The Frugal Girl

JUNE 10, 2024

I want it to be what they want to wear within our budget! Financing a fun car we didn’t need was an obvious dumb move in hindsight. We took out an 80/20 adjustable rate, interest-only mortgage in 2005 to buy a house at the very top of our budget. It’s just not in our budget. Sorry, that was three frugal wins.

Kids and Family 130

Kids and Family Thrifting Vacation Friends And Family Sale 130

Family Balance Sheet

JANUARY 21, 2015

She writes about family, finances and faith at her blog, Principles of Increase. Finally, we took the dive by making a budget and starting our debt snowball. The budget is key. More diligence with finances brought in more income producing opportunities for us. So I work the budget and spreadsheets. I am the nerd.

Debt 100

Debt Debt Free Las Vegas Finance 100

Family Balance Sheet

SEPTEMBER 9, 2014

Who handles the day-to-day finances in your home or do you work on it equally? How often do you and your spouse discuss your finances/budget/spending? We do his/hers/and ours finances, with each of us sending the same amount to the joint account and then doing whatever we want with the rest of our money.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

The Frugal Girl

NOVEMBER 13, 2023

Today, we’re meeting a reader who has managed to live for 2.5 I don’t want to feel like I’m wasting all the gifts I’ve been given, including my finances. One of the moves we made, out to Seattle, the only way we could make our budget work AND have me be home with our young kids, was to not own a vehicle at all.

Kids and Family 193

Kids and Family Parenting Cars Car 193

Family Balance Sheet

FEBRUARY 18, 2014

” Stanley wrote about Susan, a wife and mother who handled all of the financial tasks in her home, from budgeting to making investment decisions. Even though I was helping my husband from home part-time with his business, I still felt like I wasn’t contributing to our finances and that drove me crazy.

Office 182

Office Money Family Finance 182

Family Balance Sheet

MARCH 6, 2012

I'm participating in Women’s Money Week which is about encouraging women to speak up about money, take control of our finances, and reshape our financial future. No surprise there; I write a blog about family finances. I developed this spreadsheet years ago, as a way to communicate our finances with my husband.

Money 225

Money Financial Goals Goals Kids and Family 225

The Frugal Girl

MARCH 4, 2024

I’m Mary, and it’s a pleasure to participate in Kristen’s Meet a Reader series. Although my parents never specifically taught me about finances, they lived a frugal life by necessity. I learned from the best, but I believe that a personal finance course should be a requirement for both high school and college graduation.

Green And Frugal 181

Green And Frugal Kids and Family Hotel Frugal 181

Prairie Eco-Thrifter

MAY 16, 2012

I started this site as a way of meeting some new people and having some interesting conversations and it has transformed into something much more than that. The most enjoyable part of this whole thing though has been meeting all of you. I cannot believe I started this blog just over two years ago.

Prizes 274

Prizes Personal Finance Finance Giveaway 274

Savings Corner

DECEMBER 24, 2023

Get preapproved with multiple lenders to see potential rates — and determine if they meet your needs. Lenders may require you to meet specific requirements to refinance , including: A history of on-time payments. Current loan meets the minimum refinance amount. You received dealer financing. Apply for preapproval.

Calculators 40

Calculators Refinancing Cars Car 40

Prairie Eco-Thrifter

SEPTEMBER 26, 2013

I will be spending my weekend working at an out of town business meeting. Check them out: Good Reads From The Blogosphere: Mr.CBB @ Canadian Budget Binder makes a great point that life becomes a lot easier if we just simplify it in his post: Happiness is everything: Saving Money and Buying Time. What about you all? Any great plans?

Fridays 187

Fridays Budgeting Budget New Cars 187

Couponing 101

JANUARY 30, 2012

I tend to set a lot of goals, but I rarely meet all my goals. This year I’m going to (and I mean I’m REALLY going to) be intentional about meeting my goals and living my life. Fast food is so convenient, and so tasty, but there really just isn’t room in our budget or diet for it. I really love making goals.

Goals 88

Goals Finance 2012 Food 88

Savings Corner

DECEMBER 24, 2023

Research and choose your franchise There are a variety of types of franchises to choose from, so you’ll want to start researching to find the one that aligns best with your interests, goals and budget. You’ll want to think about your personal budget and net worth and what type of franchise you might be able to afford.

Real Estate 52

Real Estate Buy Buying Finance 52

Savings Corner

DECEMBER 25, 2023

Determining affordability requires balancing your vehicle needs and budget. How to determine how much car you can afford To set a budget for your vehicle, start by deciding what you can comfortably pay each month. For some buyers, financing a vehicle may make sense when balanced as a part of their larger financial picture.

