Family Balance Sheet

JUNE 8, 2018

During that time, I started to budget for everything. Every aspect of our lives was included in our budget. When people hear the word budget, they think “restriction” and “no fun”, but honestly that couldn’t be further from the truth. Another way to think of a budget is a spending plan.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Saving Cents With Sense

AUGUST 30, 2013

Money spent on gas, insurance, parking permits and maintenance will find its way back into your wallet. Developing your own personal style on a budget at college can be a fun, creative challenge. And if you go out to eat for a meal, you’re essentially paying for two meals at once. Thrift Store Style.

College 102

College Student Public Transit DSL 102

Saving Everyday

SEPTEMBER 12, 2022

The first thing I do every morning is make coffee, sit down at my desk, open my budget spreadsheet, log into the bank, and enter anything that came out overnight plus what we spent the previous day. For example, this month we went about $135 over our frivolous spending budget. Keeping track of your money is crucial.

Saving Money 52

Saving Money Money Saving Bills 52

Family Balance Sheet

JUNE 22, 2020

We have thought about moving to a larger home with more space, but a smaller home means lower utility bills, homeowners’ insurance premiums, maintenance, and property taxes. We weren’t in the market to leave our traditional health insurance plan until the monthly premiums became more than our home mortgage back in November 2016.

Debt 130

Debt Health Insurance Insurance Budgeting 130

For the Mommas

JULY 24, 2016

If you calculate your mortgage interest, the cost of insurance and maintenance, buying can be much more expensive than renting. Eat out less. One of the biggest expenses you probably incur is eating out. The average person spends over $2,000 a year on eating out. Be comfortable, but don’t overdo it.

Frugal Lives 49

Frugal Lives Frugal Living Frugal Magazine and Newspaper Subscriptions 49

Family Balance Sheet

FEBRUARY 16, 2016

Look for money within your budget and find creative ways to earn extra money. How much can you save just by cutting out non-essential spending? Are you paying too much for home/auto insurance, cable, internet? 4 – Skip the AM drive thru and eat breakfast at home. Become hyper-focused on funding this account.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Family Balance Sheet

JANUARY 17, 2018

I won’t rehash our health insurance story here, because I have written extensively about it and INCLUDED OUR NUMBERS. Read our Health Insurance Story: . What We Left Traditional Health Insurance. Why We Chose Medi-Share, an affordable solution to traditional health insurance. This will take us most of the year.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

For the Mommas

JULY 10, 2016

Welcome to the first article in our new budgeting series. Over the next several weeks we will be posting articles that will help you budget and save your money. 6 Steps to Creating a Budget You Can Stick To. Setting a budget is important for your financial health. Setting a budget is important for your financial health.

Budgeting 40

Budgeting Budget Insurance Homeowner Insurance 40

Prairie Eco-Thrifter

JANUARY 14, 2012

Discussing how it is easier to eat healthy when you have food stamps but once that is gone or you have “graduated” from the program, you can no longer eat as well. Life Insurance: 10 myths – Life insurance is one of the most misunderstood financial products that the average citizen encounter. Penge Snak!:

Credit Cards 220

Credit Cards Credit Finance Personal Finance 220

Prairie Eco-Thrifter

JANUARY 7, 2015

If you didn’t ring in the New Year with thousands of dollars in savings, no debt, and a budget, there is always time to get on the right track. Maybe one monthly goal is to not eat out for the entire month, and the next month you read three books about investing. Re-Do Your Budget. Revisit Your Expenses.

Goals 100

Goals Financial Goals New Year's Budgeting 100

Family Balance Sheet

JULY 9, 2015

When you have tracked, analyzed, and cut your budget to bare bones, there is only one other way to find extra money to put towards debt and that is to make more money. She cut her cable bill in half, rewrote her car and house insurance saving her $300, stopped the coffee runs, eliminated her dry cleaning bill. They Earned Extra Money.

Debt Free 100

Debt Free Debt Budgeting Budget 100

Saving Everyday

AUGUST 1, 2022

Like housing, utilities, and insurance, food is a major expense you can’t go without. Reducing your food expenses is one of the best ways to reduce your overall spending and find extra money in your budget ! Dining out is something you can stop immediately. Save that cash for a nicer meal out once a month.

Groceries 52

Groceries Grocery Food and Drink Saving 52

Saving Everyday

AUGUST 1, 2022

Like housing, utilities, and insurance, food is a major expense you can’t go without. Reducing your food expenses is one of the best ways to reduce your overall spending and find extra money in your budget ! Dining out is something you can stop immediately. Save that cash for a nicer meal out once a month.

Groceries 52

Groceries Grocery Food and Drink Saving 52

Family Balance Sheet

APRIL 12, 2016

Simply doing a budget. I also cashed out some company stock (about $800) I had purchased through our employee purchase program. Stop eating out – it’s so much better for your wallet and your waistline to cook at home. Definitely a monthly budget – I always create one every month.

Credit Cards 100

Credit Cards Debt Debt Free Student 100