6 Steps to Creating a Budget You Can Stick To
For the Mommas
JULY 10, 2016
Once you have cut out all of the extra stuff, you need to figure out which expense are fixed (in other words, they cost the same every single month, like your rent or mortgage), and which ones are discretionary (meaning, the amount may change from month to month based on factors such as usage, as with most utilities). Telephone/cell phone.
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