Prairie Eco-Thrifter

MAY 16, 2012

While many personal finance sites focus on things such as getting out of debt, saving for retirement, and investing, what really matters to me the most is how we can live healthy prosperous lives. In addition a couple fantastic personal finance books are also up for grabs. Bonus Prize Yes there is a bonus.

Prizes 274

Prizes Personal Finance Finance Giveaway 274

Prairie Eco-Thrifter

JULY 8, 2012

The basis of any slow and steady financial plan is the household budget; in fact, a good budget is really like a plan for your current finances as well as for a secure financial future. So, don’t go slow in getting started on a budget but go slowly while you are getting it together. It will be your most helpful tool.

Finance 188

Finance Budgeting Budget Money 188

Family Balance Sheet

JULY 22, 2015

I have a passion to help people take control of their finances so that they can live the life they want to have. After putting together a budget, it took us 18 months to pay off all of that debt! After putting together a budget, it took us 18 months to pay off all of that debt! How much debt did you pay off? Get started today.

Debt 100

Debt Debt Free Finance Finds 100

Family Balance Sheet

AUGUST 4, 2014

Who handles the day-to-day finances in your home or do you work on it equally? How often do you and your spouse discuss your finances/budget/spending? We are both self proclaimed budget nerds so we both handle the budgeting and financial decisions equally. Budget Debt Free Stories Financial Freedom'

Debt Free 243

Debt Free Debt Goals Student 243

Family Balance Sheet

APRIL 1, 2015

He writes at Debt Discipline about about how his family of 5 deals with money, budgets and debt. After trying to extend credit to finance the vacation and we were denied (best thing to ever happen to us) we realized we made too much money to be living like this and something had to change. Today’s Debt Free Story is from Brian.

Debt 100

Debt Credit Cards Debt Free Credit 100

Prairie Eco-Thrifter

OCTOBER 4, 2012

Cooperation is an important key to successful budgeting. Examine Your Budget and Look For Loopholes Loopholes are those unnecessary expenses that are a waste of funds. Limit eating out and the activities that are outside your budget such as expensive movies and far away vacations. Creating a Budget is Easy.

Frugal 189

Frugal Family Budgeting Budget 189

Prairie Eco-Thrifter

MAY 22, 2011

Create a budget. It’s time that you put yourself and your family on a monthly budget. A simple budget allows you to regulate spending as well as track cost. That’s where a budget comes in handy. Budgets are also helpful tools to identify and minimize waste. A simple prerequisite to debt reduction is knowledge.

Debt 157

Debt Recession Unemployment Budgeting 157

Family Balance Sheet

MARCH 6, 2012

I'm participating in Women’s Money Week which is about encouraging women to speak up about money, take control of our finances, and reshape our financial future. No surprise there; I write a blog about family finances. I developed this spreadsheet years ago, as a way to communicate our finances with my husband.

Money 225

Money Financial Goals Goals Kids and Family 225

Prairie Eco-Thrifter

OCTOBER 8, 2012

One point equals one diaper. Don’t Let Your Budget Stop You From Donating I always feel guilty that I can't give to charity more than I do. But, honestly, our budget is slimmed. Give to Charity and Help Your Finances Many financial gurus extoll the virtues of giving, and even indicate that giving is part of successful finances.

Giving 235

Giving Money Swagbucks Donation 235

Savings Corner

DECEMBER 24, 2023

Try adjusting the terms, loan types or rate until you find a debt consolidation plan that fits your goals and budget. Try adjusting the terms, loan types or rate until you find a debt consolidation plan that fits your goals and budget. Some agencies may work for low or no cost if you’re struggling with your finances.

Debt 52

Debt Calculators Credit Cards Credit 52

Family Balance Sheet

JANUARY 21, 2015

She writes about family, finances and faith at her blog, Principles of Increase. Finally, we took the dive by making a budget and starting our debt snowball. The budget is key. More diligence with finances brought in more income producing opportunities for us. So I work the budget and spreadsheets. I am the nerd.

Debt 100

Debt Debt Free Las Vegas Finance 100

Prairie Eco-Thrifter

FEBRUARY 14, 2011

In a marriage, it is important for each partner to feel equal on all levels. Instead, treat each other with respect and as equal partners. Make sure you have a basic budget in place and discuss the vital steps you both need to take for your financial future. We discuss our finances every two weeks. Find the right time.

