Family Balance Sheet

NOVEMBER 25, 2019

My monthly savings goal was $100. In March, I added $70 in $1 bills that I had been setting aside for the past year. Last year, a friend of mine on Facebook shared that she saves $1 bills that have Federal Reserve letters that match the first letter of her kids’ names. I challenged myself to find the cash outside of our budget.

2019 130

2019 November Club Christmas 130

Family Balance Sheet

MARCH 9, 2018

There was a month in 2013 where I hadn’t planned on a large property tax bill and I wasn’t sure where we were going to find the money. One January, we received a very large credit card bill in the mail. Financial Goals – Use this spreadsheet to quantify your financial goals for the current year and years to come.

Budgeting 160

Budgeting Budget Family Property Taxes 160

Family Balance Sheet

OCTOBER 25, 2019

My monthly goal is $100. In March, I added $70 in $1 bills that I had been setting aside for the past year. Last year, a friend of mine on Facebook shared that she saves $1 bills that have Federal Reserve letters that match the first letter of her kids’ names. I added the check to our savings. There is some time to get creative.

2019 100

2019 October Club Christmas 100

Family Balance Sheet

FEBRUARY 28, 2019

We made one big financial goal for 2019 and are striving and working hard to make progress. We started the year with a great January and made some progress with our goal, so to continue the momentum, I wanted to double down on our financial goal and be very mindful with our finances. Set a goal for yourself for March.

March 100

March Financial Goals Budgeting Budget 100

Family Balance Sheet

APRIL 2, 2021

Over the years, I have found money through rebates, refunds, online sales, and even the ground. Yep, I found a $20 bill while running on the beach! I donated plasma 5 times in March which is short of my goal of 8 times. Finding extra money is a game for me. January and February were stellar months with finding money. an hour.

March 130

March Money Donation Credit Cards 130

Family Balance Sheet

MARCH 5, 2021

Over the years, I have found money through rebates, refunds, online sales, and even the ground. Yep, I found a $20 bill on a morning run at the beach! I donated plasma 5 times in February which is short of my goal of 8 times. Finding extra money has become a game for me. This money is going towards our summer beach vacation.

February 257

February Money Airline Flights 257

Family Balance Sheet

JUNE 4, 2021

Over the years, I have found money through rebates, refunds, online sales, and even the ground. Yep, I found a $20 bill while running on the beach! I donated plasma 4 times in May which is short of my goal of 8 times. Yard Sale: $87. There was a time where we made hundreds of dollars at our yard sales.

Money 130

Money May Donation 2020 130

Family Balance Sheet

FEBRUARY 1, 2019

How did you do with your financial goals in January? We have only one financial goal for 2019 and we made some progress in January. It was a great feeling to make that payment, and to continue the momentum I want to double down on our financial goal. The goal of Frugal February is NOT to feel deprived, .

February 100

February Frugal Financial Goals Budgeting 100

Family Balance Sheet

NOVEMBER 25, 2013

We’ve worked hard over the last 11 months to scrimp and save our monthly goal so that we can have a cash Christmas. It was due on January 19 and I had had enough–no more ridiculous credit card bills. We had yard sales. Did you make your yearly goal? Our very first meeting for the club was on January 25th.

Club 100

Club November Christmas Credit Cards 100

Family Balance Sheet

DECEMBER 10, 2014

The income from my extra jobs went straight to debt payments, and my regular day job paid the bills, while enabling me to build up a small amount of savings. I also found small ways to earn extra money, specifically flipping yard sale finds for a profit on eBay. Who initiated the debt free goal? N/A (I was single then).

Debt 227

Debt Debt Free Financial Goals Goals 227

Prairie Eco-Thrifter

SEPTEMBER 5, 2019

Is saving money one of the goals that you always seem to set for yourself, but never quite achieve? 3. Pay your bills automatically. Since you’ll be working on improving your credit anyway, one of the best ways to ensure that your score goes up is to make sure that you pay your bills on time every month.

Bills 113

Bills Money Bank Banking 113

Family Balance Sheet

NOVEMBER 2, 2022

Our goal is to NOT put our Christmas purchases on a credit card. January will be one giant nightmare when the credit card bills start rolling in. Hopefully, that’s your goal too. Have a Virtual Yard Sale. I love yard sales, but it’s getting a little cold in the northeast to be hosting one outside.

