Family Balance Sheet

NOVEMBER 19, 2014

She blogs about books at [link]. Daniel can work anywhere there is an internet connection and the kids can homeschool anywhere, but we didn’t have the money to buy the plane tickets or book AirBnB apartments. Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living?

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Prairie Eco-Thrifter

MARCH 31, 2013

While my husband does enjoy some experiences, like eating out and going to sporting events, he enjoys collecting things quite a bit. For my husband, being able to have something tangible to show for his money — something he can pull out and look at — is a Big Deal. I prefer experiences, and he likes things.

Money 222

Money At&T Work From Home Insurance 222

Prairie Eco-Thrifter

NOVEMBER 20, 2014

Even when eating out on the cheap, we were still spending hundreds of dollars on food. Then, about four years ago, I found out that I as well as two of our children have food intolerances including some biggies, like dairy and gluten. We drive everywhere, so I am not sure how this strategy would work for air travel.).

Travel 196

Travel Family Hotel Making 196

Family Balance Sheet

JANUARY 5, 2011

By using a credit card, has it become too easy to put an extra book, t-shirt or bag of pretzels into my cart? When I deposited our paycheck on Monday, I took out cash for these categories for the month. We enjoy eating out for dinner once a week, but those bills have also gotten a little high. Cash or credit?

Credit Cards 127

Credit Cards Credit Bills Money 127

The Frugal Girl

JUNE 10, 2024

” We didn’t even really vacation; it was mostly frequent eating out and retail spending. Learning how to cook well has saved us a significant amount of money, and made us healthier. A lot of our vacations are camping/backpacking out of our family sedan. I miss eating out! It’s just not in our budget.

Kids and Family 130

Kids and Family Thrifting Vacation Friends And Family Sale 130

Family Balance Sheet

JUNE 1, 2011

Maybe you don’t want to cook at all during your vacation or maybe eating out for every meal is beyond what your budget can handle. We both freeze our dinners at home and they hold up well in the coolers on our trip. Many local businesses have these books as well. Create A Budget For Your Trip.

Vacation 178

Vacation Saving Money Money Food and Drink 178

Prairie Eco-Thrifter

NOVEMBER 8, 2012

When I think of a budget in the more traditional terms, I think of something limiting, as well as as something that is charge of me. Oh, I want to go out to eat? Eating out a few times a month. My husband, with his Ph.D. Spending Plan = Me In Charge of My Money. Let’s consult the budget.

Emergency Fund 202

Emergency Fund Budgeting Budget Psychology 202

Prairie Eco-Thrifter

DECEMBER 19, 2012

I have a loving spouse and am surrounded by family as well as online and offline friends and acquaintances. That said, I don’t eat out more than 10 – 12 times a year. I don’t eat red meat or even pork more than once a week or so. I do eat fruits and vegetables and am trying to up my servings of those.

Food and Drink 188

Food and Drink Quiz United States Food and Wine 188

For the Mommas

JULY 24, 2016

You can end up well ahead in the long run. Eat out less. One of the biggest expenses you probably incur is eating out. One of the biggest expenses you probably incur is eating out. The average person spends over $2,000 a year on eating out. Instead of eating out, pack your lunch.

Frugal Lives 49

Frugal Lives Frugal Living Frugal Magazine and Newspaper Subscriptions 49

Prairie Eco-Thrifter

NOVEMBER 22, 2012

“How to Live Large and Have Fun”, “How to Spend Millions on Credit and Never Pay a Dime”, “Live Large and On Charge…Cards”, “Living High on the Hog: The Art of Budget Busting”…these are all titles of fictitious books, but they might as well be bestsellers. That is $100 a week you can be saving in order to book that trip to Scotland.

Saving Money 221

Saving Money Money Budgeting Budget 221

Saving Everyday

OCTOBER 3, 2023

This doesn’t mean every minute of your day needs to be planned out. Of course, dinner reservations, booking tours, and purchasing tickets should be done in advance. BEFORE booking a hotel or cabin, visit the website or app and sign up for their mailing list. Avoid weekends. Sometimes, it’s easier to give them a call.