Money 138

Money Equal Communications Finance 138

Family Balance Sheet

JULY 13, 2016

Making a budget and cutting expenses. If you look at our budget today vs 5 years ago when we started the journey: we have more than doubled our income, and expenses have slightly increased with the babies and some small luxuries. We set our budget and lifestyle at the beginning and it hasn’t changed much even with income doubling.

Debt 100

Debt Debt Free Finds Home 100

Family Balance Sheet

FEBRUARY 4, 2015

Dave’s zero-based budget and Debt snowball concept were critical to getting us on the path to paying off our debt fast. I cut our grocery budget down to less than half of what it was. When the budget is already tight, there are only so many ways to save money. As Dave says, We had to live like no one else!

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

AUGUST 5, 2015

He was always trying to put us on budgets, help us look for ways to save and not spend so much but we never found a system that worked for us and continued in spending behaviors that didn’t help advance goals. Both are equally important and both need to be heard and respected in our finances. Was there a particular event?

Debt 100

Debt Debt Free Finds Finance 100

Family Balance Sheet

FEBRUARY 18, 2015

When this happened we not only were devastated emotionally, but would end up going to have our finances basically implode a few weeks after this. I wanted to take all the fun out of life and nagged him constantly about the budget. Who handles the day-to-day finances in your home or do you work on it equally?

Debt 100

Debt Debt Free Finance Goals 100

Family Balance Sheet

MARCH 18, 2015

She is the author of the successful website, Living Well Spending Less , where she writes about finding the Good Life on a budget. We started making a monthly cash budget and paying with cash instead of credit or debit cards. Who handles the day-to-day finances in your home or do you work on it equally?

Debt Free 100

Debt Free Debt Finds Home and Garden 100

Family Balance Sheet

SEPTEMBER 29, 2016

You can find Angela at her You Tube channel, Our Life…on a Budget , where she vlogs about getting out of debt and staying there! The first thing we did was to review our spending and create a budget. Once we did our budget, we found that we could put all of that money that once disappeared towards our debt.

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

JANUARY 20, 2017

She is the co-founder of the website, Little Light on a Hill , where she writes about faith, family, and finances. Be sure to check out her website where she is offering a free finance workbook if you subscribe to her newsletter. strict budget. We committed to using a cash budget, and we talked daily at. towards our debt.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

JULY 2, 2015

Our loan payments each month were almost equal to our mortgage! This may seem like a strange answer to put in this section, but we believe in helping others when they are struggling and putting our finances towards caring for our community and others around the world. We felt really trapped. Imagine paying for two houses at once!

Student 100

Student Debt Debt Free Finds 100

Family Balance Sheet

JUNE 16, 2015

She blogs about living a limitless life on a limited budget at Frugal Debt Free Life. Who handles the day-to-day finances in your home or do you work on it equally? How often do you and your spouse discuss your finances/budget/spending? So I take the clothing or grocery budget and stretch it as far as I can.

Debt 100

Debt Debt Free Finds Goals 100

Savings Corner

DECEMBER 27, 2023

Use this calculator to help you decide whether a personal loan is the right financing option for your plans. Without an origination fee, the interest rate equals the APR. Loan payments should fit comfortably into your monthly budget. It also shows the total interest cost, with or without an origination fee.

Calculators 40

Calculators Credit Debt Nov 40

Family Balance Sheet

SEPTEMBER 20, 2016

She hosts a You Tube channel, The Former Mrs. Jones , where she vlogs about budgeting, debt free living, and family life. We tried our best to stretch the food budget. Who handles the day-to-day finances in your home or do you work on it equally? How often do you and your spouse discuss your finances/budget/spending?

Debt 100

Debt Debt Free Bath and Body Works Gas 100

freestuff.tv

JUNE 2, 2011

With the state of the world economy so fragile, there is even more pressure around the household finances. But slot in a promotion or 2 and you’ll begin to see in hindsight that there is a lot less time for you to do the things you want to do as you’re tied to the desk finalizing reports, budgets etc.

Money 122

Money Family Goals Unemployment 122

Family Balance Sheet

APRIL 19, 2016

She writes at her personal finance website, And Then We Saved. Who handles the day-to-day finances in your home or do you work on it equally? How often do you and your spouse discuss your finances/budget/spending? Today’s Debt Free Story is from Anna. She is on a mission to help others become debt free.