Christmas 130

Christmas Finds Friends And Family Sale Donation 130

Family Balance Sheet

MAY 4, 2021

Over the years, I have found money through rebates, refunds, online sales, and even the ground. Yep, I found a $20 bill while running on the beach! I donated plasma 5 times in April which is short of my goal of 8 times. Finding extra money is a game for me. Through April of 2021, I have found over $6500 for the year! an hour.

April 130

April Money Credit Cards Donation 130

Family Balance Sheet

JANUARY 9, 2012

It can be intimidating to think about, but your grocery bill is one of the easiest expenses to reduce. In the meantime, check out these popular posts that are full of tips to help you reduce your grocery bill. Stock up and Save with Pre-Holiday Grocery Sales. Did you make a goal for 2012 to lower your grocery spending?

Grocery Spending 159

Grocery Spending Groceries Grocery Menu Planning 159

Family Balance Sheet

JANUARY 8, 2014

My husband and I made some serious financial goals for 2014. To achieve those goals I need to review our spending to see where I can make some cuts. Over the holidays, I wasn’t as diligent with my meal planning and our grocery bill went over what I budget for food. Plan your menu around the weekly sales flyers.

Meals 186

Meals Simple Menu Planning Menu Plans 186

The Frugal Girl

FEBRUARY 14, 2024

Our long-term goal is to retire in our 40s, and the first step is to pay off this mortgage (in addition to recommended retirement investing). So, I lost $2k on the sale and ended up with a more expensive car in the long run. This has increased our grocery bill but has also led to major health benefits that I think are worth it.

Friends And Family Sale 188

Friends And Family Sale Library College Cars 188

Family Balance Sheet

NOVEMBER 19, 2014

We sold extra items that we weren’t using through Craigslist and garage sales. We lowered our living expenses and looked at our bills and decided what we could live without. Who initiated the debt free goal? What are your financial goals now? What are the top 3 – 5 ways you found money to put towards debt.

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Family Balance Sheet

FEBRUARY 6, 2021

Found money can be found from various sources, such as rebates, refunds, online sales, or even the ground. Yep, I found a $20 bill last year on the beach! This money will go towards paying the actual medical bills from the injury. Found Money in January: $1681. I started donating plasma in January!!!

Finance 130

Finance January Family 2020 130

Family Balance Sheet

AUGUST 6, 2022

We’ve seen higher grocery and fuel bills lately, so we’re upping our frugal game to help the budget. Our financial goals are still important to us and we want to hit them regardless of the rising prices. Over the years, I have found money through rebates, refunds, and online sales. Winner Winner FREE Chicken Dinner!

July 130

July Frugal Credit Cards Donation 130

Family Balance Sheet

JANUARY 25, 2019

I get swayed too when I see the sales flyers for all of the pretty things. But if those gifts were paid with a credit card that doesn’t get paid off as soon as the bill arrives, any savings from store sales, coupons, and/or rebates might be negated from the interest accrued. a stressful January and beyond.

2019 100

2019 Club Christmas 2018 100

Family Balance Sheet

OCTOBER 31, 2013

80 from the sale of the Wii. $50 55 from our yard sale. $75 25 from our lower electric bill due to our Low Heat Challenge. . $75 25 from our lower electric bill due to our Low Heat Challenge. Did you follow some of my tips to reach your goal? Day 2: Have a Yard Sale. Right there is $555. 50 returns. $57

Finds 258

Finds October Bank of America Friends And Family Sale 258

Family Balance Sheet

JANUARY 20, 2017

works in outbound sales, and I teach part-time. A life goal of ours is. medical bills, a small credit card, both of our cars, and student loans. burden for us at first were the medical bills. we still weren’t making enough money to cover all of our monthly bills. 2 – Shop for meats that are on sale.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

OCTOBER 14, 2013

It is so easy to walk into the grocery store with an idea of what you will spend, walk out with a bill that is double and get home to discover that you have nothing to eat. Yes, there are coupons, but you don’t have to use them to reduce your grocery bill. So read through the below tips and attack that grocery bill!

Grocery Spending 113

Grocery Spending Groceries Grocery Finds 113

Family Balance Sheet

JANUARY 10, 2013

One of my goals for Family Balance Sheet for 2013, is to get back to posting more money saving tips to help my readers (and myself) reduce our grocery bills. Stock up and save with pre-holiday grocery sales. After-Holiday clearance sales aren't just about gift wrap. What's your #1 way to save money on your grocery bill?

