Family Balance Sheet

MARCH 15, 2017

Instead I’m writing about my family’s experience with traditional health insurance and how it has affected OUR finances. We did take advantage of one benefit of a high deductible health plan: a Health Savings Account. We are a fairly healthy family who rarely sees a doctor for illnesses.

Health Insurance 100

Health Insurance Insurance Health 2003 100

Family Balance Sheet

APRIL 25, 2013

That number includes gifts for our kids, extended family members, teachers, friends, neighbors, bus drivers, service people, our Christmas cards, stamps, and our donations towards the Salvation Army''s Adopt-a-Family program. Find your monthly savings goal for May and any shortfall that you have from January through April.

April 100

April Club Christmas Goals 100

Family Balance Sheet

MARCH 25, 2013

That number includes gifts for our kids, extended family members, teachers, friends, neighbors, bus drivers, service people, our Christmas cards, stamps, and our donations towards the Salvation Army's Adopt-a-Family program. It is a big change for us, but I was able to put some of that difference towards our Christmas savings account.

March 100

March Club Christmas Goals 100

Family Balance Sheet

FEBRUARY 1, 2013

In an effort to find some extra money to fund our Christmas Savings Account , I'm doing a pantry challenge in February. become a fan and 'like' FBS on Facebook. My goal is to plan February's menu around what is currently in my pantry and freezer and fill in any needs at the store, but reduce my overall monthly grocery expenses.

February 100

February Freezers Goals Bills 100

Family Balance Sheet

AUGUST 28, 2013

Our monthly goal for Christmas savings is $100. That number includes gifts for our kids, extended family members, teachers, friends, neighbors, bus drivers, service people, our Christmas cards, stamps, and our donations towards the Salvation Army''s Adopt-a-Family program. become a fan and ''like'' FBS on Facebook.

August 100

August Club Christmas Goals 100

Family Balance Sheet

JUNE 4, 2015

I manage the finances for our business and our family and by August 2013, I felt the weight of the situation. On top of our normal day to day expenses, the new property taxes were due, we had more ownership expenses than we realized, and we had a family to feed. I wasn’t sure how I was going to pay for everything that month.

Goals 100

Goals Debt Renovation Daughter 100

Family Balance Sheet

SEPTEMBER 14, 2011

Major Category: Insurance - My sub-files are Auto, Health, Health Savings Account, Home-Owners, Life. Major Category: Medical records - I keep a file for each family member. become a fan and 'like' FBS on Facebook. Major Category: Legal Documents - I have sub-files for marriage and birth certificates, passports, and will.

Paper 147

Paper Organic Organization Home Improvement 147

Family Balance Sheet

JANUARY 11, 2011

I then divided that new number by 12 and that is the dollar amount that I am going to transfer to a savings account every month. I added up what we spent on gifts for the entire year in 2010 and reduced that by 20%. I'll use that money through out the year for birthday gifts along with Christmas presents in December.

Christmas 138

Christmas 2011 Bills Credit Cards 138

Family Balance Sheet

JANUARY 24, 2012

For our personal tax returns, I keep an ongoing "Taxes" file for any paper work that we need to support our tax deductions, such charity receipts, Goodwill donations receipts, real estate and school tax statements, year-end statements for mortgage interest, student loan interest, interest-bearing checking and savings accounts.

Office Supplies 153

Office Supplies Taxes Office Simple 153

Family Balance Sheet

JUNE 25, 2011

It was a great strategy that first month, but I haven't been diligent enough to transfer the money to our savings account. I divided that number by 12 and decided that was what we would set aside each month. Hit the Restart button. Develop a Christmas gift budget for each person or expense on your list. Let us know in the comments.

Christmas 157

Christmas Credit Cards January Budgeting 157

Family Balance Sheet

JANUARY 2, 2013

Step 3: On the 25th of each month, we will be meeting (via a post) to discuss whether we hit our savings goal for the month. Each month, we'll come up with some unique ways to find/earn/save money to put towards our Christmas Savings Account. become a fan and 'like' FBS on Facebook. Thanks for reading.

2013 113

2013 Christmas Club January 113

Saving Everyday

OCTOBER 27, 2023

Most people are in desperate need of a good old-fashioned handyman to do everything from hanging a ceiling fan to cleaning out gutters. I simply put the word out to friends and family on social media, and he has stayed busy ever since. For most people, groceries are a huge expense, especially if you have a family.

Saving Money 52

Saving Money Budgeting Budget Money 52

Family Balance Sheet

MARCH 18, 2011

She has gotten cash in the past for her birthday or Christmas, but she would have preferred a toy so I have deposited the money in her savings account. This was literally the first conversation we have had about money. She is at the age where she wants things like lip gloss and sticker books when she sees them. Thanks for reading.

Money 138

Money Equal Grandfather Daughter 138

Family Balance Sheet

FEBRUARY 22, 2011

Take a deep breath, because with a well-funded emergency savings account, you're covered. BUT make it a priority to replenish the account as soon as you get your feet back on the ground. What happens when you have an emergency? Do you have an emergency fund? Is it enough to cover your emergency needs? Thanks for reading.

Emergency Fund 127

Emergency Fund 2007 Personal Finance Debt 127

Saving Everyday

JULY 13, 2012

This is the first year I started a Disney/vacation savings account of $25 a week. In all fairness, I should also point out that my family lives less than an hour from Disney, so we go once a year to see them anyway. I did this because I wanted to have a cushion in case we ever came up short.

Disney 83

Disney Hotel Goals Money 83

Prairie Eco-Thrifter

MAY 30, 2011

I am thrilled to be joining the Prairie EcoThrifter family. The Single Saver is a website dedicated to helping singles and small families save money with easy to implement money saving tips. And I have some of the best friends and family anyone could ask for. This post was written by Denise.

Frugal 157

Frugal Hobby Green And Frugal Home and Garden 157

Family Balance Sheet

FEBRUARY 25, 2013

That number includes gifts for our kids, extended family members, teachers, friends, neighbors, bus drivers, service people, our Christmas cards, stamps, and our donations towards the Salvation Army's Adopt-a-Family program. I'm closing the account and moving that money to my Christmas Savings account.

February 100

February Club Christmas Goals 100