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Introducing: Family Budget Spreadsheets

Family Balance Sheet

There was a month in 2013 where I hadn’t planned on a large property tax bill and I wasn’t sure where we were going to find the money. Personal Escrow – Use this spreadsheet to plan for your high yearly expenses, such property taxes, association fees, insurance, etc. This is a 12 month spreadsheet.

Budgeting 160
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Four Reasons to Have a Gravel Driveway

Prairie Eco-Thrifter

We used to have a concrete driveway, but as part of a landscaping project, we ripped it out and replaced it with gravel. Because of this, in April 2013, Maryland lawmakers implemented what is referred to as a Rain Tax. Gravel Doesn’t Cause The County to Raise Our Property Taxes.