Economical 100

Economical Money Saving Groceries Grocery 100

Family Balance Sheet

APRIL 1, 2021

It sounds dreadful, but it is possible to reduce your grocery bill without making everyone in your family miserable. 3 – Reduce your monthly utility bills. Collect your bills and start shopping around for new vendors. Another idea would be to stop spending your $1 or $5 dollar bills and collect them.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

NOVEMBER 26, 2014

Our goal is to NOT put our Christmas purchases on a credit card. January will be one giant nightmare when the credit card bills start rolling in. Hopefully, that’s your goal too. Have a Virtual Yard Sale. I love yard sales, but it’s getting a little cold in the northeast to be hosting one outside.

Christmas 235

Christmas Finds Part Time Thrift Stores 235

Penny Pinchin' Mom

DECEMBER 17, 2023

Health insurance: This is a must; should someone get critically ill, mountains of medical bills can bury you very quickly. It can also cover some of those massive medical bills that tend to come with accidents. Rental or sale incomes are a wonderful way to keep the family coffers full.

Finance Tips 52

Finance Tips Finance Emergency Fund Life Insurance 52

Family Balance Sheet

NOVEMBER 5, 2014

My wife is in sales for a software company and I am a fundraiser for a local non-profit that helps the homeless. Our goal is to meet with experts and ask them for advice. Who initiated the debt free goal? and my wife focuses on paying the bills and keeps track of our budget. What are your financial goals now?

Debt Free 241

Debt Free Debt Emergency Fund Finance 241

Family Balance Sheet

APRIL 3, 2014

But we have some serious financial goals to hit and the grocery budget is an easy target when it comes to cutting the budget. I carefully planned our menu each week around the sales flyers and loss leaders. And while I didn’t hit my goal of $400, I did reduce our spending to $425 for my family of 4.

March 100

March Groceries Grocery Homemade 100

The Frugal Girl

MARCH 4, 2024

I still remember saving my change as a kid so I could “shop” for books at yard sales.) A lot of blood, sweat, and tears were shed here, but we both agree that having no mortgage gave us a serious leg up on our retirement savings and other financial goals. I learned to save money by watching my parents. (I Made me proud!

Green And Frugal 176

Green And Frugal Kids and Family Hotel Frugal 176

Prairie Eco-Thrifter

APRIL 1, 2015

Have a dream and set goals. One of the first songs Reynolds sings is “I ain’t down yet” which loudly and emphatically expresses her dream of being rich and the goals she has to get there. Use your dreams and goals to guide your actions. Stay focused on your goal. Be open to opportunity and keep learning.

Movies 100

Movies Colorado Goals Europe 100

Prairie Eco-Thrifter

APRIL 10, 2014

When you overspend for convenience, you sink into debt, stuck with high interest credit card payments and risk of damaging your credit when you fall behind on your bills. By not dealing with the long term reality in the present, things inevitably become more difficult. Excuses and avoidance are dangerous to your long term financial health.

Price 209

Price Rent Financial Goals Converse 209

Family Balance Sheet

OCTOBER 30, 2014

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. Lately when I see my bill at the check out, I’m shocked at how few groceries are actually going home with me. November is a great month for grocery sales and stocking up.

Budgeting 100

Budgeting Budget September October 100

Saving Cents With Sense

APRIL 4, 2011

Of course I think you can save a lot on your grocery bill, but realistically, your goal should be to save between 40%-60%. Using coupons can help you save money on your grocery bill, you don’t have to spend 4-6 hours a day planning a grocery trip. Stocking Up: Hitting the Sales. Is couponing difficult?

Bills 81

Bills December Saving Money Watches 81

Family Balance Sheet

JULY 9, 2015

Carrie worked at H&R Block during tax season and flipped yard sale finds for a profit on eBay. Tracy put her sales commissions and tax returns towards debt. I have made hundreds of dollars at yard sales and usually use the money to pay for our vacation spending. Lydia stresses meal planning to cut down on your grocery bill.

Debt Free 100

Debt Free Debt Budgeting Budget 100

Prairie Eco-Thrifter

APRIL 21, 2014

This is a goal many people have, and something few seem to achieve. I’ve achieved that goal, and it’s really all I want or need. By cashing in on book and affiliate sales, he now hauls in over $70,000 a month! For me, riches meant reaching financial independence.

Real Estate 195

Real Estate Money Kansas City Friends And Family Sale 195

Prairie Eco-Thrifter

MARCH 10, 2013

Have a goal, develop a plan and use it to make your choices – the ones that lead to moving your plan forward. Read and understand any documents and understand the conditions of the sale and post sale (warranties and etc). Doing a short sale? Is the house pristine and the sale price rock bottom? Get educated.

Making 240

Making Home Financial Goals At&T 240