Saving Money 52

Saving Money Money Travel Hotel 52

Prairie Eco-Thrifter

SEPTEMBER 29, 2014

Who cooks at home anymore, many people eat out. Of course, many times they were for show as well. We had a red covered text book that contained nonsensical paragraphs to type along with actual essays. Of course you could always hang onto them until they become ‘collectibles’ Aprons. Typewriters (whiteout).

Used 169

Used Typewriters Phones Irons 169

Prairie Eco-Thrifter

AUGUST 19, 2013

Among well-to-do grandparents and the 2.7 This year for instance, I dropped upwards of $250 on entertainment (boat ride, eat outs, amusement park, supplies, books, games and etc) plus the opportunity cost of using our condo instead of renting it out (over $1600 for the week) plus groceries, gasoline and more.

Grandchildren 220

Grandchildren Grandkids Kids and Family Parenting 220

Family Balance Sheet

FEBRUARY 16, 2016

Dave Ramsey suggests in his book, The Total Money Makeover , that you create a starter emergency fund of $1000. Stop Spending, BUT still live well: 1 – Declare a “Needs Only” month. How much can you save just by cutting out non-essential spending? The neighbor kids are doing quite well on my street.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Family Balance Sheet

MAY 6, 2020

Our small business was going well, so we said so long to renting office space and purchased a commercial property in the summer of 2012. I was an avid reader of Dave Ramsey’s books for years and we even took his home study course, but we still ended up in this position. Leading up to it, we thought we were golden.

Debt 130

Debt Emergency Fund 2007 2020 130

Family Balance Sheet

JANUARY 28, 2022

If you are struggling with the rising grocery prices or maybe you need to make room for your family’s growing appetites, take a look at the following list and see what changes you can make to cut your grocery bill…and still eat really well! That price makes a trip to the U-Pick farm worth it because berries freeze well.

Saving Money 130

Saving Money Groceries Grocery Money 130

Family Balance Sheet

SEPTEMBER 20, 2016

Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? After getting my husband on board, we bought The Total Money Makeover on audio book and would listed to it on repeat daily. We started cooking at home more, a big issue for us was eating out. We used up what we had.

Debt 100

Debt Debt Free Bath and Body Works Gas 100

Family Balance Sheet

JULY 16, 2015

We are now more committed to save money and we eat mostly at home, BUT we do enjoy at a few meals out each month. I shared our strategies in this post, 15 Smart Ways to Save Money when Eating Out. Water – Unless you have a well, you probably pay for your water.

Budgeting 100

Budgeting Budget Thrifting Thrift Stores 100

Family Balance Sheet

APRIL 1, 2021

Dave Ramsey suggests in his book, The Total Money Makeover (affiliate link) , that you create a starter emergency fund of $1000. Cut your s pending , BUT still live well: No one wants to read, “ cut your spending “, because what they hear is live like a miser. The neighbor kids are doing quite well on my street.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

JUNE 16, 2015

Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? We gave up eating out, cable, driving as many places. Well, not really. The fear of losing my baby led to the desire for me to be a stay at home mom, but I knew that would never work if we were in such debt. We bought a house.

Debt 100

Debt Debt Free Finds Goals 100

Family Balance Sheet

JULY 13, 2016

Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? We won’t tell you what it had profited, but its done VERY well – it all started with a small idea that we could chew off and God blessed it. Drinking water when you eat out. Dave Ramsey FPU during our engagement.

Debt 100

Debt Debt Free Finds Home 100

Family Balance Sheet

JANUARY 20, 2017

Did you follow a particular debt freedom plan or book, such as Dave. because we aren’t eating out. We knew it would take us years to get out of debt! While we said no to eating out and going to the movies all the time, we. Communicating well and communicating often has made talking about.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

MARCH 22, 2016

I use them regularly when we eat out at restaurants, and I will not shop at a department store without one, but grocery coupons are completely different for me. It so so nice to eat locally grown strawberries, peaches, and blueberries in the winter months. I just take out what I need and I have never had a problem.

Saving Money 100

Saving Money Groceries Grocery Money 100

The Frugal Girl

JANUARY 22, 2024

an illustration I did for one of my son’s books. Currently, I’m editing a book my son wrote and getting it ready to publish on Amazon KDP, where I’ve published a book of poetry and three other books my son has written. Splurges: Shoes, books and art supplies. What’s one thing you splurge on?

