Savings Corner

DECEMBER 24, 2023

When it comes to calculating interest, there are two basic choices: simple and compound. For the second year, your interest would be calculated on a $1,050 investment, which comes to $52.50. If you reinvest that, your third-year interest would be calculated on a $1,102.50 Calculations by author. No more, no less.

Calculators 52

Calculators Simple Re-use Growing 52

Savings Corner

DECEMBER 27, 2023

How to use this free Roth IRA calculator Based on your current age, modified adjusted gross income and tax-filing status, the Roth IRA calculator will automatically calculate how much you’re eligible to contribute to a Roth IRA this year. The Roth IRA calculator assumes 2% annual income growth.

Calculators 40

Calculators Taxes T-Mobile Advantage 40

For the Mommas

FEBRUARY 23, 2014

While you could get the Tuna for the biggest money maker, Joe decided to take advantage and stock up on paper plates – something we rarely see free! This is a great way to take advantage of gas deals! To calculate your savings, remember to use the FTM Gas Calculator. Check out Joe’s scenario below.

Gas 69

Gas Calculators Advantage Taxes 69

Savings Corner

DECEMBER 24, 2023

according to the Council for Community and Economic Research , which is an advantage for retirees on a fixed income. One perk of relocating to an area where the real estate market is more affordable and less competitive, is taking advantage of the equity built up in the home that’s left behind and paying cash for a new home, Hannon says. “If

Iowa 52

Iowa West Virginia Healthcare Delaware 52

Prairie Eco-Thrifter

NOVEMBER 13, 2019

There’s no set formula for calculating premiums, so expect to hear a pretty wide range of dollar amounts. When you are able to buy it, the premiums you pay are quite low but the advantage is that a certified ID theft counselor will work with you to restore your identity after someone steals it.

Insurance 113

Insurance Identity Theft Life Insurance Discount 113

Savings Corner

DECEMBER 25, 2023

2023 capital gains tax calculator Use this capital gains calculator to estimate your taxes on assets sold in 2023. Our capital gains tax calculator shows how much that could save. Roth IRAs and 529 accounts in particular have big tax advantages. How do I avoid capital gains taxes?

Taxes 52

Taxes Calculators Real Estate Cars 52

Prairie Eco-Thrifter

MARCH 6, 2014

Even with some research, there are so many variables (location, service, parts needed, etc); I don’t know how to begin calculating a standard fair price. As much as I’d love to trust my local business owner not to grossly overcharge me or take advantage of my ignorance, experience has taught me otherwise.

Price 206

Price Insurance Bills New York City 206

Savings Corner

APRIL 4, 2024

For example, let’s calculate your DSCR if your annual net operating income is $500,000 and your loan’s yearly principal and interest is $225,000. Calculate your business revenue minus operating expenses. Calculate the yearly cost of your loan , including principal and interest. Use our business loan calculator to help you.

Bank 40

Bank Banking Credit Finance 40

Teresa's Deals

SEPTEMBER 12, 2015

Why, I think it’s because I never knew where to start and even know how to put the menu all together and gather up what’s needed and do the calculations. I have been one of those people who says they need to start meal planning and never does it. Well, I says it’s easy enough for me and loving they way it all works.

Meals 100

Meals Budgeting Budget Friends And Family Sale 100

Prairie Eco-Thrifter

JANUARY 2, 2019

This is the greatest and the most advantageous way of providing financial support and security to your dependents if you happen to meet your unforeseen death. Advantages of term insurance as a pure protection plan. This means that the only premiums that are calculated are ones for mortality charge.

Insurance 185

Insurance Life Insurance Taxes Family 185

Penny Pinchin' Mom

DECEMBER 17, 2023

Advantages of Paying Off Debt From a purely financial point of view, it makes more sense to focus on debt payoff rather than directing available cash to a savings account. It reduces the overall time that the interest will accrue as well as the balance on which it is calculated. The right move depends on your specific circumstances.

Pay Off Debt 52

Pay Off Debt Debt Emergency Fund Financial Goals 52

For the Mommas

MARCH 19, 2014

Take advantage of the full 30 gallons to score some freebies! To calculate your individual gas savings if you don’t get 30 gallons, please use the gas deal calculator found here (best used in firefox or ie). When you get 30 gallons of gas, it is $15.00

Healthy Choice 68

Healthy Choice Gas Pepperidge Farm Eggo 68

Saving With Shellie

APRIL 3, 2015

When buying wipes I like to calculate the price per pack to determine if it is a good stock up deal. soft packs (64-count) which calculates to only $.93 Head over to Amazon and take advantage of this stock up deal today! -Clip the $2 coupon -Save 5% with Subscribe & Save ($.60) 60) Final Price = $9.37 93 per pack!

