The Frugal Girl

JANUARY 29, 2024

I was born frugal, into a super frugal family. Multi-pronged answer here: historically it was hard-wired in my DNA as a necessity but also being a good steward of what we’re blessed with & being able to give/help others; having enough for emergency funds was always a high priority as well.

Arkansas 182

Arkansas Frugal College Kids and Family 182

Family Balance Sheet

MARCH 19, 2014

Save $$$ Home Emergency Fund – Dave suggests to start at $1000, but being self-employed, ours is much higher, but it is not quite 3-6 months of expenses. We will cash flow a FAMILY TRIP TO DISNEY. Increase our emergency funds for the home & office to 3 – 6 months worth of expenses.

Debt 100

Debt Money Emergency Fund Goals 100

Family Balance Sheet

APRIL 30, 2014

We don’t want to make our families miserable with bland meals, boring snacks, and not enough food in the house, but we must stay on budget. It’s an amount that is a bit challenging to stay at, but my family is still happy. And what are your emergency meals that you always have on hand? How did you do in April?

Budgeting 100

Budgeting Budget Grocery Groceries 100

Prairie Eco-Thrifter

JANUARY 22, 2012

I read a lot of finance blogs. You might say I’m a finance blog junkie. I’m half expecting all my friends and family to show up at my house and have an intervention, in an attempt to get my love of finance blogs under control. And, I can explain how to do it in just a short blog post. Like, a lot.

Finance 187

Finance Emergency Fund Re-use Simple 187

Family Balance Sheet

JANUARY 3, 2012

On Christmas day, my husband and I spent 4 hours together traveling in a car to visit his family. We talked through some issues and opportunities for our business and our personal, family, and financial goals. Increase Family Emergency Fund to Six Months Salary. This might take us 2 years to achieve.

Financial Goals 127

Financial Goals Goals 2012 Emergency Fund 127

Prairie Eco-Thrifter

OCTOBER 21, 2012

Each clip corresponds with one of the blog posts included this week. Kristen from My Dollar Plan reminds us Why You Should Tell Your Family About Your Debt. I know our families all talk pretty open about money issues so that we can help and support each other. This makes us closer as families which to me is the real reward.

Personal Finance 219

Personal Finance Finance Debt Money 219

Prairie Eco-Thrifter

NOVEMBER 12, 2011

Money Cactus: Wealth Creation Online: Invest It Wisely Interview – There are a stack of really great personal finance blogs online and keeping up with them can be tough, this series introduces you to those who I think are well worth knowing about. Today I’m going to talk about getting those emergency funds going.

November 188

November 2011 Personal Finance Finance 188

Family Balance Sheet

AUGUST 11, 2014

She blogs at Happy Healthy Mommy. Tell us about you and your family. I’m working on baby step 3 (3-6 months emergency fund) while paying cash for my new home projects. Blogging about it helped hold me accountable. Welcome to Debt Free Stories. Today, I am pleased to introduce you to Tracy. Where are you from?

Debt Free 235

Debt Free Debt Mom Goals 235

Prairie Eco-Thrifter

OCTOBER 15, 2011

Better to refinance and sink those funds into the treasury market! Tax Rebate Blog: How Much Can you Earn Before Paying Tax in 2011 Tax allowances and brackets change each year. Personal Finance Whiz : What Is An Emergency Fund? One of the major components of being financially fit is to have an emergency fund.

October 200

October 2011 Finance Personal Finance 200

Family Balance Sheet

SEPTEMBER 9, 2014

She blogs at The Debt Myth. Tell us about you and your family. I quit my job to focus on my own stuff (blogging, painting, rental property, my iPhone app, writing Kindle books, etc.). Building an emergency fund also helps enormously. She and her husband paid off $147,000 in debt–including their home.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

JANUARY 20, 2017

She is the co-founder of the website, Little Light on a Hill , where she writes about faith, family, and finances. Tell us about you and your family. to be able to go on a family missions trip. emergency fund, so we started throwing what little extra we had straight. 5 – Make time for creative family fun!

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

JUNE 22, 2020

I don’t make a lot of income on this blog, and it has definitely decreased recently as I’ve reduced my hours spent blogging. As part of his baby steps, he does not advocate contributing to retirement until after you’ve paid off non-mortgage debts and saved 3-6 months of expenses in an emergency fund.

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

JANUARY 1, 2015

For the past two years, I held monthly accountability challenges on the blog. I liked having an accountability challenge here on the blog in 2014, but this year I’m going to try something different by posting our weekly meals while sticking to our $400-$500 budget. I will be sharing more about my family’s everyday life.

2015 100

2015 Money Debt Home and Garden 100

Family Balance Sheet

FEBRUARY 2, 2017

They seem to be everywhere on Facebook, blogs, radio shows, and websites. Will it be your spouse, coworkers, family, a Facebook support group? They took it one step at a time though, first by building up emergency funds as quickly as possible, then by paying off the credit cards and committing to no new debt.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

FEBRUARY 4, 2015

Tell us about you and your family. In January 2013 there was a blog post on Keeper of the Home that first awakened me to the concept of living debt free. I wasn’t comfortable keeping only $1,000 in an emergency fund with two little ones and just one income, so we didn’t follow that part of his plan.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

JANUARY 26, 2016

You can only cut so much from a budget, so to fill in our shortfall, we’ll need to also earn extra income by growing our small business and growing my blog income. The post Our Big Financial Goal for 2016 appeared first on Family Balance Sheet. Earn Additional Income. Apply any Found Money to Debt. The Game Plan: 1.

Financial Goals 100

Financial Goals Goals 2016 Debt 100

Family Balance Sheet

JANUARY 21, 2015

She writes about family, finances and faith at her blog, Principles of Increase. Tell us about you and your family. We are a musical family and love plugging into our urban community through volunteering and mentoring local youth. As a family, we love cooking and spending time together. Where are you from?

Debt 100

Debt Debt Free Las Vegas Finance 100

Family Balance Sheet

FEBRUARY 3, 2016

She helps readers gain control of their finances and live well on a budget at her blog Cook with a Shoe . Tell us about you and your family. Write a blog and put your monthly reports online. The next goals in line would be to build up a 3 month emergency fund and save enough money to replace my car.

Debt 100

Debt Debt Free College Finds 100

Family Balance Sheet

MAY 27, 2015

She blogs about living a fabuLESS life at Snyders Tell All. Tell us about you and your family. I also blog at Snyders Tell All. Make sure to have an emergency fund so you’re not put back into debt when something comes up. Today’s Debt Free Story is from Olivia. Where are you from? What are your hobbies?

Debt 100

Debt Debt Free Pay Off Debt Finds 100