Penny Pinchin' Mom

FEBRUARY 16, 2024

The post Best Way to Consolidate Debt Without Hurting Credit – Smart Money Moves For Moms appeared first on Penny Pinchin' Mom. Without proper management, debt can quite literally bury you alive. The best way to consolidate debt without hurting credit is also the best way to get out of debt.

Debt 52

Debt Credit Money Mom 52

Family Balance Sheet

MARCH 18, 2015

Today’s Debt Free Story is from Ruth. She is the author of the successful website, Living Well Spending Less , where she writes about finding the Good Life on a budget. How much debt did you pay off? What kind of debt was it? What inspired you to get debt free? If married, who initiated the debt free goal?

Debt Free 100

Debt Free Debt Finds Home and Garden 100

Savings Corner

DECEMBER 23, 2023

Entering the Job Market If you’ve just started looking for a job, you may also be putting together a budget for the first time. When she found out she was going to be a mom for the first time, she bought life insurance, even though her budget was tight and her mom, Coleen, originally advised against it.

Life Insurance 52

Life Insurance Insurance Graduation Financial Goals 52

Family Balance Sheet

JANUARY 1, 2015

Most of them are related to our small business, my husband’s chiropractic office, but last January I got a bee in my bonnet about debt…thank you, Dave Ramsey. I tricked …nudged my husband into following along and together we wrote out our Debt Freedom Plan. Debt Free Stories. Weekly Meals on a Budget.

2015 100

2015 Money Debt Home and Garden 100

Family Balance Sheet

NOVEMBER 23, 2013

Grab your spot at The Moms & Money Summit - December 6 & 7. The list of speakers includes Crystal from Money Saving Mom, Rachel Cruze from the Dave Ramsey Show, Mary Hunt of Debt Free Living and many more. It’s not too late to make a budget for your Christmas spending. Just in time for holiday shopping.

November 100

November Used Menu Planning Menu Plans 100

Penny Pinchin' Mom

DECEMBER 17, 2023

The post Managing Family Finances: Tips and Strategies for a Better Financial Future appeared first on Penny Pinchin' Mom. Despite having a strict family budget , some members of my beautiful family still try to find sneaky ways to spend more than is allocated to them at any given time. Family finances can be tricky!

Finance Tips 52

Finance Tips Finance Emergency Fund Life Insurance 52

Family Balance Sheet

APRIL 29, 2015

Looking for new recipes, money-saving ideas, home-management tips, and strategies for debt-free living? The three books included: The Money Saving Mom’s Budget: Slash your Spending, Pay Down your Debt, Streamline your Life, and Save Thousands a Year, by Crystal Paine. Debt Free for Life By David Bach.

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Win Personal Finance Debt Debt Free 100

Penny Pinchin' Mom

FEBRUARY 16, 2024

The post How to Save Money From Salary Without Sacrificing Your Lifestyle appeared first on Penny Pinchin' Mom. Should you just pretend that you don’t have savings and increase your debt ? Also See: How to Budget Money on a Low Income How Much of Your Salary Should You Save? How much of your salary should you save?

Saving Money 52

Saving Money Money Saving Bills 52

Prairie Eco-Thrifter

FEBRUARY 28, 2013

When it comes to paying off your mortgage early, Money Master Mom knows 3 not-so-easy steps to take when doing so. Cat at Budget Blonde has come a long way in her financial and personal journeys. Student Debt Survivor wants you to know a secret about paying off $30K in student loans. How to Use a Credit Card to Save the World.

Fridays 170

Fridays Student Debt Credit Cards 170

Teresa's Deals

SEPTEMBER 4, 2015

Ruth over at Living Well Spending Less is all about the adventure of finding the good life on a budget. Crystal at Money Saving Mom has a mission to help you manage your money and resources wisely & to challenge you to live your life with intention. She blogs about coupons, household tips, saving money and more.

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Frugal Frugal Lives Frugal Living St. Louis 100

Prairie Eco-Thrifter

JULY 19, 2012

Our debt levels from keeping up with the Jones’ is attributable to that fact. Or watched ‘ Til Debt Do Us Part , and reassessed your budget? For instance, I tell myself that if I do an hour of uninterrupted housework, I can watch Teen Mom (my trash TV guilty pleasure). We go through.

Motivation 189

Motivation Finds The Biggest Loser Debt 189

Prairie Eco-Thrifter

AUGUST 22, 2011

Narrow Bridge Finance tells us how going green has saved him some green at Mom’s plans. Debt Eye tells us how to eliminate the paper trail at Little House in the Valley. Little House in the Valley shares how going car-lite can save money at Debt Eye. Mom’s Plans tells how we can eat green at Narrow Bridge Finance.

