Family Balance Sheet

MARCH 18, 2015

Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? We also stopped eating out and even went on regular spending freezes. Stop eating out. Thank you, Ruth, for being so open about your story! Thanks for supporting Family Balance Sheet. Debt Free Stories'

Debt Free 100

Debt Free Debt Finds Home and Garden 100

Family Balance Sheet

AUGUST 4, 2014

Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? This meant moving to a less expensive rental, cutting cable and changing our eating-out and entertainment habits. We’ve made hundred selling old video games, books, movies and electronics on eBay. We sold the excess.

Debt Free 243

Debt Free Debt Goals Student 243

Family Balance Sheet

JUNE 1, 2011

Maybe you don’t want to cook at all during your vacation or maybe eating out for every meal is beyond what your budget can handle. At our vacation spot, it is recommended to not drink the water out of the faucet, so we take a lot of water. Thank goodness our rental had recycling containers) What will you need in the kitchen?

Vacation 178

Vacation Saving Money Money Food and Drink 178

Saving Everyday

OCTOBER 3, 2023

This doesn’t mean every minute of your day needs to be planned out. Of course, dinner reservations, booking tours, and purchasing tickets should be done in advance. BEFORE booking a hotel or cabin, visit the website or app and sign up for their mailing list. Avoid weekends. Sometimes, it’s easier to give them a call.

Saving Money 52

Saving Money Money Travel Hotel 52

Family Balance Sheet

SEPTEMBER 20, 2016

A HUGE chunk of that thanks to my husband. Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? After getting my husband on board, we bought The Total Money Makeover on audio book and would listed to it on repeat daily. The $40,000 of debt took about 9 months to pay off.

Debt 100

Debt Debt Free Bath and Body Works Gas 100

Family Balance Sheet

MAY 6, 2020

I was an avid reader of Dave Ramsey’s books for years and we even took his home study course, but we still ended up in this position. We caught the travel bug with our trip over Thanksgiving break and now that our non-mortgage debts were behind us we booked a big summer trip to Europe to visit friends who moved there.

Debt 130

Debt Emergency Fund 2007 2020 130

Prairie Eco-Thrifter

MAY 19, 2011

You can eat out, have a few cocktails, shop, go to concerts and shows, take vacation and more. Free books, DVDs, and music from the Library. When it starts raining again in Fall, we’ll be thankful for a chance to stay home all day and rest. Frugal fun? That’s nuts! Isn’t frugal fun an oxymoron?

Frugal 176

Frugal Cinco De Mayo Portland Museum 176

Family Balance Sheet

JUNE 16, 2015

Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? We gave up eating out, cable, driving as many places. Put it on actual paper and pull it out once in a while and look at it just to remind yourself of what you are working toward. We gave up a lot of things.

Debt 100

Debt Debt Free Finds Goals 100

Family Balance Sheet

JANUARY 20, 2017

Did you follow a particular debt freedom plan or book, such as Dave. because we aren’t eating out. We knew it would take us years to get out of debt! While we said no to eating out and going to the movies all the time, we. We take out a small amount. Eating out, buying shoes, whatever.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

FEBRUARY 16, 2016

Dave Ramsey suggests in his book, The Total Money Makeover , that you create a starter emergency fund of $1000. You will be so thankful later. And when dining out, at least follow these 15 Smart Tips to Save Money when Eating Out. 24 – Become a book flipper. There are online sites that will buy books.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Prairie Eco-Thrifter

JULY 23, 2014

Thank you notes were hand written and sent via USPS, before we got to use the gift. You didn’t start eating until everyone was served and seated. Men opened doors for women, women said thank you to them. There wasn’t a restaurant on every corner and people didn’t eat out much.

Growing 180

Growing Home and Garden Radios Kids and Family 180

Family Balance Sheet

APRIL 12, 2016

Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? I was very excited about it and ended up buying Dave Ramsey’s book, The Total Money Makeover. Stop eating out – it’s so much better for your wallet and your waistline to cook at home.

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Family Balance Sheet

SEPTEMBER 9, 2014

I quit my job to focus on my own stuff (blogging, painting, rental property, my iPhone app, writing Kindle books, etc.). Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? Thanks for interviewing me! Thanks Jackie, for being so honest about your debt story.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Saving Everyday

APRIL 12, 2013

If you’re headed out shopping this weekend, don’t forget your restaurant & retail coupons! Restaurant Coupons. ** Get Paid To Eat Out + Get a $5 Gift Card | Click HERE. Walgreens – Various Coupons in the April Coupon Books (found in-store). Thanks, YourRetailHelper. Bob Evans – $2.00/2 Bob Evans – $4.00/2

Restaurant 40

Restaurant Panda Express JC Penneys Cinnabon 40

Family Balance Sheet

JULY 13, 2016

Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? Drinking water when you eat out. We eat steak all year long (for a fairly good price). And we order chicken when we eat out (because steak in restaurants isn’t as good as Drew’s grilling).

