Family Balance Sheet

JANUARY 9, 2012

It can be intimidating to think about, but your grocery bill is one of the easiest expenses to reduce. In the meantime, check out these popular posts that are full of tips to help you reduce your grocery bill. Freeze Your Garden Produce Now and You'll be Thanking Yourself Later. Thanks for reading. Buttermilk Substitute.

Grocery Spending 159

Grocery Spending Groceries Grocery Menu Planning 159

Family Balance Sheet

FEBRUARY 1, 2013

My goal is to plan February's menu around what is currently in my pantry and freezer and fill in any needs at the store, but reduce my overall monthly grocery expenses. My goal is to reduce our grocery bill by $200. Thanks for reading. I'll be posting my progress through out the month. Was it a success for you?

February 100

February Freezers Goals Bills 100

Family Balance Sheet

JANUARY 3, 2013

Our goal with the Christmas Savings Club is to save enough cash to achieve a Cash Christmas in 2013. Too many people rely on credit cards to carry them through the holiday spending and January ends up being a very stressful month when those credit card bills start rolling in. Thanks for reading. become a Twitter follower.

Budgeting 100

Budgeting Budget 2013 Christmas 100

Motherhood Moments

FEBRUARY 17, 2023

For example, if your grocery bill doubles overnight, you’ve got a readymade excuse for quitting your new eating plan. The reality is that your diet doesn’t have to be perfec t, it just needs to pretty good most of the tim e- which is more than enough to reach weight loss goals. Thanks for reading!

Food and Drink 100

Food and Drink Consumer Ban Food 100

Motherhood Moments

MARCH 4, 2023

Start by evaluating your needs versus your wants, and make sure your spending aligns with your goals and values. So, when “unpleasant surprises” arise, like a car repair or medical bill, you’re confident that you have enough money set aside to cover these. Thanks for reading! Be frugal—live below your means.

Debt 130

Debt Money Building Credit Cards 130

Motherhood Moments

JANUARY 12, 2023

Bill Davis, USMC (retired) , was an Assistant Chief of Staff for Facilities at the Marine Forces Reserve and served tours as a Staff Officer at Headquarters Marine Corps, Marine Corps Systems Command, and Marine Forces Reserve. Thanks for reading! I have the utmost respect for all those who have served and are serving our country.

Radios 100

Radios Arlington Military United States 100

Family Balance Sheet

NOVEMBER 19, 2014

We lowered our living expenses and looked at our bills and decided what we could live without. Who initiated the debt free goal? Even though Amanda didn’t take over the paying of the bills just having her input and help with decisions was a huge relief to Daniel. What are your financial goals now? Where would you go?

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Family Balance Sheet

APRIL 1, 2011

Welcome in the beauty of the season with 5 Steps to Spring Cleaning Your Finances Review your 2011 Financial Goals. Did you make some financial goals for 2011 back in January? Take some time this month to review your goals. If you didn't make any goals in January, take some time to plan for the balance of the year.

Finance 127

Finance Financial Goals Goals Credit 127

Family Balance Sheet

MARCH 6, 2012

The Family Office Manager might track spending, reconcile and manage the accounts, pay the bills on time, and update the Family Balance Sheet. Make Clear Financial Goals {Together}. Take some time to discuss your family and marriage's financial goals. Write down your goals and make them visible. Thanks for reading.

Money 225

Money Financial Goals Goals Kids and Family 225

Family Balance Sheet

AUGUST 4, 2014

The other thing we did was switch our cell phone bill. It’s not specifically for debt repayment, but if he hadn’t built up the courage to ask for the raise that he deserved, we wouldn’t have moved as quickly toward our goals. Who initiated the debt free goal? What are your financial goals now?

Debt Free 243

Debt Free Debt Goals Student 243

Family Balance Sheet

JANUARY 2, 2013

Unless it's paid with cash, that is one hefty credit card bill come January. Step 3: On the 25th of each month, we will be meeting (via a post) to discuss whether we hit our savings goal for the month. January's Goal: Create your budget, divide by 11 and save your first month's goal. Thanks for reading.

2013 113

2013 Christmas Club January 113

Motherhood Moments

FEBRUARY 16, 2023

The goal is to significantly expand our program and its impact in the coming years. Thanks for reading! Over 90% of their scholars persist annually, and 74% of their scholars are on track for on-time graduation. KC Scholars currently has 6,293 scholars and awards approximately 750 new scholarships annually.

