The Frugal Girl

NOVEMBER 13, 2023

Today, we’re meeting a reader who has managed to live for 2.5 Tell us a little about yourself When asked the question “Where are you from? My interest in frugality is less about saving money specifically, and more about making good use of the resources I have. years with no car (and two small kids!). We lived for 2.5

Kids and Family 186

Kids and Family Parenting Cars Car 186

Family Balance Sheet

JANUARY 23, 2015

This Week’s Dinners: Saturday: We spent the afternoon at the PA Farm Show in Harrisburg and dined at the show. We’re not farmers, but the Farm Show is a yearly attraction that we do NOT miss. We have some gift cards to use that we received at Christmas. Also my husband made green smoothies for the two of us.

Budget 100

Budget Budgeting Leftovers Homemade 100

Family Balance Sheet

OCTOBER 8, 2014

We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. You’re about to find out! If you use financial software, such as Quicken or another form, you’re in luck, you can simply print a monthly recap.

Finance 113

Finance Money Organic Organization 113

Family Balance Sheet

OCTOBER 20, 2014

We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. We’re going to use the zero based budget as a guide for our monthly spending plan. dining out – Try to separate your groceries from your dining out.

Finance 100

Finance Organic Organization Budget 100

Saving Everyday

OCTOBER 3, 2023

In this article, we’re sharing our top tips to help you save money when traveling without sacrificing a thing! They’re quality time spent together without the distractions of household responsibilities, work, school, and everything else life throws at us. Growing up, we didn’t have much.

Saving Money 52

Saving Money Money Travel Hotel 52

Family Balance Sheet

JANUARY 17, 2018

We blew through our health savings account, and now need to save another $10k so we’re not caught off guard if another emergency were to happen. This will take us most of the year. I don’t want to use the term extreme frugality, because that sounds absolutely horrible. Read our Health Insurance Story: .

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Savings Corner

FEBRUARY 2, 2024

Activating and tracking categories might be too much of a hassle for some students brand new to credit cards, but if you’re up for a little work, the rewards can be handsome. You’ll get a card with your name on it that you can use for purchases, but your parent is legally responsible for the debt. Read our review.

Credit Cards 52

Credit Cards Student Credit College 52

Family Balance Sheet

MARCH 11, 2021

If your winter was as long and cold as mine, then you’re also looking forward to opening windows, breathing in the fresh air, and soaking up the sunshine. Do our goals still make sense now that we’re in the trenches of the new year? Did you use the S.M.A.R.T. Take a deep breath, spring is finally here!

Finance 130

Finance Cleaning Goals Insurance 130

Motherhood Moments

FEBRUARY 8, 2023

So r ather than leave you to scour the internet at the last minute for budget-friendly destinations, beautiful destinations, or activity-filled destinations, f amily destinations expert Family Destination s Guide have done this for you. There’s also lots of theat re attractions and dinner locations to choose from.

Puerto Rico 130

Puerto Rico Family Travel Indianapolis 130

Family Balance Sheet

APRIL 1, 2021

Make it a game and be creative when looking for money within your budget and finding new ways to earn extra money. Groceries is the easiest budget category to overspend. It was an escape from the office, but it was eating up my budget…see what I did there! 25 Ways to Find Money for your Emergency Fund.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Prairie Eco-Thrifter

MARCH 25, 2014

I’m in good company with my love of all things used. If you think buying used is just for people who are on a tight budget, think again. The most famous large family, the Duggars, routinely buy as much as they can used. Their motto is “Buy used and save the difference.” Kitchen Appliances.

Buying Second-Hand 177

Buying Second-Hand Saving Money Money Garage Sale 177

Family Balance Sheet

JULY 9, 2015

When you have tracked, analyzed, and cut your budget to bare bones, there is only one other way to find extra money to put towards debt and that is to make more money. Acadia’s advice is to be creative and think about your talents and gifts and how you could use them to make extra money. They Earned Extra Money.

Debt Free 100

Debt Free Debt Budgeting Budget 100

Family Balance Sheet

MARCH 12, 2015

If your winter was as long and cold as mine, then you’re also looking forward to opening the windows to fresh air and plenty of sunshine. On January 1st, we’re so gung-ho about writing goals, but are we just as enthusiastic about those goals on March 11? When reviewing your goals, did you use the S.M.A.R.T.