Huggies 40

Huggies Calculators Saving Frugal Lives 40

Saving With Shellie

MARCH 2, 2015

When buying wipes I like to calculate the price per pack to determine if it is a good stock up deal. soft packs (64-count) which calculates to only $.93 Head over to Amazon and take advantage of this stock up deal today! -Clip the $2 coupon. Save 5% with Subscribe & Save ($.60). Final Price = $9.37. 93 per pack!

Huggies 40

Huggies Calculators Saving Frugal Lives 40

Koupon Karen

JANUARY 15, 2024

For instance, calculate if revenue from an expansion covers the repayments, maintaining your financial health. By following these strategies, you can maximize the advantages of business financing and drive your enterprise toward success. Plan Your Repayment Strategy: Formulate a repayment plan based on cash flow projections.

Family 52

Family Finance Debt Monitors 52

Prairie Eco-Thrifter

JUNE 11, 2012

Each one comes with advantages and disadvantages; the trick is to limit the disadvantages to achieve the best result. Another advantage with bonds is that you can get started with a relatively small amount of money. One of the best ways to invest for your retirement is taking advantage of the tax incentives of retirement accounts.

Taxes 187

Taxes Goals Advantage 401K 187

Family Balance Sheet

NOVEMBER 11, 2013

I may not host Thanksgiving, but every year, I take advantage of my grocery store’s FREE turkey promotion and I roast a turkey with all the trimmings for my own family. Calculate How Much Turkey You Will Need Per Person. Nobody feels like they did all of the work and we all go home so stuffed and well fed.

Menu Planning 147

Menu Planning Menu Plans Thanksgiving Recipes 147

Prairie Eco-Thrifter

JULY 24, 2012

The Advantages of Gardening The advantages of growing your own vegetables include eating fresh, nutritious food, knowing exactly what has gone into your food, reducing food miles to almost zero, healthy exercise, education for the kids and the joy of producing something healthy for the family.

Gardening 267

Gardening Garden Health Home and Garden 267

Saving With Shellie

DECEMBER 9, 2015

If you can’t pop into your nearest store this afternoon, you can also take advantage of this deal online. But even better, this $50 threshold is calculated before the promotion discount. Some of these items are priced as much as $24.94 so it’s a really great deal!

Old Navy 40

Old Navy Clearance Calculators Kids and Family 40

Prairie Eco-Thrifter

JUNE 4, 2012

Start Early for Greater Benefits Life insurance rates are less expensive when you are young, so it’s to your advantage to look into policies early. There are many available resources online, such as Genworth’s life insurance budget calculator , that can help you determine how much you can save every month.

Life Insurance 187

Life Insurance Insurance Debt Money 187

Savings Corner

APRIL 4, 2024

You can take advantage of tax deductions: If you use the funds for home improvements, you could take advantage of the interest deduction. The mortgage lender needs to know what your home is worth to calculate how much equity you have. This can be a boon for your credit score. Caret Down Yes, in most cases.

Refinancing 52

Refinancing Work Debt Home Improvement 52

Nicoles Nickels

FEBRUARY 1, 2011

If you’re taxes are fairly simple, you should be able to take advantage of this great FREEBIE and get Turbo Tax for FREE for the federal return. Turbo Tax guides you through the process and does all the calculation for you. So many people go to a tax preparer when they could easily do it themselves!

Taxes 45

Taxes Software Calculators Florida 45

Penny Pinchin' Mom

FEBRUARY 16, 2024

This is what I would do: Calculate how much you pay in terms of interest per year when you use your credit cards Take that money and put it aside as part of the car fund Put the credit card back in your wallet and use cash or debit instead Using cash also has an underlying advantage; it can help you improve your spending habits.

Cars 52

Cars Car Bank Banking 52

Family Balance Sheet

NOVEMBER 9, 2015

And even if you are not roasting a turkey on Thanksgiving for guests, take advantage of the low turkey prices right now and buy one for your family. This online calculator will also tell you how long you need to thaw the turkey in the fridge depending on size of turkey. Does cooking a big bird for so many people intimidate you?

Thanksgiving 100

Thanksgiving Leftovers Cooking Re-use 100

Savings Corner

DECEMBER 24, 2023

Monthly payment: Personal loans come with a fixed monthly payment that you’ll make over the life of the loan, calculated by adding up the principal and the interest. Personal loans have advantages and drawbacks. Before taking on debt, use a personal loan repayment calculator to help budget.