Debt 100

Debt Debt Free Finds Home 100

Family Balance Sheet

JANUARY 21, 2015

Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? Be willing to sacrifice- there are things we had to do that made us look weird: home school, skip eating out as much with family, doing my own hair & nails, getting a wardrobe from the thrift store and forgoing paper towels.

Debt 100

Debt Debt Free Las Vegas Finance 100

Prairie Eco-Thrifter

JANUARY 14, 2012

– I try not to judge a book by i’s cover because usually the cover very seldom reveals what is written inside of the book. MoneySmartGuides : The Real Cost of Eating Out – I was looking over my budget for the previous month and something stood out. Thanks for hosting!

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Family Balance Sheet

JUNE 2, 2016

Firstly, I was offered a better-paid job but needed a vehicle to get there, so I took out a loan to buy one. At the same time my credit card debt was slowly creeping upward too thanks to my minimal income. Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? Question every expense.

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

APRIL 1, 2021

Dave Ramsey suggests in his book, The Total Money Makeover (affiliate link) , that you create a starter emergency fund of $1000. You will be so thankful later. And when dining out, at least follow these 15 Smart Tips to Save Money When Eating Out. 3 Action Steps to Set Up Your Emergency Fund.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Work With What You've Got

APRIL 12, 2010

My apologies ladies, and Thank You!~ I love to read and even more than I love to read, I love books. I treat my books badly. I would rather eat out than just about anything else ever. I am supposed to tell you ten interesting things about myself. I don’t know about interesting, but here are 10 things… 1.

Las Vegas 40

Las Vegas Girls Red Bull Fry's 40

Saving Cents With Sense

FEBRUARY 15, 2013

If you are heading out this weekend for some shopping or to eat out, don’t forget to take a coupon. Thanks, Surviving the Stores !). Here are the available coupons for the weekend: Top Restaurant Coupons: Bakers Square Coupon – $19.99 ©2009-11 Saving Cents with Sense ™, a website of Saving Sense Media LLC.

Restaurant 55

Restaurant 2013 Tacos Ruby Tuesday 55

Saving Cents With Sense

AUGUST 24, 2012

Have any plans for shopping or going out to eat this weekend? Here’s your restaurant and retail coupon roundup, so grab a coupon to help you save on when shopping or eating out. Books A Million Coupon – $5 Off $25 Purchase (exp: 8/27/2012). Thanks Surviving the Stores ! ). Ulta Coupon – $3.50

Restaurant 68

Restaurant 2012 Kids and Family Pottery Barn 68

Family Balance Sheet

MAY 27, 2015

Our house was $150,000 (thank you Texas for affordable houses) and the thought of paying over half a million dollars for it (due to interest) made us sick to our stomach. Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? Using coupons for eating out. It creates momentum.

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

JANUARY 28, 2022

When I don’t plan, I make multiple trips to the store, eat out too often, and most certainly blow our budget. You’ll be thankful later. Instead of a bulky price book, I use the Notes app on my phone to list my buy price for the higher-priced staples, such as paper products, detergent, and meat. Utilize the Freezer.

Saving Money 130

Saving Money Grocery Groceries Money 130

Family Balance Sheet

AUGUST 5, 2015

Soon after making that decision we found out our church in Chattanooga would be hosting Dave Ramsey’s Financial Peace University. Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? Thank you, Jessica, for sharing your family’s story. We followed FPU which was a 9 week course.

Debt 100

Debt Debt Free Finds Finance 100

Family Balance Sheet

MARCH 22, 2016

I use them regularly when we eat out at restaurants, and I will not shop at a department store without one, but grocery coupons are completely different for me. You’ll be thankful later. People either love them or hate them. You might have heard of the extreme shoppers who can buy $200 worth of groceries, but only pay $4.25.

Saving Money 100

Saving Money Grocery Groceries Money 100

Family Balance Sheet

FEBRUARY 15, 2019

When I don’t plan, I make multiple trips to the store, eat out too often, and most certainly blow our budget. You’ll be thankful later. Instead of a bulky price book, I use the Notes app of my phone to list my buy price for the higher priced staples, such as paper products, detergent, and meat. Utilize the Freezer.

Saving Money 113

Saving Money Grocery Groceries Money 113