Family Balance Sheet

DECEMBER 2, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. I saw a few items in the flyers, but decided that the traffic and crowds weren’t worth the savings or the impulsive shopping that I am prone to. Did you shop on Black Friday?

Frugal 100

Frugal Fridays Leftovers Financial Goals 100

Penny Pinchin' Mom

MARCH 11, 2024

Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal. You can even use a budgeting app if you need a little more support reaching your financial goal.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Family Balance Sheet

OCTOBER 21, 2014

By the end of the month, my goal is to help you have a detailed financial plan for your family. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Refer to your Financial Goals OFTEN.

Finance 100

Finance Financial Goals Organic Organization 100

Penny Pinchin' Mom

DECEMBER 17, 2023

So, you want to get started on debt repayment so you can focus on other financial goals? However, if you pay off these debts, there will be nothing left for investments in these tough financial times. Doing this actually gave me the peace of mind that I needed to focus on my financial goals.

Pay Off Debt 52

Pay Off Debt Debt Emergency Fund Financial Goals 52

Family Balance Sheet

NOVEMBER 11, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. Get started with my excel Christmas Gift & Spending Budget. And speaking of Christmas, if you think you’ll be shopping online this holiday season, Ebates worth a look.

Frugal 100

Frugal Fridays Financial Goals Homemade 100

Family Balance Sheet

NOVEMBER 25, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. If you don’t have a Christmas spending list and BUDGET, download my FREE Christmas Budget Excel Spreadsheet NOW! Shopping online this holiday season? Wednesday: Spaghetti night.

Frugal 100

Frugal Fridays Leftovers Financial Goals 100

Family Balance Sheet

AUGUST 6, 2022

We’ve seen higher grocery and fuel bills lately, so we’re upping our frugal game to help the budget. Our financial goals are still important to us and we want to hit them regardless of the rising prices. How I frugal-ed in the kitchen: I spend a lot of time in my kitchen. Winner Winner FREE Chicken Dinner!

July 130

July Frugal Credit Cards Donation 130

Family Balance Sheet

MARCH 12, 2015

Refresh your memory with what you were thinking at the beginning of the year and review your yearly financial goals. You’re now in the trenches of the new year, do those goals still make sense? When reviewing your goals, did you use the S.M.A.R.T. method when you wrote them? Are they: S – specific. M – measurable.

Finance 100

Finance Cleaning Financial Goals Goals 100

Family Balance Sheet

OCTOBER 12, 2018

so that we have more money to put towards our financial goals. What We Ate this Week: I make an effort each week to serve my family delicious food but still stick to the budget. Every Sunday afternoon, I plan the meals and do my grocery shopping for the week. This month at Family Budgeters Unite! ,

Frugal 100

Frugal Freezers Friends And Family Sale Financial Goals 100

Family Balance Sheet

NOVEMBER 18, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. Financial Resources: 1. If you don’t have a Christmas spending list and BUDGET, download my FREE Christmas Budget Excel Spreadsheet NOW! It’s happening, folks!

Frugal 100

Frugal Cheap Fridays Win 100

Family Balance Sheet

FEBRUARY 4, 2015

Dave’s zero-based budget and Debt snowball concept were critical to getting us on the path to paying off our debt fast. I ended up having some opportunities to earn extra income on the side from my blog, etsy shop, books, and architecture. I cut our grocery budget down to less than half of what it was.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

APRIL 3, 2014

I’m trying to find that balance of staying within a set budget while still eating well. But we have some serious financial goals to hit and the grocery budget is an easy target when it comes to cutting the budget. I’ve included pictures below of most of my grocery shopping trips for the month.

March 100

March Groceries Grocery Homemade 100

Prairie Eco-Thrifter

OCTOBER 7, 2014

Do you tend to turn to shopping to boost a bad mood? See a Budget as an Ally. For many of us, the word ‘budget’ leaves a bad taste in our mouth. But, budgets are not the enemy. There are lots of great sites, such as this one, that offer great tips on making budgets for all types of people and goals.

