Family Balance Sheet

MAY 25, 2019

On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. My monthly goal is $100.

2019 100

2019 Club Christmas May 100

Family Balance Sheet

OCTOBER 25, 2019

On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. My monthly goal is $100.

2019 100

2019 October Club Christmas 100

Family Balance Sheet

MARCH 25, 2019

On the 25th of every month from January to November in 2019, I will hold a virtual meeting on the blog to give updates on our progress, motivate one another, and help all of us save for a cash Christmas. . This should cover my tentative Christmas budget that I based on what we spent in 2018. My monthly goal is $100.

March 100

March Club Christmas Budget 100

Family Balance Sheet

NOVEMBER 19, 2014

We have led 7 sessions of Financial Peace University mostly to keep ourselves motivated. We lowered our living expenses and looked at our bills and decided what we could live without. We ate at home a lot and watched our food budget carefully. How often do you and your spouse discuss your finances/budget/spending?

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Prairie Eco-Thrifter

FEBRUARY 15, 2011

Here are 5 ways to trim your budget for your child’s college funds. Know Your Actual Budget. Knowing exactly how much income is going out towards bills, unplanned expenses, and splurges is the first step in saving for a college fund. Written Budget. Create a hand written budget and make several copies.

College 100

College Budget Budgeting Friends And Family Sale 100

Penny Pinchin' Mom

MARCH 11, 2024

Create a Budget You guys know me by now; you know I am all about creating and sticking to a family budget. Entries such as your mortgage, gas, electricity bill, and so on are essential. You can even use a budgeting app if you need a little more support reaching your financial goal. I can, however, help you with the plan.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Savings Corner

DECEMBER 24, 2023

These areas range from the basics such as budgeting to more complex areas such as saving and investing for retirement as well as estate planning for the distribution of your assets. A financial plan can help you get your financial life in order in areas such as: Budgets – How much can you spend this week or month and still stay on track?

Goals 52

Goals Debt Taxes Insurance 52

Prairie Eco-Thrifter

NOVEMBER 8, 2012

I’m not much into budgeting. It’s true that what I do with money technically amounts to a budgeting technique, but the idea of a traditional budget has never appealed to me. It’s a lot like a budget, and many people have told me they think that it’s a budget. Let’s consult the budget.

Emergency Fund 202

Emergency Fund Budget Budgeting Psychology 202

Koupon Karen

JANUARY 15, 2024

This guide provides useful tips on how to save money while transforming your living space and striking a balance between aesthetics, functionality, and budget. When remodeling on a budget, consider focusing on key pieces such as a well-crafted sofa or a statement wall art that reflects your personality and style.

Saving Money 52

Saving Money Money Home Renovation 52

Koupon Karen

DECEMBER 26, 2023

Gifts with a Personal Touch: Nothing says thoughtful like a personalized gift, and custom water bottles fit the bill perfectly. Stainless steel offers durability and temperature retention, while BPA-free plastic may be a lightweight and budget-friendly option.

Motivation 52

Motivation Tools Ranges Software 52

Family Balance Sheet

FEBRUARY 2, 2017

Maureen, from The Debt Free Mess Free Life , suggests that you understand what motivates you to act unwisely and spend frivolously (if that is your situation). She and her husband also used a visual motivation chart posted on their refrigerator. Each month when they do their budget, they update their chart.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

FEBRUARY 3, 2016

She helps readers gain control of their finances and live well on a budget at her blog Cook with a Shoe . I would say that this plan helped me more in the area of using a zero-based budget and sticking with a budget. We followed a budget and switched to using cash, which helped us stay on track with the budget.

Debt 100

Debt Debt Free College Finds 100

Prairie Eco-Thrifter

MARCH 7, 2013

Don’t miss Canadian Budget Binder’s on reducing the grocery bill from $1,100 to $600 for some great tips. Tonya at Budget and the Beach thinks we’re moving too fast and recently found herself longing for the simple times. Getting Motivated to Save. Trimming Your Food Budget Trims Your Waistline.

Vacation 169

Vacation Fridays Indonesia Personal Finance 169

Prairie Eco-Thrifter

FEBRUARY 9, 2011

But, I’m convinced that celebrating success is much more motivating than punishing yourself for real or imagined failures. Here are a few money scenarios to celebrate: Paying your bills on time. Trimming your budget. Paid the bills? Thinking about your success makes you feel good. Saving an extra $50 a month.

Debt 113

Debt Eating Out Bills Cooking At Home 113

Prairie Eco-Thrifter

FEBRUARY 9, 2012

But, you can’t escape your life and the bills will follow you. You have no budget. Try a simple budget. You got divorced, had medical bills, or were unemployed. Be very clear of your motives before buying something. What is the one thing you are refusing to give up that would help you pay off your debt?

Money 203

Money Debt Finance Credit Cards 203

Family Balance Sheet

DECEMBER 10, 2014

Many of their ideas were inspiring and their stories continued to motivate me through the entire process. The income from my extra jobs went straight to debt payments, and my regular day job paid the bills, while enabling me to build up a small amount of savings. How often do you and your spouse discuss your finances/budget/spending?

