Budgeting December Goals Saving 
Family Balance Sheet
DECEMBER 29, 2020
Saving more money is one of the top resolutions that people make…after getting in shape and eating healthier. That is why I created Family Budget Spreadsheets — a bundle of spreadsheets that we personally use to plan and budget our money. I created a Monthly Budget spreadsheet because I like formulas.
Family Balance Sheet
JANUARY 10, 2014
Are you spending more on groceries every month than your budget allows? Last year, I ran a monthly series, The Christmas Savings Club , that encouraged all of us to save monthly so that we could have a cash Christmas. Why YOU should participate in the Grocery Budget Challenge: 1. Are you an impulsive grocery shopper?
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Family Balance Sheet
JANUARY 25, 2019
It’s so easy to get caught up in all of the bargains that stores throw at us in November and December. But if those gifts were paid with a credit card that doesn’t get paid off as soon as the bill arrives, any savings from store sales, coupons, and/or rebates might be negated from the interest accrued. Did you over spend?
Family Balance Sheet
FEBRUARY 23, 2016
We need to find/earn even more money each month to throw at the debt to make our goal by December 31, 2016. It’s a crazy goal, but I like a challenge and I’m looking forward to our reward when everything is paid off. What are you willing to give up to reach your goal? 5 – Prominently post a goal tracker.
Family Balance Sheet
JANUARY 25, 2013
On the 25th of every month from January to November, I'm holding a viral meeting for the Christmas Savings Club , a monthly accountability to help us save for a cash Christmas. As outlined in the first post , your goal this past month was to create a budget for your Christmas spending. My monthly goal is $100.
Family Balance Sheet
MARCH 25, 2013
On the 25th of every month from January to November in 2013, I'm holding a virtual meeting for the Christmas Savings Club. The goal for this monthly accountability meeting is to give updates on our progress, motivate one another and help all of us save for a cash Christmas. My monthly goal is $100. On with the meeting.
Family Balance Sheet
JUNE 4, 2015
I poured over both our business and our home expenses, created a line item budget, and a made a plan for every dollar that was coming in. At my age, my parents had 20 years of kid-free living ahead of them to focus on their own career goals and to save for their retirement. Our business is again thriving.
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