Credit Cards 100

Credit Cards Debt Free College Debt 100

Family Balance Sheet

OCTOBER 20, 2014

Welcome to 31 Days to Organize Your Finances. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. We’re going to use the zero based budget as a guide for our monthly spending plan. Gift Giving Fund.

Finance 100

Finance Organic Organization Budgeting 100

Family Balance Sheet

SEPTEMBER 9, 2014

Who handles the day-to-day finances in your home or do you work on it equally? How often do you and your spouse discuss your finances/budget/spending? We do his/hers/and ours finances, with each of us sending the same amount to the joint account and then doing whatever we want with the rest of our money.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

FEBRUARY 3, 2016

She helps readers gain control of their finances and live well on a budget at her blog Cook with a Shoe . I found Dave Ramsey’s plan about a year after we had been married and finances were really tight, especially with a variable income. Who handles the day-to-day finances in your home or do you work on it equally?

Debt 100

Debt Debt Free College Finds 100

Family Balance Sheet

DECEMBER 10, 2014

Yes, I did follow a few of Dave Ramsey’s strategies, but I also starting reading other finance blogs to see how they paid off debt so quickly. I did the regular budget audit and cut things out like entertainment, fast food, and going out with friends. Who handles the day-to-day finances in your home or do you work on it equally?

Debt 227

Debt Debt Free Financial Goals Goals 227

Savings Corner

DECEMBER 27, 2023

When you finance the purchase of a home, for example, they include the cost of the home appraisal and home title searches that lenders require. When to estimate closing costs It’s a good idea to estimate closing costs early in the homebuying process so you can budget for them along with a down payment.

Calculators 52

Calculators Property Taxes Insurance Illinois 52

Savings Corner

DECEMBER 27, 2023

Your less math-friendly entrepreneurs could use your help in keeping their personal and business finances in order. With limited budgets and resources, many small businesses are apt to hire an outside consultant to help assist them with installing, managing, updating, and troubleshooting their technology.

Real Estate 52

Real Estate Re-use Podcasts Work 52

Family Balance Sheet

MAY 27, 2015

I knew I was going to be a stay at home mom when we had kids and since we were both teachers, we simply could not afford for me to stay home, unless we got rid of something big in our budget. Extra money from budgeting wisely and spending less (specific tips below). Budget – Obvious, I know. I rarely use coupons.

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Savings Corner

DECEMBER 27, 2023

Calculate the monthly payments Review your budget to determine what an affordable monthly payment would be. The best bad-credit lender offers the lowest annual percentage rate and monthly payments that fit your budget. Add the new loan payment to your budget On-time loan payments can build your credit.

Credit 52

Credit January Debt Credit Cards 52

Prairie Eco-Thrifter

AUGUST 19, 2012

Try to build your emergency fund up to equal 6-12 months of income, so you can safely cover your living costs in the event of a financial disaster. Change Your Behaviour It has been said that personal finance is 20% knowledge and 80% behavior. A diversified mutual fund is an excellent way to achieve a diversified portfolio.

Emergency Fund 222

Emergency Fund Insurance Debt Credit Cards 222

Family Balance Sheet

JUNE 2, 2016

Many personal finance bloggers talk about having a “no spend week” – well basically I had a “no spend” five years! Spending Audits Not Budgets – This might be a little controversial, but I tried budgeting and kept on failing. Equally, that pretty accurately describes how I felt at the time.

Debt 100

Debt Finds Debt Free Pay Off Debt 100

Family Balance Sheet

AUGUST 11, 2014

I have enjoyed belly dancing and pilates the last several years, but time and budget reduced from my schedule. Use this to develop a budget & determine where you will cut back. (If If you do a budget without awareness of your blind spots, you don’t know where you need to cut.). How much debt did you pay off?

Debt Free 235

Debt Free Debt Mom Goals 235

Family Balance Sheet

JANUARY 7, 2015

We swore we would never finance a car again. Who handles the day-to-day finances in your home or do you work on it equally? How often do you and your spouse discuss your finances/budget/spending? We do budget together EVERY SINGLE MONTH. A monthly budget – but we’ve done that since day 1.

Debt Free 100

Debt Free Debt Budgeting Budget 100