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Our 2018 Financial Goals

Family Balance Sheet

Did you make 2018 financial goals ? My husband and I discussed some ideas over our holiday break and we decided on 2 solid must-achieve financial goals for the year. If we complete them early, we’ll move on to 2 additional goals that are on our radar. 2016 Update. 2017 Update. 2014 Update.

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2019 Debt Freedom Plan Update

Family Balance Sheet

We loosely based our plan on Dave Ramsey’s 7 Baby Steps, but modified them to address our needs and lifestyle. A lot of life happened over 7 years and our plan changed slightly, but our goal remains to achieve complete freedom from debt. 2016 & 2017 Update. 2016 & 2017 Update. Our 2019 Financial Goal.

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Create your debt freedom plan

Family Balance Sheet

He calls it his 7 Baby Steps. We originally (and naively) estimated that we would be done by end of 2016, however, 2016 was not been kind to us, and we moved this goal into 2017. You can choose to explicitly follow Dave’s 7 baby steps, however, we modified them to address our needs and lifestyle. Brain dump!

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Our 2017 Debt Freedom Plan Update

Family Balance Sheet

As I reflect back to January 2016, I started that year pretty determined to pay off the balance of our non-mortgage debts. And we were on a roll in January 2016. Unfortunately, we did not hit that goal and in part, have made some major changes to our Debt Freedom Plan. Oh, and I turned 47 and my husband turned 55 in 2016.

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How We Paid off Six Figures of Debt

Family Balance Sheet

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. Overwhelmed with everything, I wrote our first Debt Freedom Plan based on Dave Ramey’s 7 Baby Step strategy but tailored to our lifestyle. Health Sharing Ministry.

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