Family Balance Sheet

JUNE 8, 2018

During that time, I started to budget for everything. Every aspect of our lives was included in our budget. When people hear the word budget, they think “restriction” and “no fun”, but honestly that couldn’t be further from the truth. Another way to think of a budget is a spending plan.

Budget 133

Budget Budgeting Financial Goals Goals 133

Family Balance Sheet

APRIL 2, 2022

If you haven’t already done so, NOW is the time to start mapping out and budgeting for summer. To help you plan your summer, I have added TWO summer freebies to my subscribers’ only page: a 2022 printable summer calendar and a summer budget spreadsheet. Budget your summer fun! Plan your summer fun!

Budget 130

Budget Budgeting Friends And Family Sale Home and Garden 130

Family Balance Sheet

FEBRUARY 1, 2019

How did you do with your financial goals in January? We have only one financial goal for 2019 and we made some progress in January. It was a great feeling to make that payment, and to continue the momentum I want to double down on our financial goal. I’m a big fan of Zero Based Budgeting.

February 100

February Frugal Financial Goals Budget 100

Prairie Eco-Thrifter

JULY 10, 2012

I like to bake cookies, and I like to budget. I’ve failed at many budgets this way. If you Google how to make a budget, you’ll find the same boilerplate list of steps on thousands of sites. This is what I like to call the Toll House budget. It’s not that I lost my taste for the sweet, chewy goodies.

Budget 213

Budget Budgeting Toll House Cooking 213

Family Balance Sheet

SEPTEMBER 15, 2017

I’ve recently re-started the series, What We Ate this Week on our Budget , because I missed the accountability and I had several readers ask for its return. Our monthly grocery budget for my family of 4 is $500. The post What We Ate this Week on our Budget 09.15.17 Thankfully, they work off the extra calories.

Budget 100

Budget Budgeting Freezers Kids and Family 100

Family Balance Sheet

FEBRUARY 19, 2022

Instead, he shared the story about Susan, a wife, and mother who handled all of the financial tasks in her home, from budgeting to making investment decisions. I read this book around the same time that I became a mother and left the full-time workforce to stay at home with our new baby. Pay our bills in a timely manner.

Office 130

Office Family Finance Kids and Family 130

Family Balance Sheet

SEPTEMBER 8, 2017

I’ve recently re-started the series, What We Ate this Week on our Budget , because I missed the accountability and I had several readers ask for its return. Our monthly grocery budget for my family of 4 is $500. One of my kids was not feeling well, so we stuck around our home and hubby and I got a lot of housework done.

Budget 100

Budget Budgeting 2017 Home and Garden 100

Savings Corner

DECEMBER 25, 2023

For example, if you want to save for a deposit on a home you plan to buy in three years, you would input three years. If you have multiple financial goals in mind, use this calculator to focus on each one individually. Before you build a budget NerdWallet breaks down your spending and shows you ways to save.

Calculators 52

Calculators Goals Emergency Fund Financial Goals 52

Family Balance Sheet

JANUARY 2, 2021

After writing some financial goals that had a lot to do with researching topics, such as retirement and college savings strategies, I realized that maybe my word for 2020 was READ. Read: My 2020 Financial Goals. How I’m Managing our Family Budget during the Pandemic. 2019 Debt Freedom Plan Update.

Debt 130

Debt 2020 2019 Financial Goals 130

Family Balance Sheet

MAY 5, 2014

We used to go out to dinner every Friday night, but we’ve put a stop to that treat as we work through some of our financial goals. When I came home for lunch, I punched down the risen dough and put it in the fridge until dinner prep. Grocery Budget Challenge Kitchen Economics Recipes - Main Dish'

Homemade 222

Homemade Pizza Main Dishes Financial Goals 222

Family Balance Sheet

OCTOBER 9, 2014

By the end of the month, my goal is to help you have a detailed financial plan for your family. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Please note, I AM NOT A FINANCIAL PLANNER. Groceries. Dining Out.

Budget 100

Budget Budgeting Finance Organic 100

Family Balance Sheet

OCTOBER 16, 2017

The spreadsheet listed our short-term and long-term account balances, our debts, and our short-term and long-term financial goals. We are working towards some pretty big financial goals and we’ve hit quite a few already. I added space for tangible property, such as your home residence or any rental property.

