Family Balance Sheet

NOVEMBER 2, 2022

Our goal is to NOT put our Christmas purchases on a credit card. January will be one giant nightmare when the credit card bills start rolling in. Hopefully, that’s your goal too. Back in 2013, I had a year-long series, Christmas Savings Club , to encourage everyone to set aside money each month for the holidays.

Christmas 130

Christmas Finds Friends And Family Sale Donation 130

Family Balance Sheet

APRIL 25, 2019

My monthly goal is $100. Also, in February, I received a check of $45 from a family member who was reimbursing us from a group gift that we took care of over the holidays. In March, I added $70 in $1 bills that I had been setting aside for the past year. I’m challenging myself to find the cash outside of our budget.

2019 100

2019 April Club Christmas 100

Family Balance Sheet

MAY 25, 2019

My monthly goal is $100. Also, in February, I received a check of $45 from a family member who was reimbursing us from a group gift that we took care of over the holidays. In March, I added $70 in $1 bills that I had been setting aside for the past year. I’m challenging myself to find the cash outside of our budget.

2019 100

2019 Club Christmas May 100

Family Balance Sheet

FEBRUARY 1, 2019

How did you do with your financial goals in January? We have only one financial goal for 2019 and we made some progress in January. It was a great feeling to make that payment, and to continue the momentum I want to double down on our financial goal. The goal of Frugal February is NOT to feel deprived, .

February 100

February Frugal Financial Goals Budgeting 100

Family Balance Sheet

OCTOBER 18, 2019

We ran the numbers of the purchase and they looked great on paper, but paper doesn’t account for a new server, a roof leak, unexpected medical bills, and other calamities. A lot of life happened over 7 years and our plan changed slightly, but our goal remains to achieve complete freedom from debt. Our 2019 Financial Goal.

Debt 100

Debt 2019 Financial Goals Emergency Fund 100

Family Balance Sheet

JANUARY 3, 2013

Our goal with the Christmas Savings Club is to save enough cash to achieve a Cash Christmas in 2013. Too many people rely on credit cards to carry them through the holiday spending and January ends up being a very stressful month when those credit card bills start rolling in. Stop back on the 25th and let us know how you did.

Budgeting 100

Budgeting Budget 2013 Christmas 100

Family Balance Sheet

NOVEMBER 26, 2014

Our goal is to NOT put our Christmas purchases on a credit card. January will be one giant nightmare when the credit card bills start rolling in. Hopefully, that’s your goal too. In 2013, I had a year long series, Christmas Savings Club , to encourage everyone to set aside money each month for the holidays.

Christmas 235

Christmas Finds Part Time Thrift Stores 235

Family Balance Sheet

JANUARY 9, 2012

It can be intimidating to think about, but your grocery bill is one of the easiest expenses to reduce. In the meantime, check out these popular posts that are full of tips to help you reduce your grocery bill. Stock up and Save with Pre-Holiday Grocery Sales. Did you make a goal for 2012 to lower your grocery spending?

Grocery Spending 159

Grocery Spending Groceries Grocery Menu Planning 159

Family Balance Sheet

JANUARY 25, 2019

I promise I won’t start reciting Christmas carols, but while the holidays are still somewhat fresh in our minds, I think it would be a good idea to start planning for Christmas 2019. While Christmas 2018 is still somewhat fresh in your mind, create a list of everything you spent money on during the holidays. Did you over spend?

2019 100

2019 Club Christmas 2018 100

Saving Everyday

OCTOBER 27, 2023

Follow these tips, and you’ll reach your goal in no time! As someone who truly knows what being broke feels like , I know how stressful it can be, especially during the holidays. If you implement some of these strategies, you WILL have extra holiday cash! You must be intentional and make an effort. Sell it and save it!

Saving Money 52

Saving Money Budgeting Budget Money 52

Family Balance Sheet

OCTOBER 14, 2013

It is so easy to walk into the grocery store with an idea of what you will spend, walk out with a bill that is double and get home to discover that you have nothing to eat. Yes, there are coupons, but you don’t have to use them to reduce your grocery bill. So read through the below tips and attack that grocery bill!

Grocery Spending 113

Grocery Spending Groceries Grocery Finds 113

Family Balance Sheet

JANUARY 10, 2013

One of my goals for Family Balance Sheet for 2013, is to get back to posting more money saving tips to help my readers (and myself) reduce our grocery bills. Stock up and save with pre-holiday grocery sales. After-Holiday clearance sales aren't just about gift wrap. What's your #1 way to save money on your grocery bill?

Economical 100

Economical Money Saving Groceries Grocery 100

Family Balance Sheet

JANUARY 8, 2014

My husband and I made some serious financial goals for 2014. To achieve those goals I need to review our spending to see where I can make some cuts. Over the holidays, I wasn’t as diligent with my meal planning and our grocery bill went over what I budget for food.

Meals 186

Meals Simple Menu Planning Menu Plans 186

Family Balance Sheet

NOVEMBER 18, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. Fortunately, the weather has been mild and we will no doubt enjoy the super low utility bills from the last several weeks. Shopping online this holiday season? Try Ebates. It’s awesome!

Frugal 100

Frugal Cheap Fridays Win 100

Family Balance Sheet

JANUARY 2, 2013

Unless it's paid with cash, that is one hefty credit card bill come January. Step 3: On the 25th of each month, we will be meeting (via a post) to discuss whether we hit our savings goal for the month. January's Goal: Create your budget, divide by 11 and save your first month's goal.

2013 113

2013 Christmas Club January 113

Family Balance Sheet

JANUARY 5, 2019

Our main financial goal is to pay off our last non-mortgage loan. It was a goal in 2018, but high medical bills and other financial challenges hindered our progress. I spent most of the holidays baking cookies, eating cookies that others gave us, and dreaming of cookies that I’d like to try.