Rent 183

Rent Son Frugal Home and Garden 183

Shereen Travels Cheap

DECEMBER 16, 2023

Well, I try not to overpack my carry-on, but it's still just a carry-on. I have this one , which has really sturdy handles and four pockets, so you can even take along a book or game to pass the time. It's served me well for at least a decade so far. I don't go out for every meal if I can help it.

Travel 233

Travel Hotel Sunglasses Phones 233

Family Balance Sheet

JANUARY 21, 2015

Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? Be willing to sacrifice- there are things we had to do that made us look weird: home school, skip eating out as much with family, doing my own hair & nails, getting a wardrobe from the thrift store and forgoing paper towels.

Debt 100

Debt Debt Free Las Vegas Finance 100

Family Balance Sheet

FEBRUARY 15, 2019

If you need to find some wiggle room in your budget, or combat the rising grocery prices, or maybe make room for your family’s growing appetites, take a look at the following list and see what changes you can make to reduce what you’re spending on groceries…and still eat really well! Thaw as needed. a pound vs. $3.99/lb

Saving Money 113

Saving Money Groceries Grocery Money 113

Prairie Eco-Thrifter

JULY 23, 2014

My standard of living (and most other people’s as well) is much better now that we have all of the conveniences from the past 60 years available. There wasn’t a restaurant on every corner and people didn’t eat out much. Out of season produce, if available at all, was super expensive.

Growing 180

Growing Home and Garden Radios Kids and Family 180

Family Balance Sheet

SEPTEMBER 9, 2014

I quit my job to focus on my own stuff (blogging, painting, rental property, my iPhone app, writing Kindle books, etc.). Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? My husband is a software QA engineer and until last week I was a web content administrator. Get creative. Ask for help.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Prairie Eco-Thrifter

SEPTEMBER 25, 2012

I wish we’d thought of writing a book or something on it because we sure lived the life! Peggy: Well, probably some of the same ones being espoused now (maybe our kids did pick up on some of our examples!). Peggy: Well, we did everything ourselves. Eating out or going to a movie were once a year events.

Thrifty 213

Thrifty Garage Spendthrift Fair-Trade 213

Prairie Eco-Thrifter

AUGUST 2, 2012

While I’ve thought a lot about our personal shopping and eating behaviors, I haven’t been able to figure out why so many people eat the way they do: (1) do we just not care what we’re doing to our bodies or (2) are we just too uneducated to understand the impact our decisions have on our well-being ?

Eating Out 188

Eating Out Meals Health Cooking 188

Coupons Do Work

FEBRUARY 4, 2016

Hotel: Enjoy free Internet, Hot Breakfast and More PLUS save up to 30% when you book your trip early with Holiday Inn Express! Eating out deals: I also look for places where kids eat free if my kids are with me (even when I am not traveling) : check out list of places where kids eat free.

Saving Money 100

Saving Money Travel Money Hotel 100

Prairie Eco-Thrifter

JANUARY 7, 2015

Well, that’s probably because many of us wait until we have a fresh start, like that of a New Year, to put our goals into action and start working on our resolutions. Maybe one monthly goal is to not eat out for the entire month, and the next month you read three books about investing. Happy New Year!

Goals 100

Goals Financial Goals New Year's Budgeting 100

Prairie Eco-Thrifter

JANUARY 14, 2012

The Debt Princess: The Kool-Aid Effect: The Relationship Between the Poor & Nutrition – A look into how the working poor are eating unhealthy. Discussing how it is easier to eat healthy when you have food stamps but once that is gone or you have “graduated” from the program, you can no longer eat as well.

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Family Balance Sheet

JUNE 2, 2016

Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? Here in the UK gurus like Dave Ramsey or Suze Orman aren’t too well-known. Personally I believe that getting out of debt is as much about psychology as it is about systems and processes.

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

MAY 27, 2015

Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? But I do realize some things happen that we don’t plan for as well. We made a plan and it ended up being God’s will as well. We read both of Dave’s books (Financial Peace and The Total Money Makeover).

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

APRIL 12, 2016

Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? I was very excited about it and ended up buying Dave Ramsey’s book, The Total Money Makeover. I ended up taking Financial Peace University as well. It was time to make a change. Simply doing a budget.

Credit Cards 100

Credit Cards Debt Debt Free Student 100