Family 100

Family Financial Goals Debt Calculators 100

Savings Corner

APRIL 4, 2024

When you refinance your home, you’ll apply in a similar way to when you applied to purchase your home. You’ll turn in any required financial documentation. You’ll pay for a home appraisal. Cash-out refinance Caret Down When you do a cash-out refinance , you use your home equity to withdraw cash to spend.

Refinancing 52

Refinancing Work Debt Financial Goals 52

Prairie Eco-Thrifter

AUGUST 25, 2014

In fact, without even trying I have been spending less and less time on my blogs and online businesses, and more and more time enjoying our home with him. Make a Budget, Review Your Budget or Review Your Spending. If you don’t already have a budget, make one! , and has been fairly conducive to doing that.

Financial Goals 213

Financial Goals Goals Budgeting Budget 213

Family Balance Sheet

JANUARY 2, 2014

My life, my schedule, my priorities, my home, and what goes on in my head have all been very chaotic and suffocating lately. The never ending piles of mail, school papers, and work that seem to stack up on every flat surface of my home. Declutter our home so it’s peaceful and functional. Until this year. Blah, blah, blah.

2014 160

2014 Financial Goals Goals Cycle 160

Family Balance Sheet

JUNE 17, 2018

We sent them off on Monday morning and they came home Saturday afternoon. One thing that I didn’t want to do much of on our date week was COOK, but I didn’t want blow our budget. Our home was very quiet and we missed our girls terribly, but we had a wonderful week too. A yard salin’ we will go!

Home and Garden 100

Home and Garden Financial Goals Friends And Family Sale Gardening 100

Savings Corner

DECEMBER 24, 2023

Financial planning is any type of strategizing around the financial aspects of your financial life. These areas range from the basics such as budgeting to more complex areas such as saving and investing for retirement as well as estate planning for the distribution of your assets. What is a financial plan?

Goals 52

Goals Debt Taxes Insurance 52

Penny Pinchin' Mom

MARCH 11, 2024

Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal. You can even use a budgeting app if you need a little more support reaching your financial goal.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Family Balance Sheet

SEPTEMBER 17, 2021

In fact, it was one of my 2020 financial goals. Because of the sensitive nature of the contents of this binder, store it in a safe location in your home. Insurance – including health, auto, home, life. I had all of this info scattered in my brain and in different file folders. Bank accounts. Credit cards.

Family 130

Family Financial Goals 2020 Insurance 130

Prairie Eco-Thrifter

APRIL 13, 2011

We need to work together to set some financial goals and a budget for you so that you can resist spending money on items that really don’t matter in the long run. Leave your credit cards at home. This way you will be forced to stick to your budget and no allowances can be made for an impulse buy.

Financial Goals 174

Financial Goals College Tuition Goals Credit Cards 174

Prairie Eco-Thrifter

MAY 30, 2012

Not Having a Budget I know, you’ve heard it all before but have you taken action on this one yet? A budget provides you with a financial roadmap to get to where you want to be in life. A budget helps you track your finances so you know exactly where you are and whether you’re on track.

Money 235

Money Emergency Fund Debt Financial Goals 235

Family Balance Sheet

JUNE 22, 2020

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. Our business was doing very well, and we were excited about the opportunity to own a property outside of our home. Small home = Low Expenses. Everything looked great on paper. What could possibly go wrong?

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

MARCH 12, 2015

Refresh your memory with what you were thinking at the beginning of the year and review your yearly financial goals. You’re now in the trenches of the new year, do those goals still make sense? When reviewing your goals, did you use the S.M.A.R.T. I have a love/hate relationship with my home office space.

Finance 100

Finance Cleaning Financial Goals Goals 100

Family Balance Sheet

MARCH 6, 2012

The tasks will vary between households, so devise a to-do list of your family's financial tasks , so that the FOM knows what is expected of them. That is a joint responsibility between the two spouses (at least in our home). Make Clear Financial Goals {Together}. Or buy a home? Be realistic, but dream a little too.

Money 225

Money Financial Goals Goals Kids and Family 225

Family Balance Sheet

FEBRUARY 18, 2014

” Stanley wrote about Susan, a wife and mother who handled all of the financial tasks in her home, from budgeting to making investment decisions. She treated her role like a job and helped her family achieve financial independence. Review budget and spending. How can I reduce the grocery budget?