Money 113

Money Goals Budgeting Budget 113

Family Balance Sheet

FEBRUARY 26, 2015

We have some hefty financial goals this year and this is just one more way for me to squeeze more from our budget. I can honestly say that I did very little shopping (outside of groceries) in February. Maybe I’m still recovering from the Christmas shopping frenzy, but I had little desire to step into a store.

Thrifting 100

Thrifting February Thrift Stores Financial Goals 100

Family Balance Sheet

JANUARY 8, 2014

My husband and I made some serious financial goals for 2014. To achieve those goals I need to review our spending to see where I can make some cuts. If there is one budget category that can quickly get out of control for me, it is GROCERIES. Develop a system for your menu and shopping list.

Meals 186

Meals Simple Menu Planning Menu Plans 186

Family Balance Sheet

JANUARY 29, 2015

We have some hefty financial goals this year and this is just one more way for me to squeeze more from our budget. After shopping locally at some furniture stores, I resorted to Craigslist and spent hundreds less on a new-to-her dresser. Surprisingly I was able to walk out with nothing for myself.

Thrifting 100

Thrifting January Thrift Stores Financial Goals 100

Penny Pinchin' Mom

FEBRUARY 16, 2024

While you can control where and how you shop, you can’t control the need to eat. What you can do is control how much of your money you spend on bills in any given month and how much of it you save for your long-term financial planning and security. The truth is, there are some things you can’t control. So, what do you do?

Saving Money 52

Saving Money Money Saving Bills 52

Family Balance Sheet

APRIL 1, 2021

Make it a game and be creative when looking for money within your budget and finding new ways to earn extra money. Groceries is the easiest budget category to overspend. Collect your bills and start shopping around for new vendors. It was an escape from the office, but it was eating up my budget…see what I did there!

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

JULY 22, 2015

After putting together a budget, it took us 18 months to pay off all of that debt! The main arguments we had happened when we overspent in a budget category. But we learned to be flexible and did the best that we could to stay on track with our budget. How often do you and your spouse discuss your finances/budget/spending?

Debt 100

Debt Debt Free Finance Finds 100

Family Balance Sheet

MARCH 11, 2021

Do our goals still make sense now that we’re in the trenches of the new year? Take some time to review your yearly financial goals. SMART goals are: S – specific. When was the last time you shopped around for homeowners or auto insurance? Did you use the S.M.A.R.T. method when writing them? M – measurable.

Finance 130

Finance Cleaning Goals Insurance 130

Family Balance Sheet

MARCH 26, 2015

We have some hefty financial goals this year and this is just one more way for me to squeeze more from our budget. March Update: I did a little shopping in March and it was mostly for our oldest daughter. She is participating in an after-school running program that started in March.

Thrifting 100

Thrifting March Thrift Stores Financial Goals 100

Family Balance Sheet

JANUARY 1, 2015

My husband and I make some financial goals at the start of every year. In 2014, the Grocery Budget Challenge encouraged us to keep our grocery spending in line and to be creative with our meal planning so that we do not over-spend. Weekly Meals on a Budget. Maintaining a grocery budget is a weekly process for me.

2015 100

2015 Money Debt Home and Garden 100

Family Balance Sheet

APRIL 1, 2015

He writes at Debt Discipline about about how his family of 5 deals with money, budgets and debt. I was looking for a get out of debt free card, but quickly realized managing money was really all common sense: having a plan for you money in a form of a budget and spend less then you make. If married, who initiated the debt free goal?

Debt 100

Debt Credit Cards Debt Free Credit 100

Family Balance Sheet

JANUARY 20, 2017

strict budget. We committed to using a cash budget, and we talked daily at. 1 – Set a budget. Not only did we write a new budget before the start of. came up that day that made us need to tweak some of our other budget. 2 – Used a cash budget. cash for our cash budget categories.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

JANUARY 21, 2015

Finally, we took the dive by making a budget and starting our debt snowball. Yes, we followed the recommendations outlined in Dave Ramsey’s resources, Total Money Make Over/ Financial Peace University. The budget is key. How often do you and your spouse discuss your finances/budget/spending? The rest is history!

Debt 100

Debt Debt Free Las Vegas Finance 100

Family Balance Sheet

SEPTEMBER 29, 2016

You can find Angela at her You Tube channel, Our Life…on a Budget , where she vlogs about getting out of debt and staying there! The first thing we did was to review our spending and create a budget. Once we did our budget, we found that we could put all of that money that once disappeared towards our debt.