Kansas City 130

Kansas City Kansas Student College 130

Family Balance Sheet

JANUARY 10, 2013

One of my goals for Family Balance Sheet for 2013, is to get back to posting more money saving tips to help my readers (and myself) reduce our grocery bills. What's your #1 way to save money on your grocery bill? Thanks for reading. Reuse glass jars. Homemade window cleaner for just pennies. Let us know in the comments.

Economical 100

Economical Money Saving Groceries Grocery 100

Prairie Eco-Thrifter

NOVEMBER 4, 2012

At the time he was living with his brother – paying him rent and helping with bills. He didn’t want their childhood home to be taken so he purchased the home from his brother telling him that he could stay there until he got back on his feet- paying whatever rent and bills he could afford. He told him he can’t afford to help.

Brother 202

Brother Rent Bills Son 202

Family Balance Sheet

SEPTEMBER 15, 2017

It’s a tight budget and I failed miserably over the summer, but we have lots of financial goals, so I need to get it back in line. Thanks mom & dad! Want to lower your grocery bill? Our monthly grocery budget for my family of 4 is $500. As soon as the kids walk in the door after school, we are off and running.

Budgeting 100

Budgeting Budget Freezers Kids and Family 100

Family Balance Sheet

JANUARY 20, 2017

A life goal of ours is. medical bills, a small credit card, both of our cars, and student loans. burden for us at first were the medical bills. we still weren’t making enough money to cover all of our monthly bills. bills, I felt like our checks were spent the second we received them. with my youth group.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

NOVEMBER 5, 2014

Our goal is to meet with experts and ask them for advice. Who initiated the debt free goal? and my wife focuses on paying the bills and keeps track of our budget. What are your financial goals now? Thank you, Doug, for being so honest with your debt free story. We do it together. A 20% down payment for a house.

Debt Free 241

Debt Free Debt Emergency Fund Finance 241

Family Balance Sheet

JUNE 16, 2015

I was 22 weeks pregnant, and left with a leg injury and a mound of medical bills. Decide here and now what your goals are and write them down. Who initiated the debt free goal? We took a deep breath, celebrated for five seconds and then set about a new goal of saving for a down payment. What are your financial goals now?

Debt 100

Debt Debt Free Finds Goals 100

Family Balance Sheet

JANUARY 30, 2014

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we aren’t over-spending. Lately when I see my bill at the check out, I’m shocked at how few groceries are actually going home with me. My success : My January grocery budget was $450.

Budgeting 127

Budgeting Budget January Groceries 127

Family Balance Sheet

APRIL 11, 2020

I set up a strategy years ago to pay for those yearly expenses , so thankfully, there’s money for these bills and we won’t fall behind. Budget items we are temporarily stopping for now: EVERYTHING ELSE! As soon as life and our business go back to normal, these things will resume, especially the last two items.

Budgeting 246

Budgeting Budget Family Debt 246

Family Balance Sheet

APRIL 3, 2014

But we have some serious financial goals to hit and the grocery budget is an easy target when it comes to cutting the budget. And while I didn’t hit my goal of $400, I did reduce our spending to $425 for my family of 4. I’ll continue challenging myself in April and we’ll see if I can hit my ultimate goal of $400.

March 100

March Groceries Grocery Homemade 100

Family Balance Sheet

FEBRUARY 4, 2015

I finally got inspired that we should at least start working on this huge goal of being debt free when I read Dave Ramsey’s Total Money Makeover. If married, who initiated the debt free goal? I have usually handled paying the bills and budgeting since starting to stay at home. What are your financial goals now?

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

APRIL 1, 2021

You will be so thankful later. It sounds dreadful, but it is possible to reduce your grocery bill without making everyone in your family miserable. 3 – Reduce your monthly utility bills. Collect your bills and start shopping around for new vendors. You never know when you will need this money.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

APRIL 1, 2015

If married, who initiated the debt free goal? The short term sacrifice was for the long term goal of being debt free. The bill was paid for in cash! What are your financial goals now? My goal with sharing our story and maintaining Debt Discipline is to hopefully help someone else out there in need.

Debt 100

Debt Credit Cards Debt Free Credit 100

Family Balance Sheet

MARCH 25, 2011

Either pay bills immediately or put them in a To-Be-Paid file. My goal going forward is to clear it off every Friday when I'm done for the week. Thanks for reading. Don't you feel so much more productive when you are working at a clean desk? Six Tips to a more Manageable Home Office : 1. Deal with mail immediately.

