Family Balance Sheet
AUGUST 30, 2014
The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. We don’t want to make our families miserable with bland meals, boring snacks, and not enough food in the house, but we must stay on budget. My budget is $450. Grocery Budget Challenge'
Penny Pinchin' Mom
MARCH 11, 2024
Here are my most effective 20 ways of saving money fast so you can start trekking toward your savings goal. Create a Budget You guys know me by now; you know I am all about creating and sticking to a family budget. You can start cutting out these expenses and see how much money you save. Believe me!
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Prairie Eco-Thrifter
JANUARY 19, 2015
Would you like to end 2015 with a bigger bank account than you currently have? Yet, too often we make excuses not to save money, or we feel like our budget is just too tight to save. There are tricks you can use to save more money even IF your budget is very tight. Save all $5 bills that you get.
Family Balance Sheet
OCTOBER 15, 2021
I don’t recall why I never used the account, but I guess it just slipped my mind. Right before the pandemic started, I opened 529 College Savings Accounts for our daughters. My oldest was in eighth grade and one of my goals for 2020 was to start saving consistently for both daughters’ college education.
Penny Pinchin' Mom
FEBRUARY 16, 2024
This is what I would do: Calculate how much you pay in terms of interest per year when you use your credit cards Take that money and put it aside as part of the car fund Put the credit card back in your wallet and use cash or debit instead Using cash also has an underlying advantage; it can help you improve your spending habits.
Family Balance Sheet
APRIL 6, 2015
Do you know what tax-advantaged investment options are available to you? When you’re informed, you’ll be able to make better decisions when it comes to tax-advantaged investments, like retirement, health savings accounts, and educational savings accounts.
Penny Pinchin' Mom
DECEMBER 17, 2023
Advantages of Paying Off Debt From a purely financial point of view, it makes more sense to focus on debt payoff rather than directing available cash to a savings account. Before I took up my Financial Reboot journey, I was more focused on growing my savings accounts as opposed to paying off debt first.
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