Savings Corner

DECEMBER 23, 2023

Whether you’re continuing your education, entering the workforce or settling down with someone special (or all of the above), life insurance should be part of your plan. Isn’t life insurance for older people?” Here are a few reasons to consider purchasing life insurance now, depending on your personal situation.

Life Insurance 52

Life Insurance Insurance Graduation Financial Goals 52

Savings Corner

DECEMBER 23, 2023

As you draw closer to your golden years, getting long-term care insurance (LTCI) can be a smart decision to ensure peace of mind and financial stability for both you and your loved ones. Start early: The sooner you start evaluating your long-term care insurance options, the better.

Insurance 52

Insurance Life Insurance Health Care Family 52

Prairie Eco-Thrifter

MAY 17, 2021

With finances being tighter than ever, many families are looking for ways to trim their budget and reduce expenses. First of all, you should know that if you don’t own your home outright (that is, if you’re still paying a mortgage) you’ll almost certainly be required by your lender to pay for homeowner’s insurance.

Insurance 100

Insurance Co-Op Finance Home 100

Family Balance Sheet

MARCH 15, 2017

Health insurance is a touchy subject. Instead I’m writing about my family’s experience with traditional health insurance and how it has affected OUR finances. Let’s start at the beginning: Health insurance wasn’t always so stressful for me and my husband and to begin our story I need to go back a few years.

Health Insurance 100

Health Insurance Insurance Health 2003 100

Family Balance Sheet

OCTOBER 9, 2014

We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Today’s assignment: Reduce Your Spending in at least 3 Budget Categories. Fixed categories are things like your mortgage/rent, insurance premiums, and car payments.

Budgeting 100

Budgeting Budget Finance Organic 100

Motherhood Moments

JANUARY 18, 2023

Maliga shares several ways to prepare for a recession: Prepare a bare bones budget. Prepare ahead of time and create a bare bones budget that includes only your essentials — think food, shelter, clothes, transportation and insurance — so you have a plan in the event that you experience a loss of income or need to cut expenses suddenly.

Recession 100

Recession Finance Emergency Fund Debt 100

Family Balance Sheet

NOVEMBER 25, 2019

This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. I challenged myself to find the cash outside of our budget. However by late summer, I found it easier to set aside the money directly from our budget. I also earned $20 from Ibotta and $7 from Ebates, and found $23 within our May budget.

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2019 November Club Christmas 130

Savings Corner

DECEMBER 25, 2023

That should include the cost of car payments , fuel, insurance and more. Determining affordability requires balancing your vehicle needs and budget. How to determine how much car you can afford To set a budget for your vehicle, start by deciding what you can comfortably pay each month. How much you use your car. Your location.

Cars 52

Cars Car Insurance Calculators 52

Penny Pinchin' Mom

DECEMBER 17, 2023

Despite having a strict family budget , some members of my beautiful family still try to find sneaky ways to spend more than is allocated to them at any given time. Of course, budgeting isn’t all about sucking the fun out of everyone’s existence and putting family life on hold. Do you see that total figure?

Finance Tips 52

Finance Tips Finance Emergency Fund Life Insurance 52

Prairie Eco-Thrifter

FEBRUARY 28, 2018

From a money-saving and environment-friendly perspective, this may be the most obvious solution to making room in your budget in an eco-conscious manner. Similarly, a lot of companies, particularly insurance companies, offer discounts on premiums if the insured enrolls in paperless billing. Transportation. Outdoor Entertainment.

Saving Money 171

Saving Money Money Family Washer and Dryer 171

Saving Everyday

MAY 29, 2024

Budget Planning Tools Envelope Cash System Monthly Budget Planner 52 Week Saving Challenge Cut Household Expenses Go through all those subscriptions on your phone and cancel any that you don’t use or don’t use often. How long has it been since you shopped around for lower insurance rates? I hope it helps you.

Saving Money 52

Saving Money Money Friends And Family Sale Saving 52

Savings Corner

DECEMBER 24, 2023

These areas range from the basics such as budgeting to more complex areas such as saving and investing for retirement as well as estate planning for the distribution of your assets. A financial plan can help you get your financial life in order in areas such as: Budgets – How much can you spend this week or month and still stay on track?

Goals 52

Goals Debt Taxes Insurance 52

Family Balance Sheet

OCTOBER 25, 2019

This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. I started the year challenging myself to find the cash outside of our budget. However by late summer, I found it easier to set aside the money directly from our budget. I offer a FREE Christmas Budget spreadsheet to my email subscribers.

