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How I’m Managing our Family Budget during the Pandemic

Family Balance Sheet

We paid off our last non-mortgage debt in September and have since sent that loan’s monthly payment to our mortgage principal. We just finished paying off our non-mortgage debts and now we were considering taking out a car loan. Update our Debt Freedom Plan to reflect lessons learned during this crisis. More family time!

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Meet a Reader | JenRR from the Midwest

The Frugal Girl

Visiting family in Florida, we enjoy no-cost activities like visiting their beautiful beaches! While we were still renting an apartment, I researched areas with lower property taxes, scouted out my ideal neighborhoods, and waited for a smaller, less expensive house to come on the market. Childhood joy. helping out 7.

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Mortgage Refinancing: What Is It And How Does It Work?

Savings Corner

This increases your mortgage debt but gives you money that you can invest or use to fund a goal, like a home improvement project. Debt consolidation refinance Caret Down Like cash-out refinances, debt consolidation refinances give you cash. You can use these funds as retirement income, to pay medical bills or for any other goal.

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Buying A House In 2023: A Step-By-Step Guide

Savings Corner

These things can hurt your credit score or impact your debt-to-income ratio, which can imperil your final loan approval. Do a final walk-through A final walk-through is your opportunity to view the property one last time before it becomes yours. Keep your finances and credit in good shape from preapproval until closing day.

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Meet a Reader | Mary from Reflections Around the Campfire

The Frugal Girl

We all love outdoor activities, but we don’t all enjoy the same ones. Since we love being outdoors, we made a conscious decision to invest in equipment that would best allow us to enjoy our outdoor activities. Alan and I, by choice, bought land in an area with low property taxes.

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How to Start a Budget (and be successful at it!)

Family Balance Sheet

I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. Write down any events/holidays/activities that will require funds for the month that you are planning, along with a projection of what you’ll need. During that time, I started to budget for everything.

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