The Frugal Girl

FEBRUARY 5, 2024

The weight of debt can be so heavy mentally in addition to the direct effects of it. In my area, the amount of free beautiful parks, nature centers, museums, national monuments, free concerts, kid programs at the library, things to rent at the library (books, ebooks, Kanopy, tools, toys, board games) is so wonderful!

Virginia 184

Virginia Kids and Family Library Frugal 184

Family Balance Sheet

JANUARY 8, 2020

My word was REDUCE: Non-mortgage debt to zero. There were hits and misses on this list, and many are things that I will continue to work on, but let’s recap: 1 – Reduce non-mortgage debt to zero. We’ve been working since 2013 to pay off a boat load of non-mortgage debt. clutter/stuff that we don’t need.

Financial Goals 130

Financial Goals Goals 2020 2019 130

Saving In Akron

JANUARY 12, 2012

If you've been wanting to invest in Dave Ramsey's program for eliminating your debt, now's the perfect time. Mamsource is offering a Dave Ramsey Money Education Bundle + FREE Shipping for $45 ! That's 63% discount off the regular price! Here are the details: Free shipping included. Continental US only.

Education 113

Education Money Free Shipping Software 113

Penny Pinchin' Mom

FEBRUARY 16, 2024

How about an education policy for the kids? In my book, insurance is an absolute necessity. Pay Down Debt Yes, this is a good way to set yourself up financially. Getting out of debt should make the top three of your financial priorities. This is something every parent needs to think about. What about day-to-day expenses?

Money 52

Money Insurance Debt Bulk 52

Penny Pinchin' Mom

JANUARY 16, 2024

However, if you have been following me, you know that I am quite serious about finding ways to not only get out of debt but also how to create a budget (and stick to it) as well as how to save money without necessarily depriving your family of the quality of life they deserve. I’m not talking about becoming a CPA or a Wall Street guru.

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

The Frugal Girl

JANUARY 29, 2024

My Dad was a blue-collar factory worker with an incredible work ethic (3 jobs at a time to pay bills if needed), Mom (& her higher degree) quit teaching & chose to stay home to educate me & eventually my brother; they started a ministry when I was a year old-we all helped with the maintenance & function of said ministry.

Arkansas 181

Arkansas Frugal College Kids and Family 181

Prairie Eco-Thrifter

JANUARY 5, 2014

“How we handle our money early in life can impact us in future years- for example, young adults who rely on credit may find themselves continuing this pattern throughout life and consumed with debt.” Kimberly writes books, columns, and blogs; you can sign up to receive her newsletter too. Start an aggressive debt payoff schedule.

Personal Finance 192

Personal Finance Finance Finance Tips Graduation 192

Family Balance Sheet

FEBRUARY 19, 2022

Stanley’s book, Millionaire Women Next Door: The Many Journeys of Successful American Businesswomen, and I had an aha moment. Chapter 17 in this book is titled, “Why not run the family office?” I read this book around the same time that I became a mother and left the full-time workforce to stay at home with our new baby.

Office 130

Office Family Finance Kids and Family 130

Family Balance Sheet

JUNE 30, 2015

At the time, I wasn’t sure how we were going to pay our monthly bills, so future plans like funding our retirement , our daughters’ college education, or a lavish vacation were not on my mind. But once I created our debt freedom plan and outlined the steps we would take to wade through the hardships, I was overcome with relief.

Financial Goals 100

Financial Goals Debt Goals Emergency Fund 100

Saving With Shellie

JANUARY 10, 2012

Get the Dave Ramsey Money Education Bundle for just $45 (a $120 value). Here are the items included in the bundle: The Total Money Makeover book and workbook. The Money Answer Book. My husband and I have never had debt other than our cars and house but still have found Dave’s approach very helpful.

Education 61

Education Money Debt Software 61

The Frugal Girl

MARCH 4, 2024

Box are some of my favorite authors) and I use the library to borrow both regular books and electronic resources. A few years back, I hit my all-time high by borrowing 126 books over the course of one year. I still remember saving my change as a kid so I could “shop” for books at yard sales.) Yup, I’m a voracious reader.

Green And Frugal 179

Green And Frugal Kids and Family Hotel Frugal 179

Family Balance Sheet

MAY 27, 2015

Today’s Debt Free Story is from Olivia. We are both planners and despise wasting money on debt/interest, which is what led us to pay off our mortgage as soon as we could! How much debt did you pay off? What kind of debt was it? We paid off a total of $118,000 debt. What inspired you to get debt free?

