Family Balance Sheet

JANUARY 25, 2019

How did you do with your Christmas spending in 2018? But if those gifts were paid with a credit card that doesn’t get paid off as soon as the bill arrives, any savings from store sales, coupons, and/or rebates might be negated from the interest accrued. It’s part of being a responsible family budgeter.

2019 100

2019 Club Christmas 2018 100

Family Balance Sheet

MARCH 25, 2019

On January 25, 2019, I started the Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas. This should cover my tentative Christmas budget that I based on what we spent in 2018. I offer a FREE Christmas Budget spreadsheet to my email subscribers.

March 100

March Club Christmas Budgeting 100

Family Balance Sheet

JULY 25, 2019

Welcome to the 2019 Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas. This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. I’m challenging myself to find the cash outside of our budget. My monthly goal is $100.

2019 113

2019 Club July Christmas 113