Family Balance Sheet

OCTOBER 18, 2019

We loosely based our plan on Dave Ramsey’s 7 Baby Steps, but modified them to address our needs and lifestyle. A lot of life happened over 7 years and our plan changed slightly, but our goal remains to achieve complete freedom from debt. 2016 & 2017 Update. 2016 & 2017 Update. Our 2019 Financial Goal.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Family Balance Sheet

APRIL 9, 2021

Becoming debt-free became very appealing and the idea of being able to give more, save more, and live more was the direction we wanted to go. He calls it his 7 Baby Steps. Our non-mortgage debt was in the six figures and included a student loan and business loans. We used Dave Ramsey’s debt snowball method. | Brain dump!

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Family Balance Sheet

JUNE 22, 2020

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. It was so big that I cried for two days straight– we paid off six figures in non-mortgage debts. By the summer of 2013, we found ourselves in a pickle–we had too much debt and not enough cash flow.

Debt 130

Debt Health Insurance Insurance Budgeting 130