Family Balance Sheet

FEBRUARY 28, 2019

We made one big financial goal for 2019 and are striving and working hard to make progress. We started the year with a great January and made some progress with our goal, so to continue the momentum, I wanted to double down on our financial goal and be very mindful with our finances. The key is to plan-plan-plan.

March 100

March Financial Goals Budget Budgeting 100

Family Balance Sheet

APRIL 2, 2022

” Kids (and parents) get excited about summer trips and activities, so I like to post a family calendar on the refrigerator with all of our summer plans and activities. Budget-Friendly Summer Fun Ideas: Summer activities can be found all around you. Swap with another family who could use a date night too.

Budget 130

Budget Budgeting Friends And Family Sale Home and Garden 130

Prairie Eco-Thrifter

AUGUST 25, 2014

At the beginning of the year I set a goal for myself to have one hour of unplugged time each evening to enjoy offline and tech-free activities. This goal specifically was meant to foster more one-on-one time with my then fiancé (now husband!!), There are a surprising amount of activities you can do, completely technology free.

Financial Goals 213

Financial Goals Goals Budgeting Budget 213

Family Balance Sheet

JUNE 8, 2018

Personally, budgeting has allowed us to control of our money, reach financial goals, and start planning for our dream life. I discovered the term, Zero-Based Budget, when my husband and I took Dave Ramsey’s Financial Peace University home course many years ago. We have been using this system ever since.

Budget 133

Budget Budgeting Financial Goals Goals 133

Family Balance Sheet

JUNE 17, 2018

We used gift cards on 3 nights, ate leftovers on 1 night, and grilled burgers on the last night. One of the gift cards was given to us TWO years ago for Christmas. The restaurant isn’t exactly kid-friendly and we were waiting for the right time to use. These wristlets were never used. A yard salin’ we will go!

Home and Garden 100

Home and Garden Financial Goals Friends And Family Sale Gardening 100

Prairie Eco-Thrifter

MARCH 23, 2015

What innate abilities can be put to use to help you start the path to wealth? Set your financial goals together and you both will be more likely to stick to them. Weigh each decision against your financial goals. Consider not only the financial aspects, but the life enjoyment aspects as well.

Financial Goals 100

Financial Goals Emergency Fund Money Goals 100

Family Balance Sheet

DECEMBER 2, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. What We Ate this Week: Sunday: Using leftover turkey & gravy, I made Turkey & Waffles , steamed vegetable. I started using a really cool Savory Cooking app on my iPad.

Frugal 100

Frugal Fridays Leftovers Financial Goals 100

Family Balance Sheet

MARCH 12, 2015

Refresh your memory with what you were thinking at the beginning of the year and review your yearly financial goals. You’re now in the trenches of the new year, do those goals still make sense? When reviewing your goals, did you use the S.M.A.R.T. method when you wrote them? Are they: S – specific.

Finance 100

Finance Cleaning Financial Goals Goals 100

Family Balance Sheet

OCTOBER 20, 2017

It’s a tight budget and I failed miserably recently, but we have lots of financial goals, so I need to get it back in line. I cooked it in my Instant Pot (look for the directions on Monday 10/23/17), and used the meat for Tuesday night’s dinner. These posts will help: How to Save Money on Groceries WITHOUT Using Coupons.

Budget 100

Budget Budgeting Leftovers Daughter 100

Savings Corner

APRIL 4, 2024

Cash-out refinance Caret Down When you do a cash-out refinance , you use your home equity to withdraw cash to spend. This increases your mortgage debt but gives you money that you can invest or use to fund a goal, like a home improvement project. You could have less equity in your home if you take cash out.

Refinancing 52

Refinancing Work Debt Financial Goals 52

Family Balance Sheet

MARCH 11, 2021

Do our goals still make sense now that we’re in the trenches of the new year? Take some time to review your yearly financial goals. Did you use the S.M.A.R.T. SMART goals are: S – specific. I developed our first family balance sheet many years ago and I still use it today. method when writing them?

Finance 130

Finance Cleaning Goals Insurance 130

Prairie Eco-Thrifter

JULY 11, 2013

I like the activities and all but my life has felt over scheduled these days. Are you struggling to find motivation with your financial goals? Using Kids Crafts to Teach the Gift of Giving. It is also the summer of weddings. I am hoping to still squeeze in some summer days and enjoy the weather.

