Family Balance Sheet

MAY 25, 2019

Welcome to the 2019 Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas. This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. I’m challenging myself to find the cash outside of our budget. My monthly goal is $100.

2019 100

2019 Club Christmas May 100

Family Balance Sheet

APRIL 25, 2019

Welcome to the 2019 Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas. This should cover my tentative 2019 Christmas budget that I based on what we spent in 2018. I’m challenging myself to find the cash outside of our budget. My monthly goal is $100.

2019 100

2019 April Club Christmas 100

Family Balance Sheet

JANUARY 25, 2019

It’s part of being a responsible family budgeter. And if you paid cash for Christmas in 2018, but want some encouragement to save for this year, this club is for you too! Introducing the 2019 Christmas Savings Club: On the 25th of every month from January to November, I’ll share a new post for the Christmas Savings Club.

2019 100

2019 Club Christmas 2018 100

Family Balance Sheet

FEBRUARY 25, 2019

On January 25, 2019, I started the Christmas Savings Club. The club is open to anyone who wants monthly accountability to save for a cash Christmas. The First Assignment: The assignment that is due today was to create a total Christmas budget. Ten is the number of months of the club (Jan 25 – November 25).

2019 100

2019 February Club Christmas 100

Family Balance Sheet

JANUARY 10, 2014

Are you spending more on groceries every month than your budget allows? Last year, I ran a monthly series, The Christmas Savings Club , that encouraged all of us to save monthly so that we could have a cash Christmas. Last year’s club made me accountable and I was successful at setting aside the money.

Budget 174

Budget Budgeting Grocery Groceries 174

Family Balance Sheet

NOVEMBER 20, 2013

If you haven’t put together a gift & spending budget for the holidays, I urge you to do so and I’d like to make it easy for you. Back in January, I offered my Christmas Gift & Spending Budget excel spreadsheet for FREE. Please put Christmas Spending Budget in the subject line of the email.

Budget 164

Budget Budgeting Christmas Gifts 164

Prairie Eco-Thrifter

FEBRUARY 20, 2012

Having fun and finding entertainment and recreation opportunities doesn’t have to be expensive, which is great news when you are living with a tight budget. You might need to be a bit more creative than just booking into a 5-star resort or buying expensive tickets to the latest show but it is possible to find budget activities.

Budget 189

Budget Budgeting Entertainment Outdoors 189

Family Balance Sheet

NOVEMBER 25, 2013

Today is our 11th and final meeting for the Christmas Savings Club. We were going to save for a cash Christmas in 2013 and the Christmas Savings Club was born. Our very first meeting for the club was on January 25th. We sliced and diced our budgets. Christmas Savings Club cash Christmas Christmas Savings'

Club 100

Club November Christmas Credit Cards 100

Family Balance Sheet

JANUARY 3, 2013

Yesterday, I announced my new year long series, Christmas Savings Club. To kick off the series and get everyone started on the first step, I created a Christmas Gift & Spending Budget excel spreadsheet that I am offering FREE to readers. Next, fill in a budget for 2013. I'm offering the excel spreadsheet FREE to my readers.

Budget 100

Budget Budgeting 2013 Christmas 100

Family Balance Sheet

APRIL 25, 2013

On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. If you are new, please read more about the Christmas Savings Club in the first post and join us. We have made gift giving a line item in our budget since it can be a budget buster unless it is planned for.

April 100

April Club Christmas Goals 100

Shereen Travels Cheap

JANUARY 17, 2024

Colombia has all that and more, with a budget-friendly price tag. Visit a monkey sanctuary, trek up a volcano, or visit a plethora of temples. Colombia - Pirate history, fine dining, graffiti art, beautiful lakes, and nightlife. You don't have to spend 100% of your time by yourself. I'll often take pics and send them to a friend.

Travel 251

Travel Las Vegas Food and Wine Budgeting 251

Family Balance Sheet

MARCH 25, 2013

On the 25th of every month from January to November in 2013, I'm holding a virtual meeting for the Christmas Savings Club. If you are new, please read more about the Christmas Savings Club in the first post and join us. If you have not done so, complete the Christmas Gift & Spending Budget worksheet. On with the meeting.

March 100

March Club Christmas Goals 100

Family Balance Sheet

MAY 25, 2013

On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. If you are new, please read more about the Christmas Savings Club in the first post and join us. My offer for a FREE Christmas Gift & Spending Budget excel spreadsheet is still available.