Swap 133

Swap Personal Finance Finance Debt 133

Family Balance Sheet

JULY 9, 2015

It’s no secret, I am fascinated, encouraged, and border-line obsessed with debt freedom. The idea of becoming debt free makes me downright giddy. So I love to hear the success stories of others who have found debt freedom. What did they specifically do to become debt free? 10 Smart Ways to Become Debt Free.

Debt Free 100

Debt Free Debt Budgeting Budget 100

Family Balance Sheet

JANUARY 28, 2013

Covering everything from organizing your schedule and household records to meal planning, cleaning and budgeting, this bundle is the perfect collection to help you keep your home resolutions. Organizing Life as MOM by Jessica Fisher. Get all 5 ebooks for only $7.40 (a savings of over 80%) for one week only.

Homemade 127

Homemade Meals Organic Organization 127

Prairie Eco-Thrifter

OCTOBER 8, 2012

Over 5% of American moms are struggling financially and have rinsed out and reused soiled diapers on their child, according to Huggies’ website. She blogs at Mom’s Plans where she shares her family’s progress getting out of debt and saving money. But, honestly, our budget is slimmed.

Giving 235

Giving Money Swagbucks Donation 235

Family Balance Sheet

MAY 24, 2011

Let us know in the comments. Thanks for reading. If you would like to receive FREE updates of FBS, there are four ways to do so: have updates sent to your email , through your RSS Feed become a fan and 'like' FBS on Facebook become a Twitter follower.

North Carolina 170

North Carolina Kansas City Virginia Missouri 170

Prairie Eco-Thrifter

MARCH 24, 2013

what did you liked and disliked about how your mom or dad handled money. Taking on debt never has bothered me, because I have always felt that we kept it under control and no matter what, would pay it off. DIY Butterfly Garden Slush Your Way Out of Being Over Budget Tax Return Distribution Where have you been?

Financial Goals 222

Financial Goals Goals Money Real Estate 222

Prairie Eco-Thrifter

JULY 13, 2015

Before you get ready to shove those kids of yours out of the nest, here are what I consider to be (based on my experience as a person, a Mom, and a Grandma) the most important things you (or someone) should teach them about personal finance. Nope, not even Mom and Dad will support you forever. I hope to show you how to use debt wisely.

Personal Finance 100

Personal Finance Finance Debt Money 100

Family Balance Sheet

JANUARY 14, 2011

Debt 9 Frugal Hacks to Save Money in the Kitchen at Organizing Your Way Free Envelope Template and Tutorial for those of you using a cash envelope budget @ Kelleigh Ratzlaff Designs Food Around the Web: You Can Make Your Own Yogurt at Kitchen Stewardship Caramel Hot Chocolate at Lynn's Kitchen Adventures. A must read!

Daughter 100

Daughter Debt Personal Finance Finance 100

Prairie Eco-Thrifter

APRIL 6, 2012

Budgeting and Economics. Wayne presents Purpose of Budgeting posted at Young Family Finance , saying, “Are you left wondering why you should budget? Find out the purpose of budgeting and whether it’s important for you. ” Managing Debt. Here are 5 steps to painlessly become debt free.

Money 133

Money Finance Personal Finance Real Estate 133

For the Mommas

JULY 27, 2016

Many companies have new Mom or new parent offers you can sign up for even before the little one arrives. Similac Strong Moms Kit – Free Gifts and coupons. Eliminate debt. Credit card debt and high-interest loans are costing you money that you could use in the long-run. Sign up for New Parent Offers. Buy second hand.

Baby 40

Baby Debt Credit Cards Phone Service 40

Prairie Eco-Thrifter

MARCH 14, 2011

posted at FIRE Finance , saying, “We decided to optimize our grocery expenses and pull the strings on our food budget even tighter. There are lots of ways you can entertain yourself and your family on a budget.&#. FIRE Getters presents Top 5 Ways To Trim Our Grocery Bills! Some of the strategies include freezing milk and eggs.&#.

Frugal 150

Frugal Movies Finance Bills 150

Nicoles Nickels

MAY 25, 2013

Carter’s 100,000 Ways to Celebrate Moms and $50 Carter’s Giftcard Giveaway (Ends May 27). Posh on a Budget - Walmart $50 G.C. Girl Meets Debt – Samsung 50″ LED HDTV Giveaway (Ends May 30). Posh on a Budget - Apple iPod Touch 4th Generation & Bonus Accessory Kit Giveaway (Ends June 2).

Giveaway 56

Giveaway Father Lenses Publix 56

Saving Cents With Sense

MARCH 21, 2011

If you are looking to get your finances organized, you don’t want to miss this giveaway from Dave Ramsey, who has helped millions of people get out of debt and start saving. Moms Need to Know. The winner will be chosen using random.org. And don’t forget to enter this giveaways on these blogs as well: Balancing Beauty and Bedlam.