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

JANUARY 11, 2016

This quote from Chris Hogan’s new book Retired Inspired made me chuckle. And as the book pointed out, it is actually quite alarming. Currently, we are snowballing our non-mortgage debts, otherwise known as Baby Step 2. It is a book for all ages and Chris reminds us that retirement is not the END, but the beginning.

2016 100

2016 Debt Finance Tools 100

For the Mommas

JULY 9, 2014

It unlocks a world of possibilities—a debt free existence, a fat bank account, carefree travel, funding your children’s education. This book will help you discover the many hints and tips that will help you on your own journey. And you can make it happen. Download: Frugal Living Made Simple by Allison Logan.

Landscaping 59

Landscaping Making Kids Debt Free 59

For the Mommas

OCTOBER 21, 2014

When the restaurant owned by those relatives is about to be taken away because of debt troubles, Sayaka herself becomes the new collateral for the restaurant in order to get an extension on their loan repayment deadline…on the condition that she serve as the new “plaything” for Subaru, a famous model who doubles as an employee of the loan company.

Home 55

Home Debt Cheap Freezers 55

Family Balance Sheet

OCTOBER 6, 2014

We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Earlier this year, my husband and I wrote a specific list of financial goals and named it Our Debt Freedom Plan. Pay cash for a trip to Hawaii or your kids’ education.

Financial Goals 113

Financial Goals Goals Finance Organic 113

Prairie Eco-Thrifter

MARCH 24, 2013

what kind of emotional issues you have with money and what kind of financial education you received. The book also provides a quiz to help you reflect on your tendencies in the above areas. Taking on debt never has bothered me, because I have always felt that we kept it under control and no matter what, would pay it off.

Financial Goals 222

Financial Goals Goals Money Real Estate 222

Family Balance Sheet

AUGUST 11, 2016

The cost of college education is crushing and many parents feel compelled to assist or pay for the entire tuition. We charted out our course of action to pay off debts and start saving for retirement. It’s taking forever for us to accomplish the step we’re on (paying off our non-mortgage debt), but we keep plugging away.

Emergency Fund 100

Emergency Fund Money Finance Debt 100

Prairie Eco-Thrifter

FEBRUARY 5, 2013

You were raised in different families and had different familial and educational experiences. In our very first extended family meeting, with my spouse, grown boys and their wives; each couple discussed and wrote down answers to questions that I pulled from the book Estate Planning for the Healthy, Wealthy Family.

Money 269

Money Giveaway Goals Debt 269

For the Mommas

JULY 23, 2014

Most of us live in a world of expanding social media, materialism, debt, and stress. The book includes multicultural education and geography lessons as the reader follows Kizmo the pet chimpanzee, and his family from Kenya, Africa to South Africa, Egypt, Israel, Europe, UK, US, Canada, Mexico and South America for the 2014 World Cup event.

Travel 51

Travel Europe Goals Debt 51

Prairie Eco-Thrifter

NOVEMBER 29, 2012

Whether you are aiming to protect your loved ones, to save for your child’s education, or to plan for your own retirement, you should have a road map that will guide you as you save and invest. Save Up For Your Child’s Education As Early As Possible. Sending a child to college is very expensive. One of the biggest.

Life Insurance 203

Life Insurance Financial Goals Insurance Taxes 203

Prairie Eco-Thrifter

MAY 26, 2016

I would go into the bank with my stubby little hands clutching my months worth of allowance (total of $1), deposit it and see the results right off printed in my book. We could take on debt to grow using other people’s money. Back then I had a passbook. Nice immediate incentive.

Money 124

Money Saving Money Lowes Grandchildren 124

Couponing 101

JULY 26, 2011

Today, you can pick up pretty much any book, newspaper, or magazine and find an article about getting out of debt. Did you know that: * Nellie Mae reports that the average amount of credit card debt held by college graduates is $2,700. * USA Today reports that the average college graduate owes about $19,000 in student loan debt.

Saving Money 103

Saving Money Money Kids Debt 103

For the Mommas

JULY 23, 2012

More details: Education expenses seem to grow every year. Though they bring in great education value, they cost a lot. Credit Sesame is a free online personal finance tool that gives consumers an easy way to monitor and manage their credit and loans all in one place and save money on debt. What does Credit Sesame do?