Debt 227

Debt Debt Free Financial Goals Goals 227

Family Balance Sheet

AUGUST 4, 2014

This motivated Jon to not ever feel like he had to keep working at a job that he was clearly overwhelmed by just because he couldn’t afford to do anything else. The other thing we did was switch our cell phone bill. How often do you and your spouse discuss your finances/budget/spending? What are your financial goals now?

Debt Free 243

Debt Free Debt Goals Student 243

Family Balance Sheet

JULY 9, 2015

Everyone had unique motivation for working towards debt freedom: Jackie and her husband were sick of the stress that goes along with money issues. When you have tracked, analyzed, and cut your budget to bare bones, there is only one other way to find extra money to put towards debt and that is to make more money.

Debt Free 100

Debt Free Debt Budgeting Budget 100

The Frugal Girl

FEBRUARY 14, 2024

But now that I’ve progressed in my practice these 5 years, and have the room in my budget, I have a $130 mat, a few sets of nice yoga clothes, and $2500 teacher training. This has increased our grocery bill but has also led to major health benefits that I think are worth it. What’s your funniest frugal story?

Friends And Family Sale 187

Friends And Family Sale Library College Cars 187

Prairie Eco-Thrifter

JANUARY 19, 2011

Make a budget and Use it: Sit down with your family and come up with a budget for your essential monthly items as well as the luxuries. Staying healthy can save you tons on medical bills as well as insurance. Never go past due: This one is pretty simple; always pay your bills on time. Plus it stops you from wasting food.

Saving Money 124

Saving Money Money Insurance Bills 124

Family Balance Sheet

SEPTEMBER 29, 2016

You can find Angela at her You Tube channel, Our Life…on a Budget , where she vlogs about getting out of debt and staying there! Before we left I was already feeling stressed from juggling 8 payments on top of our regular household bills and expenses. The first thing we did was to review our spending and create a budget.

Debt 100

Debt Debt Free Budgeting Budget 100

Prairie Eco-Thrifter

MAY 16, 2012

There are times when I have lost my motivation and wanted to just quit. By paying attention and looking after every part of our lives we can find true contentment and happiness. This site, like life, has taken me on a journey. It has been filled with uphills, downhills, curves, and forks in the road.

Prizes 274

Prizes Personal Finance Finance Giveaway 274

Prairie Eco-Thrifter

JANUARY 14, 2012

Some of the most oft repeated tips are how to reduce your energy bill. Those are all great ideas, but one company is taking it a step further to help motivate us. MoneySmartGuides : The Real Cost of Eating Out – I was looking over my budget for the previous month and something stood out. Turn off the lights.

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Family Balance Sheet

FEBRUARY 10, 2017

Our bills and responsibilities didn’t waiver however, even though our income dipped. We dramatically reduced our spending by cutting our cable TV and landline , shopping thrifty, eating out less often , and lowering our grocery bill. “Unfortunately, life doesn’t stop when shortfalls happen.”

Debt 100

Debt 2017 Student 2016 100

For the Mommas

JANUARY 23, 2013

Create a budget. If you’re still worried you’ll break your resolution, consider motivating yourself by money. By refinancing, consumers could quickly save hundreds of dollars every year without having to make significant cuts to their budget. Have more money automatically withdrawn from your paycheck and put in your 401k.

Monitors 40

Monitors Credit Debt Consumer 40

Prairie Eco-Thrifter

MAY 8, 2011

In fact, my husband and I just revamped our budget so that we can donate to charities even more each month. A post about breaking down your insurance costs and how you can budget for them. Set up automatic bill payment so that you’re never late on payments again. They are definitely worth a try. Save Money this Spring: #3.

Saving Money 232

Saving Money Money Credit Cards Insurance 232

Prairie Eco-Thrifter

JANUARY 28, 2011

Live Real, Now tells us how we can save money on anything from bills to insurance. Frugal Dad tells us how it’s possible to have a wedding on a budget. Not Made of Money shares with us some tips on how to stay motivated at paying off our debt. It is amazing the trends you can see if you keep good records. Going Frugal.

January 124

January 2010 Personal Finance Finance 124

Family Balance Sheet

SEPTEMBER 9, 2014

have barely any bills and be able to live off passive income. Then the iPhone came out, and I figure other people might like to obsessively check their progress as much as I did, so I created Pay Off Debt , an app to help people keep track of their debt snowball and stay motivated. It’s awesome to (FINALLY!)

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Saving Everyday

JANUARY 10, 2012

Today is the first day I feel somewhat human and motivated. From working with your creditors, to negotiating your bills, to clever ways to save. Budget Recipes ” – I love cooking more than I love coupons. I’ll get back to showing you how you CAN feed your family healthy meals on a budget. I have been sick as a dog.

Money 53

Money Work Saving Money Daughter 53