Cars 52

Cars Car Insurance Calculators 52

Family Balance Sheet

MAY 21, 2021

After reading Dave Ramsey’s book, The Total Money Makeover , I realized that we were spreading ourselves too thin and our finances were not as great as I thought they were. What do you value most in life, and what are you ok with temporarily cutting out of your budget? It’s in excel so you can modify it to meet your needs.

Debt 130

Debt Goals Debt Free Pay Off Debt 130

Koupon Karen

MAY 17, 2024

It can help you identify potential social hubs and places where you might meet new friends. Establish a Moving Budget Moving can be expensive, so it’s crucial to establish a moving budget to manage your expenses effectively. Knowing your new area in advance can reduce anxiety and help you settle in more quickly.

Making 52

Making Moving Company Movers Transportation 52

Prairie Eco-Thrifter

NOVEMBER 27, 2011

Meet at a cheaper time. Dinner is a popular time to meet but it’s also the most expensive. Because less people will choose to meet then, the atmosphere will often be a lot more conducive to catching up properly. If going out is just too expensive for your budget, why not entertain some friends at home instead?

Bills 208

Bills Budgeting Budget Entertainment 208

Prairie Eco-Thrifter

JANUARY 10, 2013

If you’re currently balancing your debt payoff and savings efforts, Canadian Budget Binder highlights the reason why it’s important to get out of debt first before saving. Figuring out a budget and how to meet those goals? Dragging your feet on finally setting a budget? Finalizing your 2013 goals? As December.

Emergency Fund 193

Emergency Fund Debt Student Fridays 193

Prairie Eco-Thrifter

JANUARY 1, 2013

A financial advisor told me recently that the thing that really made him upset was that nearly every new client he spoke to was making the same disastrous personal finance mistakes. So let’s look at the most common personal finance mistakes and what you can do to prevent or fix them. That was me, at any rate.

Emergency Fund 272

Emergency Fund Credit Cards Personal Finance Finance 272

Family Balance Sheet

JULY 22, 2015

I have a passion to help people take control of their finances so that they can live the life they want to have. After putting together a budget, it took us 18 months to pay off all of that debt! After putting together a budget, it took us 18 months to pay off all of that debt! How much debt did you pay off? Get started today.

Debt 100

Debt Debt Free Finance Finds 100

Koupon Karen

FEBRUARY 28, 2024

Whether for birthdays, holidays, or knocking out weekly shopping, finding ways to save money without compromising treats and essentials offers welcome budget alleviation. Some discounts require meeting minimum order value thresholds, too. Retail codes aid fashion experimentation on a budget removing barriers inhibiting curiosity!

Discount 40

Discount Finds Codes Used 40

Prairie Eco-Thrifter

MARCH 29, 2011

Many car shoppers would be better served by buying a practical fuel efficient automobile that meets their needs and the needs of their families. Overbuying will make a person buy a car that is a whole lot flashier and more expensive than their budget can afford. They often buy too much car for too many dollars. Buying a house.

Furnishings 157

Furnishings Debt Cars Car 157

Prairie Eco-Thrifter

APRIL 14, 2013

Do you think that your income is just not enough and that maybe you need a second or maybe a third job just to make ends meet? Master the Art of Budgeting. Budgeting is simply spending just within your means. Who Needs a Budget? Here are five simple steps to achieve frugal living. How do you spend your hard-earned cash?

Money 273

Money Cable Service Budgeting Budget 273

Prairie Eco-Thrifter

NOVEMBER 12, 2011

Now without further adieu, I present you with the dozens of great reads written by Yakezie members and challengers alike this past week in our efforts to bring you timely insight on personal finance and lifestyle today. Personal Finance Whiz: Keynesian vs Hayekian Economics – The Solution To Our Recession? I’m a geek, he’s not.

November 188

November 2011 Personal Finance Finance 188

Family Balance Sheet

FEBRUARY 20, 2013

Financial Peace University Online costs $69 and includes your 16 week membership, 13 video-based lessons, community forums, downloadable workbook, budgeting forms, and MP3 audio. We meet over lunch twice a week to work through the course. To get on the same page about our finances. No excuses, it's marked in our calendars.

