Family Balance Sheet

MARCH 25, 2013

If you are new, please read more about the Christmas Savings Club in the first post and join us. I'm still offering a FREE Christmas Gift & Spending Budget excel spreadsheet, click that link for more information. It is a big change for us, but I was able to put some of that difference towards our Christmas savings account.

March 100

March Club Christmas Goals 100

Family Balance Sheet

MARCH 26, 2021

Do you have enough cash to cover them or would you have to rely on high-interest credit cards or a loan from your family? According to a recent survey , over half of Americans have less than $1000 in their savings and checking accounts. Create a separate savings account and call it your Emergency Fund.

Emergency Fund 130

Emergency Fund Building 2007 Credit Cards 130

Family Balance Sheet

FEBRUARY 25, 2013

If you are new, please read more about the Christmas Savings Club in the first post and join us. I'm still offering a FREE Christmas Gift & Spending Budget excel spreadsheet, click that link for more information. I'm closing the account and moving that money to my Christmas Savings account. On with the meeting.

February 100

February Club Christmas Goals 100

Family Balance Sheet

MARCH 15, 2017

Instead I’m writing about my family’s experience with traditional health insurance and how it has affected OUR finances. We did take advantage of one benefit of a high deductible health plan: a Health Savings Account. We are a fairly healthy family who rarely sees a doctor for illnesses.

Health Insurance 100

Health Insurance Insurance Health 2003 100

Family Balance Sheet

JANUARY 2, 2013

Before the first meeting on January 25th, there's a little bit of prep work to do on your end: Step 1: Create a Christmas Gift Budget. On the budget, list all of your purchases for Christmas 2012 gifts and add up the total. If you're spending was too far out of your comfort zone, make adjustments as you fill in the budget for 2013.

2013 113

2013 Christmas Club January 113

Family Balance Sheet

AUGUST 28, 2013

If you are new, please read more about the Christmas Savings Club in the first post and join us. My offer for a FREE Christmas Gift & Spending Budget excel spreadsheet is still available. Our monthly goal for Christmas savings is $100. If you have not done so, complete the Christmas Gift & Spending Budget worksheet.

August 100

August Club Christmas Goals 100

Family Balance Sheet

JANUARY 3, 2012

On Christmas day, my husband and I spent 4 hours together traveling in a car to visit his family. We talked through some issues and opportunities for our business and our personal, family, and financial goals. Increase Family Emergency Fund to Six Months Salary. Start a Car Replacement Savings Account.

Financial Goals 127

Financial Goals Goals 2012 Emergency Fund 127

Family Balance Sheet

JUNE 25, 2011

It was a great strategy that first month, but I haven't been diligent enough to transfer the money to our savings account. Develop a Christmas gift budget for each person or expense on your list. Add up your budget and starting today, set aside money each month. Hit the Restart button. Let us know in the comments.

Christmas 157

Christmas Credit Cards January Budgeting 157

Family Balance Sheet

JUNE 4, 2015

I manage the finances for our business and our family and by August 2013, I felt the weight of the situation. On top of our normal day to day expenses, the new property taxes were due, we had more ownership expenses than we realized, and we had a family to feed. I wasn’t sure how I was going to pay for everything that month.

Goals 100

Goals Debt Renovation Daughter 100

Prairie Eco-Thrifter

MAY 30, 2011

I am thrilled to be joining the Prairie EcoThrifter family. The Single Saver is a website dedicated to helping singles and small families save money with easy to implement money saving tips. And I have some of the best friends and family anyone could ask for. This post was written by Denise.

Frugal 157

Frugal Hobby Green And Frugal Home and Garden 157