Finance 100

Finance Cleaning Financial Goals Goals 100

Family Balance Sheet

AUGUST 11, 2014

I have enjoyed belly dancing and pilates the last several years, but time and budget reduced from my schedule. Use this to develop a budget & determine where you will cut back. (If If you do a budget without awareness of your blind spots, you don’t know where you need to cut.). How much debt did you pay off?

Debt Free 235

Debt Free Debt Mom Goals 235

Family Balance Sheet

JUNE 17, 2018

One thing that I didn’t want to do much of on our date week was COOK, but I didn’t want blow our budget. We used gift cards on 3 nights, ate leftovers on 1 night, and grilled burgers on the last night. One of the gift cards was given to us TWO years ago for Christmas. These wristlets were never used.

Home and Garden 100

Home and Garden Financial Goals Friends And Family Sale Gardening 100

Family Balance Sheet

JULY 13, 2015

Who doesn’t love to dine out? Those days are long gone for us now as we’re working hard to cut corners and save money. Those days are long gone for us now as we’re working hard to cut corners and save money. This is a great way to dine at your favorite higher priced restaurants.

Eating Out 100

Eating Out Saving Money Money Restaurant 100

Prairie Eco-Thrifter

JULY 30, 2014

Alcohol was dirt cheap in New Orleans, and transportation was a very small line on our budget in New York City. Even so, after spending hundreds of dollars on food on my trip to NYC, I began to look more into saving some serious money on dining for my next trip. Thanks, couch surfing! After all, you’ve got to eat! Grocery Shop.

Saving Money 187

Saving Money Money Food New York City 187

Prairie Eco-Thrifter

OCTOBER 4, 2011

With the advent of the Great Recession, today’s populations are re-learning frugality and expense reduction. We were so poor that we re-used coffee grounds to make more coffee! is based on a Billshrink.com article – Dining on a budget. This post was written by Marie. . 91,404 Entertainment.

Home and Garden 198

Home and Garden Cars Car Re-use 198

Saving Everyday

AUGUST 1, 2022

Reducing your food expenses is one of the best ways to reduce your overall spending and find extra money in your budget ! You can use pre-printed grocery lists to keep inventory and add extra items on the side. Consistently using things you already have not only saves money but also prevents food waste. Have a plan. Batch cook.

Grocery 52

Grocery Groceries Food and Drink Saving 52

Saving Everyday

AUGUST 1, 2022

Reducing your food expenses is one of the best ways to reduce your overall spending and find extra money in your budget ! You can use pre-printed grocery lists to keep inventory and add extra items on the side. Consistently using things you already have not only saves money but also prevents food waste. Have a plan. Batch cook.

Grocery 52

Grocery Groceries Food and Drink Saving 52

Family Balance Sheet

SEPTEMBER 1, 2016

And remember if something is on your property, you’re responsible for it, so include in your inventory anything that you don’t actually own, but are holding on to for someone. 3 – Important Names and Contact Information Keep a list of all the service and/or repair people that you use. This is a vital list.

Home 145

Home Heaters Insurance Renovation 145

Prairie Eco-Thrifter

DECEMBER 19, 2011

Instead of using expensive beauty products, why not opt for homemade products? Since these ingredients have been used for hundreds of years, you can depend on their effectiveness. If this is something you are fond of doing, you can learn a lot from opting to do a budget travel. On traveling.

Frugal 185

Frugal Frugal Life Frugal Lives Frugal Living 185

Savings Corner

FEBRUARY 2, 2024

Chase Sapphire Preferred® Card Our pick for: Flexible redemption + big sign-up bonus: For a reasonable annual fee, the Chase Sapphire Preferred® Card earns bonus rewards (up to 5X) on travel, dining, select streaming services, and select online grocery purchases. You should therefore use these values as a baseline for your own redemptions.

Airline 52

Airline Credit Cards Credit February 52

Couponing 101

OCTOBER 31, 2019

But if you’re visiting Orlando, you can still have fun even if your budget is limited. Whether you use them for an affordable break from the theme parks or make them the focus of your trip, these four free activities are great for families. In fact, this shopping, dining, and entertainment destination is free to enter.

New York City 40

New York City Disney Disney World Entertainment 40

Saving Everyday

FEBRUARY 13, 2012

With Valentine’s Day tomorrow, I decided to re-post this from last year! Check out Groupon and on a daily basis…it’s my favorite daily deals site for entertainment/dining deals!! He goes back overseas this week, so we’ve been squeezing in as much “us time” as we can! Going out to eat?