Fridays 189

Fridays Debt Gas Mileage Financial Goals 189

Prairie Eco-Thrifter

JULY 10, 2012

If you’ve ever wanted to find a way to make either activity enjoyable, I’ll share my secrets. I’d estimate that it’s the recipe 80% of Americans use, because it’s the one on the back of the Toll House chocolate chip bag. Yet for a few years I made the Toll House recipe, because that’s what everyone I talked to was using for a recipe.

Budget 213

Budget Budgeting Toll House Cooking 213

The Frugal Girl

MARCH 4, 2024

We all love outdoor activities, but we don’t all enjoy the same ones. Box are some of my favorite authors) and I use the library to borrow both regular books and electronic resources. Since we love being outdoors, we made a conscious decision to invest in equipment that would best allow us to enjoy our outdoor activities.

Green And Frugal 175

Green And Frugal Kids and Family Hotel Frugal 175

Savings Corner

DECEMBER 24, 2023

Bankrate’s AdvisorMatch can connect you to a CFP® professional to help you achieve your financial goals. Here’s what financial planning is all about and what you need to know to get started. What is a financial plan? Source link The post What Is Financial Planning? Bankrate appeared first on Savings Corner.

Goals 52

Goals Debt Taxes Insurance 52

Prairie Eco-Thrifter

SEPTEMBER 4, 2011

Many people are still trapped in debts and financial insufficiency due to the wrong formula or mindset they’ve been following ever since they got employed. If you use the formula: INCOME–EXPENSES = SAVINGS , then you are bound to find yourself with a ‘financial cavity’. Set Financial Goals. Get Out of Debt.

Family 196

Family Financial Goals Debt Goals 196

Family Balance Sheet

APRIL 30, 2015

We have some hefty financial goals this year and this is just one more way for me to squeeze more from our budget. Right now, we are actively looking for a new-to-us vehicle to replace the almost 14 year old car that my husband currently drives.

Thrifting 100

Thrifting April Thrift Stores Financial Goals 100

Family Balance Sheet

SEPTEMBER 9, 2014

I needed to count on myself and support my son, and that meant getting my financial life in order, starting with building an emergency fund for the first time. No, although we inadvertently used the debt snowball method without having heard of it. During that time, the doorknob to the door we used most often to enter our house broke.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Prairie Eco-Thrifter

SEPTEMBER 23, 2014

For example, if their idea of fun is a group bike ride or putting together a healthy potluck, it’s easy to incorporate those activities into your life just by going with the flow. Setting Financial Goals: Make Them Smart and Simple How to Change Bad Habits to Maintain Healthy Ones Guide to Laddering. Get Healthy'

Cycle 181

Cycle Cinnabon Goals Financial Goals 181

Saving Cents With Sense

DECEMBER 19, 2013

Financial Goals – Help kids make goals to be financially responsible this year. Fitness Goals – Many New Year’s resolutions resolve around getting fit, yet for many children who don’t need to lose weight, a focus can be to stay active. This site uses affiliate links. How are they spending their money?

Kids 85

Kids Goals Kids and Family New Year's 85

Prairie Eco-Thrifter

FEBRUARY 23, 2016

I have two LLCs, one for a vacation rental and the other for my online activities. In it, I list all of our financial accounts, doctors, important documents and other things they would need to get to (such as life insurance companies) when we are both gone. To help us keep track, I created a timeline of events during our married life.

Personal Finance 100

Personal Finance Finance Financial Goals Life Insurance 100

Savings Corner

DECEMBER 25, 2023

Use investment funds to reduce risk Risk tolerance is one of the first things you should consider when you start investing. Instead of trying to actively pick stocks, an index fund passively owns all the stocks in an index. Here’s how bonds work and how to use the many different types of bonds to power your portfolio.

Taxes 52

Taxes Growing Money College Tuition 52

Savings Corner

DECEMBER 24, 2023

Portions of this article were drafted using an in-house natural language generation platform. A personal loan is money borrowed from a lender that can be used for nearly any purpose. Consolidate debt: You can use a personal loan to consolidate expensive debt, such as credit card debt. You will also start to repay the money.

Debt 52

Debt Credit Cards Credit College Tuition 52

Family Balance Sheet

JANUARY 5, 2018

My goals are completely attainable, but they will still stretch me t o be more intentional with my time. Aside from a health concern with one of my daughters , 2017 was a great year, however, I was distracted by non-necessities, so my overall theme for 2018 is to use my time more wisely on the people and things that are important to me.

Goals 100

Goals 2018 Motivation Kids and Family 100

Family Balance Sheet

JANUARY 8, 2014

My husband and I made some serious financial goals for 2014. To achieve those goals I need to review our spending to see where I can make some cuts. If pork tenderloins are on sale, my menu will include Roasted Garlic & Herb Pork Tenderloin and I’ll use the leftovers on another night for tacos.