2019 100

2019 October Club Christmas 100

Family Balance Sheet

FEBRUARY 19, 2022

Instead, he shared the story about Susan, a wife, and mother who handled all of the financial tasks in her home, from budgeting to making investment decisions. Over the years, my FOM duties included: Review the day-to-day/month-to-month budget and spending for our household. Update budgeting software on a regular basis.

Office 130

Office Family Finance Kids and Family 130

Savings Corner

DECEMBER 23, 2023

As life happens and your needs change, you may find yourself questioning whether your current life insurance coverage is the best fit for you. If you currently have a term life insurance policy but are considering switching to permanent life insurance coverage, you may be wondering if it’s even possible to make the change.

Life Insurance 52

Life Insurance Insurance College Tuition Fitness 52

Motherhood Moments

DECEMBER 26, 2022

Taking advantage of the best balance transfer credit cards before 0% introductory APR offers dry up could be extremely helpful to people trying to get out of debt, especially when paired with a carefully crafted budget,” said Jill Gonzalez, WalletHub analyst. “In In addition, people should resolve to improve their WalletScore.

New Year's 130

New Year's Money Finance Debt 130

Prairie Eco-Thrifter

DECEMBER 14, 2014

From the subject line I knew exactly what it was, but I wanted no part of it because I knew the effect it would have on my family’s budget. My wife and I were going to have to discuss a change to our monthly budget. Gasoline : We currently budget $75 a week for gasoline which translates to a tank of gas for our van. Yeah, right.

Health Care 187

Health Care Budgeting Budget Gasoline 187

Saving Cents With Sense

JUNE 19, 2013

The most significant chunk of your monthly budget is likely spent on mortgage payments, and the Federal Housing Administration (FHA) suggests homeowners can lower monthly mortgage payments by refinancing their mortgages. The post Overhaul Your Monthly Budget: Tips to Save Now So You Can Splurge Later appeared first on Saving Cents With Sense.

Budgeting 85

Budgeting Budget Las Vegas Bills 85

Prairie Eco-Thrifter

SEPTEMBER 26, 2013

Check them out: Good Reads From The Blogosphere: Mr.CBB @ Canadian Budget Binder makes a great point that life becomes a lot easier if we just simplify it in his post: Happiness is everything: Saving Money and Buying Time. Oddities Insured: Vampire Bites, Werewolf Attacks, and Ghosts… Oh My! Small salary and high cost of living?

Fridays 187

Fridays Budgeting Budget New Cars 187

Prairie Eco-Thrifter

JUNE 4, 2012

That got me started thinking about life insurance. Life Insurance as a Guarantee If something were to happen to me, I need to ensure that my child will be taken care of. But it hadn’t occurred to me that life insurance might help pay for college, allow him to stay debt-free himself, or give him opportunities I never even dreamed of.

Life Insurance 187

Life Insurance Insurance Debt Money 187

Prairie Eco-Thrifter

MAY 2, 2013

If you’re in the market for life insurance, make sure to check out Jules Wilson’s post over on Faithful With a Few shows us How to Find Affordable Life Insurance. Mr.CBB @ Canadian Budget Binder checks the pros and cons of renting and buying. Jose @ The Wise Dollar introduces us to Envelope Budgeting.

Life Insurance 167

Life Insurance Insurance Fridays Debt 167

Prairie Eco-Thrifter

JUNE 1, 2014

As we are getting married in just two and a half short months (gosh, time flies), my fiancé and I sat down a couple of weekends ago to do a comprehensive budget analysis. We then looked at how much each item in that group cost us; gas, property and car insurance, maintenance, etc. 187/month car insurance. 130/month gas for car.

Transportation 167

Transportation Fuel Economy Insurance Public Transit 167

Family Balance Sheet

OCTOBER 10, 2014

We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Do you go into panic mode when your car insurance bill arrives? Our personal escrow fund includes: home owners insurance – due yearly. That used to be me.

Finance 100

Finance Property Taxes Organic Organization 100

Family Balance Sheet

APRIL 9, 2015

Our home-owner’s insurance, auto insurance, and local real-estate taxes (for our home and our business property) are due, and on top of that, we also owed the Federal government this year. We were no longer required to send an escrow payment to the bank for our real estate taxes and home owners insurance.

Bills 100

Bills Real Estate Insurance Taxes 100

Prairie Eco-Thrifter

NOVEMBER 4, 2013

The first thing you need is a personal budget. The only effective budget is one that balances and is written down. Anything else is not a budget but fantasy. So set out a personal budget for yourself, either as a computer spreadsheet or on paper. Another important aspect of your budget should be an emergency fund.