2019 100

2019 Recycle Recycled Recycling 100

Family Balance Sheet

NOVEMBER 4, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. While I don’t advocate the use of credit cards with a continuing balance, we do use a credit card on many purchases and pay the balance off when the bill comes. How We Saved this Week: 1.

Frugal 100

Frugal Fridays Ebates Credit Cards 100

Couponing 101

JANUARY 6, 2012

Did you know that meal planning is one of the keys to saving money on your grocery bill? So, in a nutshell, not planning our menus cost us a lot of time, money, and probably contributed to us getting sick over the holidays (since we were eating unhealthy food). What goals do you have that will contribute to saving money this year?

Saving Money 98

Saving Money Meals Money Menu Planning 98

Family Balance Sheet

APRIL 1, 2021

It sounds dreadful, but it is possible to reduce your grocery bill without making everyone in your family miserable. 3 – Reduce your monthly utility bills. Collect your bills and start shopping around for new vendors. Another idea would be to stop spending your $1 or $5 dollar bills and collect them.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Prairie Eco-Thrifter

NOVEMBER 12, 2011

Money Talks Coaching: Finding Your Emergency Fund – I hear you saying “I know emergency funds are important, but how am I supposed to save money when I can’t even pay my bills?” Investorz Blog: Yakezie Holiday Badge Contest – It’s that time of the year again! The holiday season is fast approaching!

November 188

November 2011 Personal Finance Finance 188

Saving With Shellie

DECEMBER 8, 2014

No questions asked Don’t worry about the bill —The Kids Edition includes a year of Amazon FreeTime Unlimited so kids get unlimited access to 5,000 books, movies, TV shows, educational apps, and games—at no additional cost. Deals Around Town Amazon Holiday Kids Tech Toy'

Kids 45

Kids TV shows Cameras Education 45

Saving With Shellie

SEPTEMBER 25, 2015

Don’t worry about the bill —The Kids Edition includes a year of Amazon FreeTime Unlimited so kids get unlimited access to 5,000 books, movies, TV shows, educational apps, and games—at no additional cost. If you are gifting a bunch this holiday, don’t miss the awesome Buy 5, Get 1 Free deal ! No questions asked.

Kids 40

Kids TV shows Cameras Education 40

For the Mommas

JANUARY 23, 2013

According to the Wall Street Journal, 88% of resolutions fail, so the key here is to set small, achievable goals that add up to a whole lot of savings. There are websites out there that will allow you to set a goal. Find More Deals: Hot Holiday Deals | Printable Coupons | Grocery & Drug Store Deals | . Paying Off Debt.

Monitors 40

Monitors Credit Debt Consumer 40

Family Balance Sheet

FEBRUARY 16, 2016

Read 11 Simple Menu Planning Tips to learn how to reduce your grocery bill without making everyone in your family miserable. 3 – Reduce your monthly utility bills. Collect your bills and start shopping around for new vendors. Another idea would be to stop spending your $1 or $5 dollar bills and collect them.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Family Balance Sheet

FEBRUARY 7, 2014

Bill Payment Tracker. The Simplified Life Kit includes: 2 Budget + Bill Pay Checklists – one in turquoise + green and one in pink + purple. The pages include a monthly calendar, weekly layout, daily docket, goal setting pages, menu planners, kitchen inventories, bill tracker, cleaning checklists, and more.

Organic 100

Organic Organization Menu Planning Menu Plans 100

Family Balance Sheet

FEBRUARY 9, 2018

We hit our Annual Household Portion (think: deductible) with this medical event and our medical bills started to be paid by the other members’ shares. She’s a very active kid, and missed swim practice and meets, her holiday band and choral concert, Girl Scout meetings, and holiday parties.

Health Insurance 113

Health Insurance Insurance 2017 Bills 113

Family Balance Sheet

JUNE 8, 2018

Many years ago, our cash flow sucked, we put Christmas on a credit card, and I wasn’t sure how I was going to pay for a large tax bill. I came up with strategies to help us pay for yearly bills, large expenses, and we were able to pay off debts. receipts, statements, all upcoming bills, and any other history of your spending.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Prairie Eco-Thrifter

JANUARY 7, 2015

Well, that’s probably because many of us wait until we have a fresh start, like that of a New Year, to put our goals into action and start working on our resolutions. whether you had any goals that you set financially (did you stick to them, or stray from them?). Set Monthly Money Goals. Revisit Your Expenses.

Goals 100

Goals Financial Goals New Year's Budgeting 100

Frugal Luxuries

SEPTEMBER 25, 2012

With the holidays only a few months away I don't want to get caught short on time, money or gifts. That being said, this batch is earmarked for packaging holiday gifts. At the moment I'm thinking of using them as gift packaging for tidy stacks of holiday cookies or a delicious batch of homemade Poppycock.or???

Art 40

Art Frugal Painting Home and Garden 40

For the Mommas

OCTOBER 31, 2015

This is a great time to check things off your holiday shopping list. 9 am EST: Bill Russell Autographed Signed Hybrid Indoor Outdoor Basketball signed in silver paint pen. 8:05 pm EST: Franklin Sports Go Pro Youth Football Goal Post Set. Hottest Amazon Deals for 10/31: Disney, Radio Flyer, Star Wars & More.

Radios 40

Radios Disney November 2015 40

Prairie Eco-Thrifter

JANUARY 14, 2012

Some of the most oft repeated tips are how to reduce your energy bill. Finance Fox : Reasons to Buy a Car in January – After the Holidays! You may need to spend some time writing down your goals and/or expectations for retirement, but asking the questions is where everyone begins. Turn off the lights.

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220