Budget 51

Budget Budgeting Entertainment Dairy Queen 51

Saving Cents With Sense

AUGUST 30, 2013

Developing your own personal style on a budget at college can be a fun, creative challenge. Dining Hall. If you have a school meal plan, you’re paying for every meal, whether you eat it or not. And if you go out to eat for a meal, you’re essentially paying for two meals at once. This site uses affiliate links.

College 102

College Student Public Transit DSL 102

Saving In Akron

FEBRUARY 8, 2011

I did find the shipping to be a bit pricey, but guess when you're dealing with something as delicate as flowers, they need to charge a bit more to make sure they arrive in good condition. It's sitting on my dining room table and it looks just lovely. Comments are closed so please use the form. Valentine's Bouquets.

ProFlowers 184

ProFlowers Giveaway Flowers and Gifts Re-use 184

Family Balance Sheet

FEBRUARY 16, 2016

We use an online account like, Capital One 360 (my referral link). Look for money within your budget and find creative ways to earn extra money. But when you’re trying to save money, cut out this costly expense. And when dining out, at least follow these 15 Smart Tips to Save Money when Eating Out.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Family Balance Sheet

MAY 14, 2013

Using only cash while on vacation will force you to question each purchase, especially when it comes to spending money on unnecessary souvenirs--you won''t want to waste your cash. Create A Budget. Maybe you don’t want to cook at all during your vacation or maybe eating out for every meal is beyond what your budget can handle.

Vacation 153

Vacation Saving Money Money Food and Drink 153

Nicoles Nickels

MARCH 7, 2013

Whether you’re trying to impress you’re boyfriend with a home cooked meal or you’re a single young professional cooking on a budget, Cooking Planit brings a fool-proof approach to cooking great meals.

Cooking 98

Cooking Giveaway Pace Meals 98

Saving Everyday

MARCH 10, 2019

These affordable winter date night ideas are perfect for cold weather and small budgets! One of my favorite tips is to have a “date jar” Put any extra change and small bills in it through the week, and then use the next time you want to have some fun. Focus on each other and have fun!

Food and Wine 64

Food and Wine Snuggle Video Games Music 64

Nicoles Nickels

OCTOBER 27, 2013

The book packs in budget-savvy ideas for Halloween costumes, decorations, recipes and crafts. No matter whether you’re gathering toddlers, teens or adults for your annual spookfest, theAll You Frightfully Fun Halloween Handbook offers low-cost, big-bang ideas to ensure everyone a hauntingly good time. The 192-page book is $16.95

Halloween 109

Halloween Giveaway Main Dishes Desserts 109

Saving Cents With Sense

FEBRUARY 27, 2013

Keep some basic supplies on hand that are always used for Family Fun Night. Use the same set-up each time so that the kids can feel organized and know that it’s family time. Using the same type of inexpensive plates, cups and snack bowls helps the kids learn how to set up for an event. Grab a bag of pretzels or chips.

Frugal 53

Frugal Family Kids and Family Inexpensive 53

Prairie Eco-Thrifter

JUNE 12, 2012

I often find myself opening a jar of spaghetti sauce, using only part of it, and putting the rest in the fridge with the intention of using it up in the next few days. Not only did I reduce waste but I also stayed within my food budget. They’re great for breakfast, lunch, dinner, or a snack. Use Beans I love beans.

Saving Money 201

Saving Money Money Green And Frugal Lunch 201

Family Balance Sheet

NOVEMBER 7, 2018

We’ll use it for camping. Of course with Blue Apron, you’re doing the cooking, but my family definitely felt the two recipes we ordered were high quality meals, and the cost was definitely less than what we would spend per person at a nicer restaurant. Who could use Blue Apron?

Delivery Service 113

Delivery Service Meals Daughter Kids and Family 113

Nicoles Nickels

DECEMBER 23, 2012

For the past several weeks I’ve been telling you that I would be working with Bluebird and American Express to document my experiences using the card over the next month or so. He loves that he can use the card anywhere and that he only has a limited amount of money accessible! This would be great for teenagers!

Bank 55

Bank Banking Phones Money 55

Saving Everyday

NOVEMBER 11, 2012

For most of us, planning is half the fun. Countless hours spent on our favorite Disney forums, tweaking the itinerary a hundred times, making dining reservations, etc… – But since this trip was literally thrown together just a couple of weeks ago, I decided to not stress and just “go with it”. The deal she got us was UH-MAZING!

December 80

December Disney Daughter Home and Garden 80