Money 147

Money Podcasts Debt Finance 147

For the Mommas

JULY 21, 2014

Flexible financing for home services to meet your project needs and budget. Top-quality products and materials with a minimum one-year warranty on labor. Complete project support and access to step-by-step project tracking via MyInstall. Free Stuff Freebies'

Home Depot 51

Home Depot Home Home Repair Insurance 51

Prairie Eco-Thrifter

AUGUST 13, 2013

My spouse and I have been prying that particular conversational door open with our adult children and their spouses for several years now in our annual family meeting, but not a whisper of talk has been planned with the oldest member of our family – my spouse’s 90 year old Mom. be nosy about what they have. What is yours? Money Tips'

Parenting 211

Parenting Money Kids and Family Mom 211

For the Mommas

JULY 24, 2014

Flexible financing for home services to meet your project needs and budget. Top-quality products and materials with a minimum one-year warranty on labor. Complete project support and access to step-by-step project tracking via MyInstall. Free Stuff Freebies'

Home Depot 49

Home Depot Home Home Repair Insurance 49

Prairie Eco-Thrifter

APRIL 13, 2014

Agree on the values and expectations you want your children to have in the area of personal finance and consistently teach and enforce those between the two of you (and clue in any significant others in your family such as aunts, uncles, grandparents and etc). Yelling at your child when they miss their budget isn’t instructive.

Kids 219

Kids Money Parenting Kids and Family 219

Family Balance Sheet

FEBRUARY 2, 2017

I interviewed several personal finance bloggers that have conquered their past financial goals and continue to challenge themselves going forward. Meet The Achievers: Deacon and his wife paid off $52,000 in debt in 18 months. Each month when they do their budget, they update their chart. Then create a plan to get there.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Prairie Eco-Thrifter

JULY 18, 2013

Last night I had to work until 8 pm and then after that had to go and meet my hubby at the grocery store to pick up our stuff for the next couple weeks. When it comes to managing your money, sometimes it has to be First Values and Goals, Then Strategies , as Emily from Evolving Personal Finance highlights.

Debt 199

Debt Fridays Personal Finance Goals 199

Savings Corner

DECEMBER 24, 2023

These are all important to help define the goals they would like to meet.” Check your credit score Your credit score will help you determine your financing options; lenders use it (among other factors) to set the terms and rates of your loan. Create a housing budget The purchase price and down payment aren’t the whole picture.

Real Estate 52

Real Estate Buy Buying Credit 52

Family Balance Sheet

JANUARY 20, 2017

Meet Krystal. She is the co-founder of the website, Little Light on a Hill , where she writes about faith, family, and finances. Be sure to check out her website where she is offering a free finance workbook if you subscribe to her newsletter. strict budget. We committed to using a cash budget, and we talked daily at.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Family Balance Sheet

FEBRUARY 4, 2015

Dave’s zero-based budget and Debt snowball concept were critical to getting us on the path to paying off our debt fast. I cut our grocery budget down to less than half of what it was. When the budget is already tight, there are only so many ways to save money. As Dave says, We had to live like no one else!

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

SEPTEMBER 29, 2016

Meet Angela. You can find Angela at her You Tube channel, Our Life…on a Budget , where she vlogs about getting out of debt and staying there! You can find Angela at her You Tube channel, Our Life…on a Budget , where she vlogs about getting out of debt and staying there! Angela & Jeff’s Debt Free Story.

Debt 100

Debt Debt Free Budgeting Budget 100

Prairie Eco-Thrifter

JANUARY 31, 2013

I don’t think I am any less busy; I am still working two jobs and I have had board meetings almost every night, but I seem to be doing ok. Don’t miss Cat’s post about the truth about side hustling at Budget Blonde if you’re in the market for another job or extra income! 10 nifty ways to eat organic on a budget.

Fridays 165

Fridays San Francisco Baltimore Cheer 165

Prairie Eco-Thrifter

MAY 27, 2012

See if you can identify with any of these statements: I spend more than I earn I don’t have a household budget I use credit cards all the time to buy everyday essentials like food, gas, transport. Create a Budget If you don’t have an up-to-date budget, create one. If your budget doesn’t have a savings amount, put one in.

Emergency Fund 212

Emergency Fund Credit Cards Budgeting Budget 212

Prairie Eco-Thrifter

AUGUST 8, 2011

With food costs seeming to rise all the time, your weekly trip to the supermarket can take a big chunk out of your budget. It’s not completely free – especially in the early days as there will be some initial outlay to meet – but going back to basics is a whole lot cheaper than buying the fruit and vegetables at the supermarket.

Grow Your Own 205

Grow Your Own Growing Finance Food 205