Giveaway 94

Giveaway Package Financial Goals Debt 94

Prairie Eco-Thrifter

FEBRUARY 18, 2011

Mom Vesting talks to us about bringing the subject of money up with your spouse. We have more stable careers, we have no debt (other than our mortgage), and we own a home. Reducing Debt. Frugal Dad shares with us 10 Side Hustles that we can use to pay off our debt. I think I would have to agree, no debt is good debt.

February 113

February Debt Finance Personal Finance 113

The Frugal Girl

NOVEMBER 13, 2023

Oreo Spiderweb cake There, I’d make everything from homemade bread to Steak Diane (seriously – my mom came to visit one time and bought $100 worth of beef tenderloin so I’d have leftovers – at the time, that was like 5lb of tenderloin! They had me, and then my mom decided to go back to school full-time and get a PhD.

Kids and Family 191

Kids and Family Parenting Cars Car 191

For the Mommas

MAY 22, 2012

The term “sinking fund” was originally a business term used to designate a savings account where a corporation holds funds for the repayment of a debt in order to improve their liquidity. If your budget is tight, you can still use the sinking fund principle by adding just a couple dollars to each account from each paycheck.

Craigslist 78

Craigslist West Virginia Bank Banking 78

Prairie Eco-Thrifter

JANUARY 21, 2016

Mom described herself as a gypsy (since she loved to go, go and go some more). The other wants to pay off some student loan debt and would really rather go elsewhere anyway. I’m glad they are budgeting and weighing pros and cons to spending. Our ideas of value differ.

Building 100

Building Kids and Family Hawaii Son 100

Family Balance Sheet

MAY 27, 2015

Today’s Debt Free Story is from Olivia. I’m a former 3rd grade teacher, but now a stay at home mom and a graphic designer of Joyful Art Designs. We are both planners and despise wasting money on debt/interest, which is what led us to pay off our mortgage as soon as we could! How much debt did you pay off?

Debt 100

Debt Debt Free Pay Off Debt Finds 100

The Frugal Girl

JANUARY 29, 2024

Now I’m living on the small acreage that I was raised on (which is now smack dab in the middle of town & 2 miles from work) with my mom & my two kids, 15 & 8. We teamwork together to homeschool-I was homeschooled until nursing school, and I am privileged to be teaching my kids & have my mom assist on the days I work.

Arkansas 182

Arkansas Frugal College Kids and Family 182

Prairie Eco-Thrifter

NOVEMBER 23, 2014

We don’t like debt. When Mom died, my brother purchased additional plots adjacent to hers so that family coming after could rest there as well. Airlines (American); trains (Amtrack); car rental (Budget); Cruise lines (Carnival) all offer discounts to veterans. VA Mortgage. I bought those plots from him several years ago.

Military 162

Military Grandfather Education Los Angeles 162

Family Balance Sheet

AUGUST 11, 2014

Welcome to Debt Free Stories. She paid off $41,587 in debt in 14 months! I am a single mom who lives in the Greensboro, NC area with my 6 year old daughter, Emme and 9 year old mutt, Belle. I have enjoyed belly dancing and pilates the last several years, but time and budget reduced from my schedule. Where are you from?

Debt Free 235

Debt Free Debt Mom Goals 235

The Frugal Girl

MARCH 4, 2024

Our mom stayed home to raise us kids; she went to work part-time in the local school system after both my brother and I were in school. My mom cut coupons and sewed her own clothes and mine, as well. I track expenses, monitor our budget and handle all of our investments. What’s the easiest/hardest part of being frugal?

Green And Frugal 180

Green And Frugal Kids and Family Hotel Frugal 180

Prairie Eco-Thrifter

JULY 24, 2013

My mom expected both my brother and I to find employment when we reached the legal age of 15, and enforced it by having us pay for half of our school clothes (well, the ones we wanted.

College 228

College Kids and Family Activism Unemployment 228

Prairie Eco-Thrifter

MARCH 3, 2011

We are on a saving path, one that has us debt free and retiring early. Reducing Debt. I know so many people who can’t seem to get out of debt while raising a family. One of the dreams I have had since I was a little girl is becoming a mom. 365 Days On A Budget tells us how we can become a master of our life.

February 140

February Family March Finance 140

For the Mommas

FEBRUARY 18, 2016

If you ask any stressed mom what of her biggest concerns is, chances are that she’ll mention something about managing household finances and excess spending. It’s not just moms on a budget who create specific money goals. Any mom knows that kids get sick of toys and grow out of clothes pretty darn quickly.

Money 40

Money Goals Kids and Family Saving Money 40

Prairie Eco-Thrifter

SEPTEMBER 25, 2012

I pointed out the multitude of new blogs related to saving money, being frugal, getting debt under control and learning about finances. Peggy : Something really cool being done today is that the stay-at-home Moms trade babysitting days so they can get some time off and give the kids a play day. The Spectrum Group.

Thrifty 213

Thrifty Garage Spendthrift Fair-Trade 213