Family Balance Sheet

MARCH 9, 2018

There was a month in 2013 where I hadn’t planned on a large property tax bill and I wasn’t sure where we were going to find the money. Personal Escrow – Use this spreadsheet to plan for your high yearly expenses, such property taxes, association fees, insurance, etc. This is a 12 month spreadsheet.

Budgeting 160

Budgeting Budget Family Property Taxes 160

Prairie Eco-Thrifter

JUNE 24, 2013

Because of this, in April 2013, Maryland lawmakers implemented what is referred to as a Rain Tax. According to The Washington Times : “The Rain Tax essentially charges homeowners for any surface of land they own that does not absorb rainwater. Gravel Doesn’t Cause The County to Raise Our Property Taxes.

Property Taxes 210

Property Taxes Taxes Maryland Cars 210

Family Balance Sheet

MAY 6, 2020

Storm #2: 2013. August 2013 was a month that I’d like to wipe from my memory. Our small business was going well, so we said so long to renting office space and purchased a commercial property in the summer of 2012. By the end of 2013, the business was heading on the right track and we had a plan in place to tackle our debt load.

Debt 130

Debt Emergency Fund 2007 2020 130

Family Balance Sheet

APRIL 11, 2020

I’ve shared before that April is the most expensive month of the year for us because our homeowners/auto insurance and property taxes are all due, along with any federal or state taxes that we might owe. Fortunately, we won’t be driving much. We will get through this, but it won’t be unscathed.

Budget 246

Budget Budgeting Family Debt 246

Family Balance Sheet

JUNE 4, 2015

I manage the finances for our business and our family and by August 2013, I felt the weight of the situation. On top of our normal day to day expenses, the new property taxes were due, we had more ownership expenses than we realized, and we had a family to feed.

Goals 100

Goals Debt Renovation Daughter 100

Family Balance Sheet

JUNE 22, 2020

By the summer of 2013, we found ourselves in a pickle–we had too much debt and not enough cash flow. The good news is that the consistency my husband and I both had prior to 2013 allowed us to build a decent amount in our retirement. Our non-mortgage loans totaled over six figures. Health Sharing Ministry.

Debt 130

Debt Health Insurance Insurance Budgeting 130