Prairie Eco-Thrifter

JULY 10, 2012

I like to bake cookies, and I like to budget. I’ve failed at many budgets this way. If you Google how to make a budget, you’ll find the same boilerplate list of steps on thousands of sites. This is what I like to call the Toll House budget. It’s not that I lost my taste for the sweet, chewy goodies.

Budgeting 213

Budgeting Budget Toll House Cooking 213

Prairie Eco-Thrifter

DECEMBER 11, 2012

With this wintry time of year comes a season of parties that could leave you stressed out and strapped for cash if you’re not careful, especially with all of the other demands on your time and your budget at the end of the year. However, a tight budget could leave you with little wiggle room when it comes to your usual arrangements.

Budgeting 256

Budgeting Budget Holiday Food and Drink 256

Prairie Eco-Thrifter

AUGUST 14, 2012

Finding ways to fit organic foods into your budget is really not much different than any other endeavor of frugality. So even if you’re on a tight budget, you can still manage to go organic if you follow just a few of these tips. Celery, for example, is always on that list. Whole Foods charges upwards of $3.00

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Organic Organization Budgeting Budget 270

The Frugal Girl

OCTOBER 2, 2023

If things don’t need to match, you are more able to take whatever comes along that’s in your budget. Let’s run through some examples! One last non-matching example: when I get a sock that sprouts a hole, I generally set the good sock aside and just use it with another sock of the same cut. Do the lamps match?

Saving Money 208

Saving Money Money Painting Lamps 208

Family Balance Sheet

FEBRUARY 1, 2023

8 Action Steps for a Frugal February: 1 – Write a budget/spending plan for February. I’m a big fan of Zero Based Budgeting. If you’re new to writing a budget, read: How to Start a Budget (and be successful at it!) For a list of budget categories, read: How to Start a Budget.

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February Frugal Financial Goals Goals 130

Prairie Eco-Thrifter

AUGUST 1, 2012

Wedding planning on a budget may seem like a difficult task to tackle without appearing tacky, but it can be done. Below are some wedding planning on a budget tips that may just give you financially stress-free “I do’s”. For example, a buffet is less expensive then a plate in or sit down dinner.

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Wedding Budgeting Budget Rent 203

Prairie Eco-Thrifter

MARCH 27, 2012

For example, even the most consciously thrifty of us tend to occasionally spend a good bit on significant purchases or major events. Of course, a few things will always be expensive – for example, if you browse for a 77Diamond Engagement Ring , you’ll likely find that while some rings are cheaper than others, they’re all serious investments.

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Wedding Budgeting Budget Money 185

Saving Cents With Sense

NOVEMBER 11, 2013

Regardless of your income or gift giving needs, it is important to create a holiday budget from year to year. Creating a holiday budget can help you control your spending and make sure you get all of the items you need while staying out of debt or overspending. 5 Tips to Create a Holiday Budget. Define your needs.

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Budgeting Budget Holiday Debt 112

Family Balance Sheet

JULY 16, 2015

The 5 Easiest Budget Categories to Reduce. They are by far the easiest & quickest category to reduce in a household budget. Restaurants can be a huge drain on any budget, but there are ways to enjoy a meal out without spending a lot of money. Another example is when a friend was attending a black tie affair.

Budgeting 100

Budgeting Budget Thrifting Thrift Stores 100

Simply CVS

JANUARY 31, 2011

So I have to change my CVS game plan to still save on my budget while shopping at CVS but without focusing so much on my out of pocket. Since then the limits have been lowered and also I never get the dollar off total order coupons and I don't get very many scanner coupons lately, either.

Saving Money 127

Saving Money Money CVS Scanners 127

Coupons Do Work

APRIL 14, 2015

Over the years I have had to budget, put money away…so we can live the life without worrying about money. To budget, not spend on stupid things and save as much as you can. For example, once I saw shorts and shirts for $1.99 Note: to see my example of a monthly menu plan, click here. I shop at the end of the season.

Budgeting 100

Budgeting Budget Food Kids and Family 100

Couponing 101

SEPTEMBER 24, 2012

You can save money, stay on a frugal grocery budget, cut coupons, and eat healthy! The prices are definitely based on a couple years ago, but it’s still a great example to demonstrate that we can all eat healthy on a budget! How do you eat healthy and stick to a budget? How do you eat healthy and stick to a budget?