Graduation 210

Graduation Making Emergency Fund Budgeting 210

Prairie Eco-Thrifter

MAY 30, 2012

Not Having a Budget I know, you’ve heard it all before but have you taken action on this one yet? A budget provides you with a financial roadmap to get to where you want to be in life. A budget helps you track your finances so you know exactly where you are and whether you’re on track. The key is to take action, even small ones.

Money 235

Money Emergency Fund Debt Financial Goals 235

Saving Everyday

APRIL 15, 2013

One of biggest tips for reducing your budget is to go over your monthly bills every six months and believe it or not, some of my biggest savings has been on car insurance. I highly recommend you check our ESurance from Allstate and get a quote! Remember…a penny saved TRULY is a penny earned.

Insurance 40

Insurance Cars Car Bills 40

Prairie Eco-Thrifter

FEBRUARY 7, 2013

Lance’s girlfriend hated budgets–until he helped her set up one that’s right for her. Read his recap about how to make a budget at Money, Life and More. Grappling with insurance choices? Simple Finance Blog can help you decide which insurance is best for you. 4 Good Reasons to Buy Travel Insurance.

Insurance 154

Insurance Fridays Finance Personal Finance 154

Prairie Eco-Thrifter

JULY 6, 2014

The sales tax, plus the ongoing higher property tax and insurance are really turning him off – and the van does fine if we drive it locally or just for a few hours to the lake. Really think about the extra insurance. I’ll take a look at insurance this time, but probably still won’t purchase it.

Rental Car 167

Rental Car Cars Car Rent 167

Prairie Eco-Thrifter

MARCH 14, 2013

Now is the time to watch every penny that you spend, so that you can purchase more in the same budget or even better, put that money in emergency funds. A good part of our monthly income is spent on grocery shopping, and the budget may even go higher depending on whether it’s a holiday or a birthday where you need to feed more people.

Saving Money 222

Saving Money Money Bills Insurance 222

Shereen Travels Cheap

MAY 29, 2024

Invest in travel insurance or check your coverage through your credit cards. There's nothing worse than having to spend the night somewhere and not having an extra change of clothes, toiletries, or other necessities when you need them. Things happen and it's not always optimal.

Flights 147

Flights Summer Travel Airline Travel 147

Savings Corner

APRIL 4, 2024

To help readers understand how insurance affects their finances, we have licensed insurance professionals on staff who have spent a combined 47 years in the auto, home and life insurance industries. For more information, please see our Insurance Disclosure. Here’s an explanation of how we make money. At a glance 4.5

Insurance 52

Insurance Life Insurance Cars Car 52

Marnies Coupon-a-rama

FEBRUARY 18, 2014

Do a Budget Check Up. It never hurts to do a budget check up. Can you save on insurance costs? This year, we found a company that offered us a drastically reduced bill on our various insurance coverages if we did them all thru them. Website for discounted photo art prints and products. Contact Me. We just did.

Budgeting 45

Budgeting Budget October December 45

Koupon Karen

NOVEMBER 16, 2023

Before settling on a company, read reviews, obtain quotes, compare services, and inquire about additional packages such as storage facilities and insurance. Establish a realistic budget to guide your spending and savings. Some countries may require proof of health insurance for entry, making it imperative to secure suitable coverage.

Insurance 52

Insurance Healthcare Moving Company Landscaping 52

Prairie Eco-Thrifter

DECEMBER 20, 2012

Sometimes the family vacation is put on hold because there just isn’t enough money in the budget to pay the skyrocketing costs of airfare. Not only do you get to go away on a budget, but can also commune with nature and have a great time laughing, telling stories, and building s’mores around a roaring fire. Let us know how you did it!

Vacation 202

Vacation Travel Insurance Airfare 202

Saving Everyday

OCTOBER 3, 2023

Set a Budget Spending adds up quickly on any vacation, and overspending can add unwanted stress when all you should be doing is relaxing! Some people prefer having an overall budget, while others prefer setting a daily budget. Some people prefer having an overall budget, while others prefer setting a daily budget.

Saving Money 52

Saving Money Money Travel Hotel 52

Prairie Eco-Thrifter

APRIL 19, 2012

Many thanks to Budgeting with the Bushmans who hosted the Festival of Frugality and included David’s post, The Only Money-Saving Gasoline Tip That Worked. YFS’ post, 4 Good Reasons to Buy Travel Insurance , was included in the Carnival of Money Pros – Tax Rush Edition hosted by Novel Investor.

Gasoline 140

Gasoline Personal Finance Finance Insurance 140