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Scarcity – The Good and the Bad

Prairie Eco-Thrifter

Books used to be so rare that only the religious or powerful elite had access to them. In Seven Habits of Highly Successful People, author Steven Covey theorizes that people who believe things are scarce don’t do as well as those who have a mentality of plenty. Do the Times in Which You Live Shape Your Finances?

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The Spending Plan Mentality

Prairie Eco-Thrifter

in Psychology , says that what we call things, and how we think about certain concepts, can influence our behavior. When I think of a budget in the more traditional terms, I think of something limiting, as well as as something that is charge of me. But calling it a spending plan makes me feel better. My husband, with his Ph.D.

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Find out how Maureen Paid off $79,540 in Credit Card & Student Loan Debt

Family Balance Sheet

I love photography, archery, yoga, reading self-help books, taking spinning classes and being with my friends and family as much as possible. Besides writing on my personal finance blog, A Debt Free Stress Free Life, I’m an adjunct professor at a local college and own a residential and commercial cleaning business. No, I didn’t.

Debt 100
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Find out how Richard paid off $40,000 of debt

Family Balance Sheet

Did you follow a particular debt freedom plan or book, such as Dave Ramsey or Debt-Proof Living? Here in the UK gurus like Dave Ramsey or Suze Orman aren’t too well-known. Personally I believe that getting out of debt is as much about psychology as it is about systems and processes.

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