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Budgeting Budget Frugal Food 97

Family Balance Sheet

APRIL 8, 2022

As the home manager, my mission is to serve my family quality and tasty food on our limited budget. I am very familiar with the store, its pricing strategy, its setup, and how to save and stretch my grocery budget dollars. Examples of recent digital coupons. Examples of recent Special Offers. Earn Choice Rewards.

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Food Storing Saving Menu Planning 130

Family Balance Sheet

OCTOBER 9, 2014

We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Today’s assignment: Reduce Your Spending in at least 3 Budget Categories. It is by far the easiest & quickest category to reduce in a household budget.

Budgeting 100

Budgeting Budget Finance Organic 100

Prairie Eco-Thrifter

FEBRUARY 15, 2011

Here are 5 ways to trim your budget for your child’s college funds. Know Your Actual Budget. Written Budget. Create a hand written budget and make several copies. Make sure the budget includes some money for things that help make life enjoyable. It will be easy to spot habits or spending patterns.

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College Budgeting Budget Friends And Family Sale 100

For the Mommas

FEBRUARY 5, 2016

Valentine’s Day Candy on a Budget. For example, a box of candy is a simple gesture that let’s your partner know you’re thinking of them. Still, if you’re on a budget a local chocolate shop may be out the question. Still, if you’re on a budget a local chocolate shop may be out the question.

Budgeting 40

Budgeting Budget Homemade Re-use 40

Shereen Travels Cheap

APRIL 27, 2024

New Orleans is the best example of this. While I'll ask friends for recommendations, I'll also ask people I meet while out and about, like my Uber driver, or staff at my hotel when I meet them in the elevator (cleaning staff mostly, because they are the regular people who have to budget and don't get anything for sharing those special spots.

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Travel Las Vegas Museum Flowers and Plants 170

For the Mommas

DECEMBER 19, 2015

Christmas Gifts on a Budget. When you’re on a tight budget, you may think that your Christmas shopping will only yield cheap gifts. Even on a tight budget, you can purchase gifts that look expensive. Your friends and family will never know that you were on a tight budget. For example, some stores may offer 25% off.

Budgeting 40

Budgeting Budget Christmas Gifts 40

Savings Corner

DECEMBER 24, 2023

These areas range from the basics such as budgeting to more complex areas such as saving and investing for retirement as well as estate planning for the distribution of your assets. A financial plan can help you get your financial life in order in areas such as: Budgets – How much can you spend this week or month and still stay on track?

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Goals Debt Taxes Insurance 52

Prairie Eco-Thrifter

DECEMBER 29, 2011

Here are five – no or low cost examples of things to do that actively involve you and your child in learning and bonding experiences. Budget and Kid Friendly Fun. Make your own play dough (puzzle, website, puppets). Play Dough. My kids used to love helping me make play dough. This post was written by Marie.

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Entertainment Budgeting Budget At Home 201

Fashion Without Guilt

MAY 9, 2011

Trying to Travel on a Budget these day, is almost impossible. For example, when booking a hotel with Hotwire, you can know the area of town, the amenities, and the hotel rating, but not the hotel brand. If the budget is tight, you can plan your vacation around the cheapest destinations. AirfareWatchDog for flights.

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Budgeting Budget Travel Discount 69

For the Mommas

FEBRUARY 4, 2016

Tips for Celebrating Valentine’s Day on a Budget. In fact, it’s quite easy to celebrate Valentine’s Day while being on a budget. Now, there are a couple things you should take into account when it comes to celebrating Valentine’s Day on a budget. Valentine’s Day Candy on a Budget.

Budgeting 40

Budgeting Budget Chocolate Homemade 40

Family Balance Sheet

FEBRUARY 1, 2019

8 Action Steps for a Frugal February: 1 – Write a budget/spending plan for February. I’m a big fan of Zero Based Budgeting. If you’re new to writing a budget, read: How to Start a Budget (and be successful at it!). For a list of budget categories, read: How to Start a Budget. Go sledding.

February 100

February Frugal Financial Goals Budgeting 100

Family Balance Sheet

JANUARY 28, 2022

Groceries is one budget category that can get out of control very quickly, and that’s before inflation. However, it can be an easy budget category to manage, but it takes some planning, skill, and organization. These are strategies I use weekly to help keep my grocery bill in line with our budget. According to the U.S.

Saving Money 130

Saving Money Groceries Grocery Money 130

For the Mommas

JULY 10, 2016

Welcome to the first article in our new budgeting series. Over the next several weeks we will be posting articles that will help you budget and save your money. 6 Steps to Creating a Budget You Can Stick To. Setting a budget is important for your financial health. Setting a budget is important for your financial health.