Meals 186

Meals Simple Menu Planning Menu Plans 186

Prairie Eco-Thrifter

MARCH 10, 2013

I believe that if you use a process to make your decisions, you will be more apt to make more good ones than bad. What is your vision of your financial future? Have a goal, develop a plan and use it to make your choices – the ones that lead to moving your plan forward. Using common sense. If not, think again.

Making 240

Making Home Financial Goals At&T 240

Family Balance Sheet

FEBRUARY 9, 2018

We started using it in January 2017 and I wrote all about it, so I won’t rehash it all here. Medi-Share can be used as a substitute to satisfy the federal mandate requiring “applicable individuals” to maintain “minimum essential insurance coverage”. (At Total discount from using in network providers: $28,291.29 (27%).

Health Insurance 113

Health Insurance Insurance 2017 Bills 113

Family Balance Sheet

APRIL 1, 2021

Now go through the list and really ask yourself if you use or need all of it. If you’re not using it, cancel it today and redirect that monthly money into your emergency savings. However, if you do use it , ask your gym if they swap volunteer hours for a free membership. Check my Frugal Family Activities list for ideas.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Prairie Eco-Thrifter

JANUARY 13, 2011

Author Bio: Sustainable PF writes with his wife, Mrs. SPF out of Ontario, Canada, at Sustainable Personal Finance where they discuss and explore the fine balance between their personal financial goals and their lifestyle and beliefs regarding sustainable living. A home has many rooms, rooms that are rarely all being used.

Food and Drink 147

Food and Drink Re-use Home Drinks 147

Family Balance Sheet

JULY 2, 2015

We have a 5 year old son and are in the process of adopting our 2 year old and 4 month old foster sons, making us parents of 3 boys! We strive to be a pretty active family. It took us two years of my husband working full-time at his job and then using every other second to work on the house. Creativity. Minimalism.

Student 100

Student Debt Debt Free Finds 100

Savings Corner

DECEMBER 25, 2023

The Internal Revenue Service (IRS) says passive income can come from two sources : rental property or a business in which one does not actively participate, such as being paid book royalties or stock dividends. It’s easy to find a qualified financial advisor to guide you through life’s most important financial decisions.

Money 52

Money Making Real Estate Rent 52

Prairie Eco-Thrifter

JANUARY 13, 2011

Author Bio: Sustainable PF writes with his wife, Mrs. SPF out of Ontario, Canada, at Sustainable Personal Finance where they discuss and explore the fine balance between their personal financial goals and their lifestyle and beliefs regarding sustainable living. A home has many rooms, rooms that are rarely all being used.

Food and Drink 133

Food and Drink Re-use Home Drinks 133

Family Balance Sheet

JANUARY 7, 2015

Barry is a woodworker in his spare time and I cook – I wish I did more, but sometimes I even find it hard to take a shower, so it’s not my time for adding new activities. We ended up using my remaining collage savings to pay that off. Don’t be afraid to be around us. What are your financial goals now?

Debt Free 100

Debt Free Debt Budgeting Budget 100

Family Balance Sheet

FEBRUARY 16, 2016

We use an online account like, Capital One 360 (my referral link). With work, school, and extra-curricular activities, we feel it at our house too. Plan your gift giving for the year using my FREE Gift Spending excel spreadsheet. Check my Frugal Family Activities list for ideas. 18 – Use Cash Back Grocery apps.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Family Balance Sheet

AUGUST 5, 2015

Our lives have been forever changed and our opportunity to financial success in the future are greater than they could have ever been! We weren’t really active looking for it actually. 2 years ago we were noticing our family was accumulating a lot of bad behaviors with our health, financial and quality time as a family.

Debt 100

Debt Debt Free Finds Finance 100

Prairie Eco-Thrifter

JULY 4, 2011

They are also there working with you to help you reach your goals; even those financial goals. Many of us have just celebrated Canada Day or Independance Day; a holiday where we celebrate our freedoms. In this case, they helped a school fund interactive learning activities. My parents have helped us in the past.

Personal Finance 240

Personal Finance Finance Family Debt 240

Savings Corner

DECEMBER 24, 2023

Get started: Define your personal and financial goals. Would renting for another year or two improve your financial standing? Check your credit score Your credit score will help you determine your financing options; lenders use it (among other factors) to set the terms and rates of your loan.

Real Estate 52

Real Estate Buy Buying Credit 52