Club 100

Club Christmas May Goals 100

Family Balance Sheet

JANUARY 25, 2013

On the 25th of every month from January to November, I'm holding a viral meeting for the Christmas Savings Club , a monthly accountability to help us save for a cash Christmas. As outlined in the first post , your goal this past month was to create a budget for your Christmas spending. Today is the first meeting! How did you do?

Christmas 127

Christmas Club Goals Budgeting 127

Family Balance Sheet

JULY 25, 2013

On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. If you are new, please read more about the Christmas Savings Club in the first post and join us. My offer for a FREE Christmas Gift & Spending Budget excel spreadsheet is still available.

Club 100

Club Christmas July August 100

Family Balance Sheet

JUNE 25, 2013

On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. If you are new, please read more about the Christmas Savings Club in the first post and join us. My offer for a FREE Christmas Gift & Spending Budget excel spreadsheet is still available.

June 100

June Club Christmas Goals 100

Family Balance Sheet

AUGUST 28, 2013

On the 25th of every month from January to November in 2013, I''m holding a virtual meeting for the Christmas Savings Club. If you are new, please read more about the Christmas Savings Club in the first post and join us. My offer for a FREE Christmas Gift & Spending Budget excel spreadsheet is still available.

August 100

August Club Christmas Goals 100

Family Balance Sheet

JANUARY 2, 2013

On the 25th of every month from January to November, I'll be holding a viral meeting for the Christmas Savings Club , a monthly accountability to help us save for a cash Christmas. Before the first meeting on January 25th, there's a little bit of prep work to do on your end: Step 1: Create a Christmas Gift Budget.

2013 113

2013 Christmas Club January 113

Family Balance Sheet

MAY 20, 2015

Here are 20 ideas that are family friendly, fun, and easy on the budget. Unless you’re a member of a tennis club, hitting the tennis courts is usually free. We love to watch a movie on the big screen, but at $7 a ticket, the whole experience can really blow the budget. Michael’s Kids Club. Summer is here.

Activism 100

Activism Budgeting Budget Amusement Park 100

Coupons Do Work

NOVEMBER 16, 2016

The hippity-hop on over to r Walmart where they are both offering the Shopkins Season 6 Chef Club Mega Pack for just $10.79 (regularly $14.99). This Mega Pack includes 20 Chef Club Shopkins and 4 recipe books. Does your kiddo love Shopkins? mine does!) How cool is that? or free on orders over $50.

Club 100

Club Walmart Recipes Storing 100

Motherhood Moments

FEBRUARY 5, 2023

You can do this through simple means, such as helping them set up a lemonade stand or teaching them how to create a budget for their allowance. Participating in a Book Club Books clubs are a great platform for kids to socialize and discuss what they're reading —essential skills inside and outside the classroom.

Education 130

Education Activism Instruments Art 130

For the Mommas

DECEMBER 19, 2015

Christmas Gifts on a Budget. When you’re on a tight budget, you may think that your Christmas shopping will only yield cheap gifts. Even on a tight budget, you can purchase gifts that look expensive. Your friends and family will never know that you were on a tight budget. It doesn’t have to be that way though.

Budget 40

Budget Budgeting Christmas Gifts 40

Prairie Eco-Thrifter

FEBRUARY 15, 2011

Here are 5 ways to trim your budget for your child’s college funds. Know Your Actual Budget. Written Budget. Create a hand written budget and make several copies. Make sure the budget includes some money for things that help make life enjoyable. It will be easy to spot habits or spending patterns. Eating Out.

College 100

College Budgeting Budget Friends And Family Sale 100

Saving Cents With Sense

JANUARY 18, 2016

It can be tough to dress yourself on a budget when you have children. You can find coupons for free shipping or free club memberships for places like Overtock through a site like Discountrue.com. Before heading to the store, make sure you have a budget in mind. You can create a monthly budget for yourself as well.

Thrifty 40

Thrifty Budget Budgeting Mom 40

For the Mommas

MARCH 8, 2012

1 Year Subscription to Budget Travel Magazine for only $2.99 (for up to 3 years) with coupon code: FORTHEMOMMAS. About Budget Travel: Unlike any other publication, Arthur Frommer’s Budget Travel brings you travel options that most people never know. Related posts: Budget Travel Magazine Subscription | $4.17

Budgeting 40

Budgeting Budget Travel Magazines 40

Motherhood Moments

JUNE 26, 2023

Give them a small budget and let them manage their money as they select items (plenty can be found in the home for free too). Start a book club. This could be a family book club, or one with neighbors or friends. They may want to pick out a blanket, some pillows, and other accessories to make the space their own.