Office 182

Office Money Family Finance 182

Family Balance Sheet

DECEMBER 10, 2014

I got tired of being left at home because I had a day job, so now we get to travel together and create our own adventures. I was only bringing home a net income of $3,000 a month, so paying $1,000 each month towards my debt was a lot of money, and took a lot of sacrificing. What are your financial goals now?

Debt 227

Debt Debt Free Financial Goals Goals 227

Family Balance Sheet

NOVEMBER 19, 2014

San Antonio, Texas is our home when we aren’t traveling the world. Daniel took on an extra job doing support work for an online company that he could do from home. We ate at home a lot and watched our food budget carefully. We still allotted a lot of money for food, but we were careful not to go too far over budget.

Debt 245

Debt Debt Free Finance Friends And Family Sale 245

Prairie Eco-Thrifter

JULY 11, 2013

Before you get caught up in trying to throw and over the top party, check out Mr.CBB’s tips to spend less and have a kid’s birthday parties on a budget at Canadian Budget Binder. Considering the work from home approach? Are you struggling to find motivation with your financial goals?

Fridays 189

Fridays Debt Gas Mileage Financial Goals 189

Prairie Eco-Thrifter

SEPTEMBER 4, 2011

Arranging a family financial analysis is very important to long term financial success. Here are are five reasons why budgeting for your family is important: A thorough financial analysis helps you…. achieve financial targets. Create a Budget. Set Financial Goals. Not a nice picture is it?!

Family 196

Family Financial Goals Debt Goals 196

Family Balance Sheet

JULY 13, 2016

Making a budget and cutting expenses. If you look at our budget today vs 5 years ago when we started the journey: we have more than doubled our income, and expenses have slightly increased with the babies and some small luxuries. Working together, sharing the same goals and vision, talking about milestones. Its exponential.

Debt 100

Debt Debt Free Finds Home 100

Prairie Eco-Thrifter

JULY 28, 2014

Once you have a goal in mind, you need a roadmap for how you’re going to get from point A, where you are now, to point B, your goal. Another word for that roadmap is a budget. Not only does the budget need to account for all of your regular life expenses but it should also include line items for your big and small goals.

Hobby 189

Hobby Money Making Goals 189

Family Balance Sheet

FEBRUARY 4, 2015

He now works as an architect, and I do some freelance from home now that we have kids. We bought into the myth that student loan debt is “good debt” and that it was better to “invest” in buying a home instead. After we had kids, though, I stayed home, so we continued making the minimum payment for years.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

AUGUST 11, 2014

I have enjoyed belly dancing and pilates the last several years, but time and budget reduced from my schedule. I followed Dave Ramsey’s baby steps and did the Financial Peace University class twice, once at home last spring and I enrolled again at church this past spring to stay focused. How much debt did you pay off?

Debt Free 235

Debt Free Debt Mom Goals 235

Family Balance Sheet

MARCH 11, 2021

For many, it’s a time to clean the house and the closets, wash the windows of their winter grime, and air out our homes. Spring is also a good time to get your financial house in order. Do our goals still make sense now that we’re in the trenches of the new year? Take some time to review your yearly financial goals.

Finance 130

Finance Cleaning Goals Insurance 130

Family Balance Sheet

NOVEMBER 18, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. Friday: Homemade Ham & Bean Soup , homemade sugar-free applesauce This soup takes some time from start to finish, but I work from home on Fridays, so I had the time. Home Brewed Ice Tea.

Frugal 100

Frugal Cheap Fridays Win 100

Penny Pinchin' Mom

MARCH 11, 2024

” Robert Kiyosaki I dare say there isn’t a soul on this planet as frugal as a mom on a budget. This can ultimately lead to substantial savings that can go toward your financial goal and keep you from being wasteful. Make Cleaning Products at Home Did you know that you could make cleaning products right at home?

Saving Money 52

Saving Money Money Mom Used 52

Penny Pinchin' Mom

FEBRUARY 16, 2024

What you can do is control how much of your money you spend on bills in any given month and how much of it you save for your long-term financial planning and security. Also See: How to Budget Money on a Low Income How Much of Your Salary Should You Save? Yet, your kids simply can’t stand the store brands. So, what do you do?

Saving Money 52

Saving Money Money Saving Bills 52