid of ones you don’t need; stopping some of these never-ending payment plans is a great way to start savings.

Money 235

Money Emergency Fund Debt Financial Goals 235

Prairie Eco-Thrifter

JULY 17, 2013

Whether you are behind in your goals to have a certain salary or position, or whether you wish you could quit your job and work more on your side hustle, you need to have an honest look in the mirror. Next, make a list of things you need to do if you want to achieve your career goals. Be realistic, though.). Time For A Career Change?

Emergency Fund 213

Emergency Fund Goals Motivation Work 213

Family Balance Sheet

OCTOBER 15, 2014

By the end of the month, my goal is to help you have a detailed financial plan for your family. If something substantial suddenly happens, we do have an emergency fund to cover it, but now I’ve been given a warning that our van will need some major service in about a year. Welcome to 31 Days to Organize Your Finances.

Finance 100

Finance Organic Organization Emergency Fund 100

Prairie Eco-Thrifter

NOVEMBER 4, 2013

Another important aspect of your budget should be an emergency fund. Research has shown that most people these days only have enough funds to maintain their current lifestyle for about 30 days if they were unable to work. Of course, as your circumstances change, you may need to increase the amount you have in your fund.

Graduation 210

Graduation Making Emergency Fund Budgeting 210

Family Balance Sheet

JUNE 11, 2014

Our current savings is not at a true emergency fund level of 3-6 months, but further down our plan, we will save up to that level. What financial goals are you working towards? Are you making headway with those goals? By summer 2013, our savings was at an uncomfortable level. Let us know in the comments.

Debt 100

Debt Emergency Fund Financial Goals Motivation 100

Prairie Eco-Thrifter

NOVEMBER 8, 2012

My retirement account contribution, emergency fund contribution, car payments, utility bills, and mortgage are all set up so that they are paid automatically each month. We want an emergency fund. My spending plan is fairly easy to stick to. First, it involves automation. Our spending plan works because we prioritize.

Emergency Fund 202

Emergency Fund Budgeting Budget Psychology 202

Family Balance Sheet

JANUARY 17, 2018

Did you make 2018 financial goals ? My husband and I discussed some ideas over our holiday break and we decided on 2 solid must-achieve financial goals for the year. If we complete them early, we’ll move on to 2 additional goals that are on our radar. Our 2 Main Financial Goals for 2018: 1 – Finish the will.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Prairie Eco-Thrifter

SEPTEMBER 16, 2013

Laziness limits our earning potential, our saving potential and our ability to meet important goals. You’ll also be missing out on goals that you could be meeting that will improve your life and your happiness. They don’t put more than the bare minimum into retirement savings because retirement seems just so far away.

Personal Finance 222

Personal Finance Finance Consumerism Debt 222

Family Balance Sheet

APRIL 11, 2020

I have written often about the importance of an emergency fund. We had such a sense of freedom after making that last payment and we let ourselves dream about some tangible goals that we sacrificed during those payoff years, such as travel and a new-to-us camper. Being self-employed, we need the security that it offers.

Budgeting 246

Budgeting Budget Family Debt 246

Savings Corner

APRIL 4, 2024

That may be fine if your goal is to preserve capital and maintain a steady flow of interest income. But if you’re looking for growth, consider investing strategies that match your long-term goals. It’s also why low-risk plays make for better short-term investments or a stash for your emergency fund.

April 52

April Lowes CD Bank 52

For the Mommas

JANUARY 3, 2011

As a part of my Back to Basics series , I am writing a post on how to start an emergency fund. Amy’s emergency fund saved her — when her heater went out on New Years Eve. Without an emergency fund, this could have been an major financial blow. Don't miss the newest deals.

Emergency Fund 49

Emergency Fund Amy's Financial Goals Heaters 49