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

JULY 13, 2016

Farrah also has a kids t-shirt line that she runs out of the house called Lovely Littles Shop. We obviously love Dave Ramsey and financial teachings so we help to teach those classes at our church one night a week. Making a budget and cutting expenses. Nice visuals and monthly budget meetings kept us on track and accountable.

Debt 100

Debt Debt Free Finds Home 100

Saving Cents With Sense

APRIL 25, 2013

This secure service doesn’t cost a dime, and it can automatically organize and track your spending, display all of your financial information in one easy-to-read place, and help you stay on track to hit your financial goals. This allows you to see whether you’ll break the budget by indulging.

Money 75

Money Financial Goals Saving Phones 75

Savings Corner

DECEMBER 24, 2023

Using a personal loan is only a good idea when it is consistent with being able to achieve other financial goals,” says Mark Hamrick, Bankrate senior economic analyst and Washington bureau chief. “If Before taking on debt, use a personal loan repayment calculator to help budget.

Debt 52

Debt Credit Cards Credit College Tuition 52

Savings Corner

DECEMBER 24, 2023

Get started: Define your personal and financial goals. Shop around carefully based on how much you’re able to pay upfront. Create a housing budget The purchase price and down payment aren’t the whole picture. Analyze your monthly budget to make sure you can handle mortgage payments along with your other day-to-day bills.

Real Estate 52

Real Estate Buy Buying Credit 52

Family Balance Sheet

FEBRUARY 16, 2016

Look for money within your budget and find creative ways to earn extra money. Collect your bills and start shopping around for new vendors. 8 – Rethink your gift spending and create a budget for the year. 19 – Shop thrifty for you clothing needs. Become hyper-focused on funding this account.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Family Balance Sheet

JULY 2, 2015

Just as others may struggle with staying on budget, we struggled in dealing with not having much time for each other or as a family during that time. How often do you and your spouse discuss your finances/budget/spending? What are your financial goals now? I handle paying the bills and managing the day to day spending.

Student 100

Student Debt Debt Free Finds 100

Prairie Eco-Thrifter

NOVEMBER 12, 2011

Living in Financial Excellence: Is Mystery Shopping Legit? Today I unwrap the mystery behind mystery shopping and discuss whether it’s really worth your time. Budgeting in the Fun Stuff: The Dollar Challenge – 20?s Smart Family Finance: Is Your Budget Easy to Beat? You are Probably Budgeting Wrong!

November 188

November 2011 Personal Finance Finance 188

Savings Corner

APRIL 4, 2024

Step 4: Shop multiple mortgage lenders Getting quotes from at least three mortgage lenders can help you maximize your savings when refinancing a mortgage. You could lower your mortgage payment and create more space in your monthly budget. The more equity you have in your home , the less risky the loan is to the lender.

Refinancing 52

Refinancing Work Debt Financial Goals 52

Prairie Eco-Thrifter

JULY 4, 2011

They are also there working with you to help you reach your goals; even those financial goals. Jacob @ My Personal Finance Journey discusses Online Shopping – The Risks, Benefits, and How to Stay Safe. Sometimes a cash diet (not a crash diet) is necessary to get the ball rolling to help you reach your goals.

Personal Finance 240

Personal Finance Finance Family Debt 240

The Frugal Girl

MARCH 4, 2024

We live on the side of a small mountain in a quiet, rural town, but we’re less than 20 miles from a city of about 25,000 people and its shopping and dining opportunities. I still remember saving my change as a kid so I could “shop” for books at yard sales.) I track expenses, monitor our budget and handle all of our investments.

Green And Frugal 180

Green And Frugal Kids and Family Hotel Frugal 180

Penny Pinchin' Mom

MARCH 11, 2024

” Robert Kiyosaki I dare say there isn’t a soul on this planet as frugal as a mom on a budget. If you do a weekly meal plan, you will know exactly what ingredients need to be bought during your next grocery shopping trip, including the ones you have and those you don’t. Don’t know where to start?

Saving Money 52

Saving Money Money Mom Used 52