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How to Budget (and Pay) for Yearly Bills + a FREE Speadsheet

Family Balance Sheet

They can cause a panic, especially when just one bill is into the four figures, like our property taxes or auto insurance! Our home owner’s insurance, auto insurance, and local real-estate taxes (for our home and our business property) are due, and on top of that, there have been years where we also owed the Federal government.

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10 Best Low-Risk Investments In April 2024

Savings Corner

That may be fine if your goal is to preserve capital and maintain a steady flow of interest income. It’s also why low-risk plays make for better short-term investments or a stash for your emergency fund. The bank tells you what rate you’ll get, and its goal is that the value per share won’t be less than $1,” he says.

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Are You Prepared For An Emergency?

Prairie Eco-Thrifter

You may not be able to store six months of non-perishable food items in a small apartment, but you can at least get through the initial stages of a crisis with the help of a 72-hour kit and what you have on hand for the week. Financial contact numbers for banks, credit issuers, insurance companies, and others.

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How to Get into the Stock Market

Prairie Eco-Thrifter

Traditional investment advice says that you shouldn’t invest in the market until you are financially stable, have an emergency fund and have taken care of other basics, such as insurance of all kinds, debt removal and etc. If you don’t have any stock market investments, how can you get in on the action?

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How We Frugal-ed in June 2023

Family Balance Sheet

This update includes how we frugal-ed in April, May, and June. You may have heard that interest rates on some savings accounts have gone up, so I pulled my head out of the sand and transferred the cash portion of our college savings to two separate savings vehicles: a 15-month CD and a high-yield savings account.

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Down Payment on a House: How Much Do You Really Need?

Savings Corner

However, some types of loans backed by the federal government may not require down payments. You may have heard that you need to make a 20% down payment on a home, but that’s really just the threshold many lenders use for requiring mortgage insurance on a conventional loan. More on that below.) Power and Zillow.

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How to Start a Budget (and be successful at it!)

Family Balance Sheet

Do you look at your bank account and wonder, “where did all the money go?” For example, if today is May 22, then follow these steps to plan for June’s budget. Necessary expenses could be: – Home: Mortgage/rent, utilities, insurance, taxes, necessary repairs. ” We’ve been there too.

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