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A Goal Without a Plan is Just a Wish

Family Balance Sheet

The building offered so much potential, but needed a lot of work and we set out to renovate our dream office. The business softened, renovations were more costly than expected, and we were now the owners of two mortgages, our home and our business. We were excited to cross this accomplishment off our bucket list.

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Introducing: Family Budget Spreadsheets

Family Balance Sheet

There was a month in 2013 where I hadn’t planned on a large property tax bill and I wasn’t sure where we were going to find the money. Financial Goals – Use this spreadsheet to quantify your financial goals for the current year and years to come. I created a Monthly Budget spreadsheet , because I like formulas.

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Update #1: Our Debt Freedom Plan

Family Balance Sheet

It happened in 2006 and again in late 2012 to early 2013. By summer 2013, our savings was at an uncomfortable level. We also have some renovations and equipment that cannot wait and we need to cash flow. What financial goals are you working towards? Are you making headway with those goals?

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5 Lessons Learned When Our Finances Went Awry

Family Balance Sheet

August 2013 was a month that I’d like to wipe from my memory. But in August 2013, our business softened, renovations to our new building were more costly than planned, and we were now the owners of two mortgages, our home and our business. Read my other Women Inspired posts here: A Goal without a Plan is just a Wish.

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2019 Debt Freedom Plan Update

Family Balance Sheet

A lot of life happened over 7 years and our plan changed slightly, but our goal remains to achieve complete freedom from debt. Our 2019 Financial Goal. After years of scrimping and saving and not spending extra money on things, we have achieved the biggest financial goal we have ever set for ourselves in our 19 years of marriage.

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How our Debt Freedom Plan Prepared Us for the Pandemic

Family Balance Sheet

Storm #2: 2013. August 2013 was a month that I’d like to wipe from my memory. But in August 2013 , our business softened, renovations to our new building were more costly than planned, and we were now the owners of two mortgages: our home and our business. I still use my spreadsheet to this day! Yep, life was good.

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Our 2018 Financial Goals

Family Balance Sheet

Did you make 2018 financial goals ? My husband and I discussed some ideas over our holiday break and we decided on 2 solid must-achieve financial goals for the year. If we complete them early, we’ll move on to 2 additional goals that are on our radar. Our 2 Main Financial Goals for 2018: 1 – Finish the will.