Education 100

Education Building Family Kids and Family 100

For the Mommas

JANUARY 19, 2015

Sign up for Club W and you’ll get $13.00 Club W is the wine club reimagined. Club W takes the stuffiness and snobbery out of wine. Club W is considerate of your lifestyle and budget – with an iPhone app and bottles starting at $13, you can’t go wrong.

Club 40

Club Wine A&W Online Sale 40

Nicoles Nickels

APRIL 23, 2011

Name of Product: Boy’s Deluxe Ghost Costume from Wholesale Costume Club. Where can the product be purchased: online at Wholesale Costume Club. Description of Product: “ Wholesale Costume Club is an innovative new concept in costume shopping. This is NOT the case at Wholesale Costume Club. if a member, $24.98

Club 45

Club Halloween Boys Bulk 45

Simply CVS

SEPTEMBER 3, 2011

Eating out can get quite expensive and quickly eat away at a budget. There are also kids' clubs or birthday clubs for many restaurants that offer free meals or other specials. We rarely eat out and when we do we try to save where we can while still enjoying our time out.

Eating Out 127

Eating Out Restaurant Club Birthday 127

Family Balance Sheet

JUNE 18, 2014

I’m always on a budget. With Summer childcare costs and an increased food budget, I’ll take savings anywhere I can get it. Join the Rewards Club – The benefits of rewards clubs vary from freebies, discounts, perks, personalized offers, and opportunities to earn rewards. Summertime is no exception.

Activism 206

Activism Kids and Family Newspaper Saving 206

Shereen Travels Cheap

FEBRUARY 21, 2024

Head to Indiana Avenue, a historically Black neighborhood, which at one time was home to 33 jazz clubs, where jazz greats like Duke Ellington and Ella Fitzgerald and Nat King Cole performed. They are still making their mark on the city through murals, restaurants , and even this Black woman-owned vegan winery.

Travel 224

Travel Museum Indianapolis South Carolina 224

Shereen Travels Cheap

DECEMBER 2, 2023

Even if you’re specifically planning to go to an upscale restaurant or clubbing, you probably won’t feel like leaving your fancier clothes at home was a bad idea. A scarf, a belt and some statement jewelry can pack small and make a big impact. Jazz up your little black dress or a simple tank with a funky necklace.

Lighting 254

Lighting Clothing and Accessories Real Estate Travel 254

Penny Pinchin' Mom

MAY 1, 2024

The post Enjoying Spring Vacation on a Tight Budget appeared first on Penny Pinchin' Mom. But, of course, you want to make sure you plan your vacation with your budget in mind. Know your budget Before you even think about planning your vacation, you need to have a budget. And, you need to stick to it.

Vacation 40

Vacation Budgeting Budget Airfare 40

Prairie Eco-Thrifter

JANUARY 10, 2013

If you’re currently balancing your debt payoff and savings efforts, Canadian Budget Binder highlights the reason why it’s important to get out of debt first before saving. Figuring out a budget and how to meet those goals? Dragging your feet on finally setting a budget? Finalizing your 2013 goals? 90 is the new 70?

Emergency Fund 193

Emergency Fund Debt Student Fridays 193

Family Balance Sheet

MARCH 22, 2019

Budget Your Summer Fun! Start writing a budget today if you haven’t started already. This Summer Budget Planner is included in my Family Budget Spreadsheets package. Budget-Friendly Summer Fun Ideas: Summer activities can be found all around you. How much is summer going to cost you and your family?

2019 124

2019 Home and Garden Friends And Family Sale Kids and Family 124

Shereen Travels Cheap

MARCH 23, 2024

It was along the whole wall around the back garden of the ENGLiSH Hotel, where I met some friends to do dinner at Pepper Club, the on-site restaurant. This piece, and the electrical boxes, is by Pretty Done, who has a lot of other pieces in downtown, and is on the back wall of the nightclub Octopussy. Here's another piece by Pretty Done.

Las Vegas 147

Las Vegas Art Beauty Garage 147

Family Balance Sheet

NOVEMBER 2, 2022

Before we get to the list, if you haven’t started planning for Christmas, I offer this FREE Christmas Gift & Spending Budget Excel Worksheet to my email subscribers. Back in 2013, I had a year-long series, Christmas Savings Club , to encourage everyone to set aside money each month for the holidays.

Christmas 130

Christmas Finds Friends And Family Sale Donation 130