Office 147

Office Home Identity Theft Credit Cards 147

Family Balance Sheet

FEBRUARY 28, 2014

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. Lately when I see my bill at the check out, I’m shocked at how few groceries are actually going home with me. Also my debit card got caught up in the Target breach of security.

Budgeting 124

Budgeting Budget February Groceries 124

Family Balance Sheet

SEPTEMBER 29, 2016

Before we left I was already feeling stressed from juggling 8 payments on top of our regular household bills and expenses. I knew that we had to do something different because we made a decent family income, but had nothing to show for it except for the mountain of bills that I had laid out in front of me.

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

JANUARY 21, 2015

It would be hard to have the laid back life we envisioned with both of us working frantically just to pay bills (mostly made of debt.) For the last two years, I told anyone who would listen about us trying to make our goal of being totally debt free. If married, who initiated the debt free goal? I am the nerd.

Debt 100

Debt Debt Free Las Vegas Finance 100

Family Balance Sheet

SEPTEMBER 9, 2014

have barely any bills and be able to live off passive income. Who initiated the debt free goal? We actually talk about money and our short- and long-term financial goals a lot, but not so much about spending. What are your financial goals now? Quitting my job was a big financial goal that I just made happen.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

JULY 2, 2015

If married, who initiated the debt free goal? We had the same goal and are in agreement with living a debt free lifestyle. I handle paying the bills and managing the day to day spending. What are your financial goals now? Can you cut your cable bill? Thank you, Acadia, for sharing your family’s debt free story.

Student 100

Student Debt Debt Free Finds 100

Prairie Eco-Thrifter

OCTOBER 27, 2011

It goes without saying that taking the most direct route to work is most cost-effective, fuel-wise… but planning your commute to enable timely stops to the market or to pay bills on your way to or from work can save money as well. Your wallet will thank you for it! Set it up the night before, to save time. The Buddy System.

Office 198

Office Fuel Work From Home Saving Money 198

Family Balance Sheet

AUGUST 5, 2015

He was always trying to put us on budgets, help us look for ways to save and not spend so much but we never found a system that worked for us and continued in spending behaviors that didn’t help advance goals. If married, who initiated the debt free goal? What are your financial goals now? Which we love!

Debt 100

Debt Debt Free Finds Finance 100

Savings Corner

FEBRUARY 2, 2024

Capital One Quicksilver Student Cash Rewards Credit Card Our pick for: Flat-rate cash back The Capital One Quicksilver Student Cash Rewards Credit Card gets high marks for cards in its class, thanks to its $0 annual fee and its no-fuss rewards rate: 1.5% cash back on all purchases ( see rates and fees ).

Credit Cards 52

Credit Cards Student Credit College 52

Family Balance Sheet

FEBRUARY 16, 2016

You will be so thankful later. Read 11 Simple Menu Planning Tips to learn how to reduce your grocery bill without making everyone in your family miserable. 3 – Reduce your monthly utility bills. Collect your bills and start shopping around for new vendors. You never know when you will need this money.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Family Balance Sheet

APRIL 19, 2016

If married, who initiated the debt free goal? Aaron writes out the checks for the bills every month, I negotiate lower rates for things as needed, and we both put a certain amount into a joint account to buy things for the household and for Henry. What are your financial goals now? How did you resolve the tension and arguments?

Credit Cards 100

Credit Cards Debt Free College Debt 100

Prairie Eco-Thrifter

NOVEMBER 12, 2011

Money Talks Coaching: Finding Your Emergency Fund – I hear you saying “I know emergency funds are important, but how am I supposed to save money when I can’t even pay my bills?” – Thankful for any and all advice! Faithful With A Few: Why Do We Often Fail To Push Ourselves To Meet Goals? Haven’t read it?

November 188

November 2011 Personal Finance Finance 188

Family Balance Sheet

FEBRUARY 7, 2014

Bill Payment Tracker. The Simplified Life Kit includes: 2 Budget + Bill Pay Checklists – one in turquoise + green and one in pink + purple. The pages include a monthly calendar, weekly layout, daily docket, goal setting pages, menu planners, kitchen inventories, bill tracker, cleaning checklists, and more.

Organic 100

Organic Organization Menu Planning Menu Plans 100