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How I’m Managing our Family Budget during the Pandemic

Family Balance Sheet

Like many across the globe, my family’s finances are a bit unstable due to the Coronvius Pandemic. We paid off our last non-mortgage debt in September and have since sent that loan’s monthly payment to our mortgage principal. Update our Debt Freedom Plan to reflect lessons learned during this crisis.

Budgeting 246
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Meet a Reader | JenRR from the Midwest

The Frugal Girl

Visiting family in Florida, we enjoy no-cost activities like visiting their beautiful beaches! After I became a mother, finances became much more complicated. This doesn’t include the many free in-library activities we’ve enjoyed over the years. Louis means so many options for free activities! Childhood joy. Visiting St.

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Buying A House In 2023: A Step-By-Step Guide

Savings Corner

Check your credit score Your credit score will help you determine your financing options; lenders use it (among other factors) to set the terms and rates of your loan. Common real estate contingencies can hinge on financing, appraisal, home inspection and more. Would renting for another year or two improve your financial standing?

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Mortgage Refinancing: What Is It And How Does It Work?

Savings Corner

This increases your mortgage debt but gives you money that you can invest or use to fund a goal, like a home improvement project. Debt consolidation refinance Caret Down Like cash-out refinances, debt consolidation refinances give you cash. You can use these funds as retirement income, to pay medical bills or for any other goal.

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Meet a Reader | Mary from Reflections Around the Campfire

The Frugal Girl

We all love outdoor activities, but we don’t all enjoy the same ones. Although my parents never specifically taught me about finances, they lived a frugal life by necessity. I learned from the best, but I believe that a personal finance course should be a requirement for both high school and college graduation.

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How to Start a Budget (and be successful at it!)

Family Balance Sheet

I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. A budget could help you avoid late and insufficient funds fees, find money for an upcoming trip or expense, and ease a disagreement over finances in a marriage. During that time, I started to budget for everything.

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