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2019 Christmas Savings Club

Family Balance Sheet

How did you do with your Christmas spending in 2018? But if those gifts were paid with a credit card that doesn’t get paid off as soon as the bill arrives, any savings from store sales, coupons, and/or rebates might be negated from the interest accrued. It’s part of being a responsible family budgeter.

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Christmas Savings Club | March Meeting

Family Balance Sheet

This should cover my tentative Christmas budget that I based on what we spent in 2018. I’m challenging myself to find the cash in different ways other than my budget, and last month, I put the rebate I received in the mail from Ebates into my Christmas savings. My monthly goal is $100. How did I do in March?

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Christmas Savings Club | July 2019

Family Balance Sheet

This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. I’m challenging myself to find the cash outside of our budget. I also earned $20 from Ibotta and $7 from Ebates, and found $23 within our May budget. In June, I was rather uncreative and pulled the $100 from our monthly budget.

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Our Family Finances Update: January 2021

Family Balance Sheet

Found money can be found from various sources, such as rebates, refunds, online sales, or even the ground. New furniture wasn’t in the budget for this project, but we sold some other unused furniture in November and we now have enough to pay for the new furniture. Found Money in January: $1681. We…took out a car loan.

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