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How to Budget (and Pay) for Yearly Bills + a FREE Speadsheet

Family Balance Sheet

Not sure how to budget for your once-a-year bills? But let me show you how to budget (and pay) for yearly bills with a strategy I’ve used for years. It all started years ago when we refinanced our mortgage and were no longer required to send an escrow payment to the bank for real estate taxes and our home owner’s insurance.

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Buying A House In 2023: A Step-By-Step Guide

Savings Corner

This year may go down in real estate history as the year of correction. Whatever the economic state of the real estate market, buying a house can be an exciting and emotional process. Get started: Research the requirements for the loan you want so you know exactly how much you’ll need to save for a down payment.

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Managing Family Finances: Tips and Strategies for a Better Financial Future

Penny Pinchin' Mom

Despite having a strict family budget , some members of my beautiful family still try to find sneaky ways to spend more than is allocated to them at any given time. Of course, budgeting isn’t all about sucking the fun out of everyone’s existence and putting family life on hold. Do you see that total figure?

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6 Packing Light Tips for Winter Trips

Shereen Travels Cheap

Not only does packing light save money, but it also saves time, because travelers don’t have to stand around the baggage carousel waiting for their luggage to (hopefully) make it off the plane. Having minimal baggage can save your back, too. Not sure where to start when planning your winter travel bag? Spray some vodka on it.

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The Complete Guide to Buying a Franchise

Savings Corner

Research and choose your franchise There are a variety of types of franchises to choose from, so you’ll want to start researching to find the one that aligns best with your interests, goals and budget. You’ll want to think about your personal budget and net worth and what type of franchise you might be able to afford.

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Five Home Renovation Savings Tips

Prairie Eco-Thrifter

Here are a few tips on saving money while doing renovations. Save over time to build the funds you will need for the renovations you want. Possible sources include: Neighbors or real estate investors who tore out perfectly good materials and want to get rid of them. Garage or estate sales. The How-To of Savings.

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Unintended Consequences

Prairie Eco-Thrifter

The intention was to get some extra money and get the real estate taxes paid. This caused the home to be condemned as unfit for human habitation and the real estate taxes not to be paid. These members also never look at the budget, and didn’t initially understand that their pet projects weren’t in it.