Debt 52

Debt Credit Cards Credit College Tuition 52

Family Balance Sheet

MAY 14, 2013

Before your trip, calculate the number of meals during your trip and decide how many will be eaten in and how often you will dine out. Also, by planning ahead I can take advantage of sales. Plan Your Fuel Costs: Find an online fuel cost calculator or app to help you plan your gas costs. Make sure you include it in your budget.

Vacation 153

Vacation Saving Money Money Food and Drink 153

Prairie Eco-Thrifter

AUGUST 15, 2011

Calculating Risk. There are several mutual fund investments that offer societal advantages, like, cleaning the environment, sustaining human rights and many more. In lieu of saving funds, an investor must get some kind of compensation. By the rule of thumb, a risk in any investment increases as the amount of uncertainties increases.

Finance 180

Finance Green Rewards Money 180

Saving Cents With Sense

NOVEMBER 7, 2013

Take advantage of free turkey promotions. Calculate how much you need to make for the amount of people, keeping in mind that there will be several dishes. Using what you have on hand won’t just help your pocket book, but using less waste will also help the environment. Not looking forward to all the dishes? Don’t forget the Bar-b-que.

Thanksgiving 102

Thanksgiving Budgeting Budget Friends And Family Sale 102

Coupons Do Work

AUGUST 29, 2016

Texas Instruments : Teachers in math and science can receive discounts on qualifying Texas Instruments technology products, including graphing calculators and software. Books-A-Million : Educators teaching students from Pre-K to the 12th grade can take advantage of a 20% discount program with Books-A-Million. Books Discounts : .

Discount 124

Discount Giving Storing Education 124

Prairie Eco-Thrifter

JANUARY 12, 2014

Why would I not want to have some part of them invested in emerging markets and in international mutual funds to take advantage of growth in other parts of the world and balance risks of investing solely in the USA? They have a decent calculator to help you get close to your asset allocation model goal.

Money 170

Money 401K Bank Banking 170

Family Balance Sheet

JUNE 1, 2011

We calculate the number of meals we are going to have and decide how many will be at home and how often we will dine out. I plan our menu weeks before we leave, so I'm able to take advantage of store sales and I do much of the food shopping ahead of time. Create a Meal Plan. Every summer, we travel with my parents to the beach.

Vacation 178

Vacation Saving Money Money Food and Drink 178

Family Balance Sheet

JANUARY 28, 2022

Generally, stores list the unit price on the sign, but to calculate: unit price = product price/size of the product. Some weeks are better than others, but there are usually one or two amazing deals that I can take advantage of. We use Cetaphil and it is pricey, so I took advantage of that money-saving tip. 071/oz, vs. $3.49/64

Saving Money 130

Saving Money Groceries Grocery Money 130

Prairie Eco-Thrifter

MAY 6, 2016

Net current asset value is calculated by subtracting total liabilities from total current assets and then subtracting the value of preferred shares outstanding from that. However, while I worked, I also used this method to better advantage. The net net stocks are those that have a low price relative to the net current asset value.

401K 100

401K Money Emergency Fund Goals 100

Prairie Eco-Thrifter

OCTOBER 15, 2011

Yeah, There’s a Calculator for That Refinancing your mortgage to a lower rate and paying the same amount is an interesting sound-byte from Personal Finance Bloggers – but has anyone really run the numbers? The return on this strategy is relatively paltry, as this calculator shows!

October 200

October 2011 Finance Personal Finance 200

Savings Corner

APRIL 4, 2024

Bankrate’s home equity calculator can help you estimate your exact borrowing power. Tax advantages: You could be eligible for a tax deduction if you use the loan proceeds to substantially improve or repair the home. This might make it easier for you to budget for and pay each month.

Home 52

Home Debt Credit Cards Credit 52

Prairie Eco-Thrifter

OCTOBER 11, 2011

Hubby is one of those lucky few that actually has a pretty safe pension – one that also comes with health plans (which cover me as well) – so calculating his was easy. I did deal with this one as soon as possible by moving it in kind to a taxable IRA – so I could take advantage of the Net Unrealized Value taxation rules.

Real Estate 207

Real Estate Money Recession Work 207

Savings Corner

FEBRUARY 2, 2024

These companies gather the information used to calculate credit scores. Here’s how to use your card to your advantage: Buy only what you can afford. Credit reporting The student credit card you choose should report to all three credit bureaus : TransUnion, Experian and Equifax.

Credit Cards 52

Credit Cards Student Credit College 52