Budgeting 40

Budgeting Budget Insurance Homeowner Insurance 40

Savings Corner

DECEMBER 25, 2023

For example, if you want to save for a deposit on a home you plan to buy in three years, you would input three years. Before you build a budget NerdWallet breaks down your spending and shows you ways to save. Savings goal : The amount you want to save — whether it’s for an emergency fund, short-term goal or long-term goal.

Calculators 52

Calculators Goals Emergency Fund Financial Goals 52

Family Balance Sheet

FEBRUARY 19, 2022

Instead, he shared the story about Susan, a wife, and mother who handled all of the financial tasks in her home, from budgeting to making investment decisions. Over the years, my FOM duties included: Review the day-to-day/month-to-month budget and spending for our household. Update budgeting software on a regular basis.

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Office Family Finance Kids and Family 130

Couponing 101

APRIL 1, 2019

Set a Budget. The first thing you need to do is set your budget. Without a budget, you will spend too much, regardless of whether you use coupons or not. Then you need to divide that budget into two categories: needs and stockpile. An example of this budget split would be: $75 Weekly Budget. $60

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Making Shopping Budgeting Budget 92

Koupon Karen

APRIL 18, 2024

In today’s economy, with rising prices across sectors, consumers invariably seek ways to stretch their budgets further. Increase Purchasing Power Applying codes stretches available dollars further for a defined budget. Among the most popular and effective savings strategies revolve around voucher codes and coupons.

Saving Money 52

Saving Money Money Consumer Discount 52

Penny Pinchin' Mom

MARCH 11, 2024

” Robert Kiyosaki I dare say there isn’t a soul on this planet as frugal as a mom on a budget. For example, you can clean your marble surfaces using dishwashing soap and some warm water. This should save you a bundle on the cleaning products budget. Plus, I developed a super-lean grocery budget over the years.

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Saving Money Money Mom Used 52

Family Balance Sheet

JANUARY 22, 2022

A recent example that I was thrilled about was for Cetaphil body/face wash. Examples of “Free After Offers” from Dec 2021. See the below photo for examples. Any money I earn through the Ibotta app goes right back into my grocery budget. It’s our preferred brand, but it can be pricey.

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Groceries Grocery Friends And Family Sale 2000 130

Penny Pinchin' Mom

MARCH 11, 2024

Create a Budget You guys know me by now; you know I am all about creating and sticking to a family budget. You can even use a budgeting app if you need a little more support reaching your financial goal. As per your budget, how much do you need to use every week? I can, however, help you with the plan.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Motherhood Moments

MARCH 4, 2023

Set a budget and follow it consistently. The first line of defense against debt is to make a budget and keep to it. For example, you need not go for expensive brands and the latest trends whenever you shop. This seems like a no-brainer, right? But many people don't have a clear understanding of their monthly income and expenses.

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Debt Money Building Credit Cards 130

Savings Corner

DECEMBER 25, 2023

To calculate how much house you can afford, we take into account a few primary items, such as your household income, monthly debts (for example, car loan and student loan payments) and the amount of savings available for a down payment. In the above example, that would allow a mortgage payment of $1,260 to achieve a 28% DTI.

Calculators 52

Calculators Debt Insurance Taxes 52

Prairie Eco-Thrifter

AUGUST 4, 2016

My view is that an allowance can be a chance to teach budgeting, opportunity costs and delayed gratification – if done right. Instead of just giving your kid an allowance (aka ‘extra’ money), split up the household budget and allocate a piece of it to your child to manage (their allowance).

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Making Budgeting Budget Kids and Family 100

Motherhood Moments

FEBRUARY 7, 2023

Thankfully, people with bad credit are able to improve their credit score over time if they stick to a budget and practice responsible credit use.” For example, a handmade gift can often hold a lot more meaning than an expensive object.” People who can’t afford to spend much this Valentine’s Day can consider alternative gifts.

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Valentines Day Thrifty Debt Las Vegas 130

Saving Cents With Sense

OCTOBER 5, 2015

Saving money is critical for families on a budget, and it is a challenge for most not to go over. Purchasing pre-made smoothies can bust any budget, but using fruits and vegetables that are moving past ideal ripeness make perfect ingredients for keeping your family on a good diet. Multi-Cooker. Alarm System. All rights reserved.

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Appliances Budgeting Budget Family 40