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6 Steps to Creating a Budget You Can Stick To

For the Mommas

Food- groceries, eating out, ordering delivery, etc. Knowing these two figures will help you to figure out an average for how much you spend each month. Keep in mind that some of these figures may also fluctuate based on the time of year. Utilities- electricity, propane & gas, water & sewage. Telephone/cell phone.

Budget 40