Credit 61

Credit Win Credit Cards Finance 61

Prairie Eco-Thrifter

JANUARY 7, 2011

We booked our flights on Tuesday and are now planning the different sites we want to visit when we are there. Reducing Debt. Mrs. Not Made of Money shares her wisdom on how we can cure a hangover, a debt hangover that is. Check out how you can win $500 to further your education and future. Well, it’s official.

January 113

January Personal Finance Finance Green And Frugal 113

Prairie Eco-Thrifter

FEBRUARY 18, 2011

We have more stable careers, we have no debt (other than our mortgage), and we own a home. Personal Finance by the Book tells us how negotiating can put us on top. Reducing Debt. Frugal Dad shares with us 10 Side Hustles that we can use to pay off our debt. I think I would have to agree, no debt is good debt.

February 113

February Debt Finance Personal Finance 113

Prairie Eco-Thrifter

JANUARY 14, 2011

Reducing Debt. The Digerati Life shares insight as to when you should get help in trying to pay off your debt. Man vs. Debt shares with us how to not suck at our resolutions this year. Budgets are Sexy book giveaway “ Psych Yourself Rich “ Yakezie Scholarship. We have done this for ages now. Investing Wisely.

January 113

January Personal Finance Green And Frugal Finance 113

Prairie Eco-Thrifter

MAY 1, 2012

This book, as well as others he has written, changed the way a whole generation of people thought about money and wealth. She got rid of her credit card debt using this.” Rowan says that the best thing he did to achieve his dream of retiring by age forty, was to educate himself on all things financial.

Money 211

Money Debt Debt Free Cooking At Home 211

Savings Corner

DECEMBER 27, 2023

Redeeming points or miles might involve booking travel through an online tool similar to Orbitz or Expedia. Most cards offer a “grace period” : If you pay your balance in full on each statement — meaning you don’t roll over any debt from one month to the next — you won’t be charged interest.

Credit Cards 52

Credit Cards Credit December Airline 52

Family Balance Sheet

APRIL 2, 2022

– Look for coupons on Groupon, your local coupon magazine, the Bonus Book, or the course’s website. We participated in 2 library summer programs and they hosted movie nights, summer plays, visits from the local zoo, and other fun & educational activities for all ages. Play miniature golf. Hit the tennis courts.

Budgeting 130

Budgeting Budget Friends And Family Sale Home and Garden 130

Prairie Eco-Thrifter

APRIL 4, 2016

Others might point out the importance of a good education. Paying extra on your debt each period and then not incurring new debt. Buying personal finance books at garage sales and reading them one after another to make sure you have a basis of knowledge on money management. What do you think it takes to get rich?

Goals 100

Goals Friends And Family Sale Money Activism 100

Prairie Eco-Thrifter

FEBRUARY 15, 2011

Using part of the money that is already earned is one way to not take up a second job and make higher education a viable option. But those can saddle your children with debt for 20 years or more! Rent books, books on tape, movies, and read magazines at the library. Know Your Actual Budget.

College 100

College Budgeting Budget Friends And Family Sale 100

Prairie Eco-Thrifter

AUGUST 2, 2012

Knowledge is Power As with all things, educating, understanding, and having knowledge about the things we eat generally will determine what you put into your body. After reading books, blogs, magazines, and paying attention to the nutrition labels found on the foods we were buying, we quickly became horrified at what we found.

Eating Out 188

Eating Out Meals Health Cooking 188

Prairie Eco-Thrifter

JANUARY 28, 2011

Reducing Debt. Not Made of Money shares with us some tips on how to stay motivated at paying off our debt. I had to remind myself that being debt free was the first step to fulfilling my dreams. Personal Finance by the Book askes if we should borrow from our 401K? It’s better for your wallet and the planet.

January 124

January 2010 Personal Finance Finance 124

Prairie Eco-Thrifter

MARCH 14, 2011

Sandy presents Video: Beware of Illegal Debt Collection Practices posted at My Cheapass Blog , saying, “Some debt collectors will try anything to get you to pay, even some illegal tactics.func&#. Over the last decade, this book has helped me to save thousands of dollars on our housing, transportation, food and clothes.&#.

Frugal 150

Frugal Movies Finance Bills 150

Prairie Eco-Thrifter

FEBRUARY 11, 2011

Frugal Dad reminds us that the war on debt starts at home and until we make changes there, we are never going to win the battle. Money Crashers tells us where we can get free ebooks and audio books. Reducing Debt. Out of Debt Again - H&R Block at Home Premium. Budgets are Sexy - Copy of Debt Free for Life.

February 113

February Finance Personal Finance Money 113