Savings Corner

DECEMBER 25, 2023

For example, if you want to save for a deposit on a home you plan to buy in three years, you would input three years. If you have multiple financial goals in mind, use this calculator to focus on each one individually. Annual interest rate : The interest you earn on your savings.

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Calculators Goals Emergency Fund Financial Goals 52

Savings Corner

APRIL 4, 2024

When you refinance your home, you’ll apply in a similar way to when you applied to purchase your home. You’ll turn in any required financial documentation. You’ll pay for a home appraisal. Cash-out refinance Caret Down When you do a cash-out refinance , you use your home equity to withdraw cash to spend.

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Refinancing Work Debt Financial Goals 52

Family Balance Sheet

FEBRUARY 19, 2022

Instead, he shared the story about Susan, a wife, and mother who handled all of the financial tasks in her home, from budgeting to making investment decisions. I read this book around the same time that I became a mother and left the full-time workforce to stay at home with our new baby. Project short-term cash needs.

Office 130

Office Family Finance Kids and Family 130

Family Balance Sheet

JANUARY 2, 2021

After writing some financial goals that had a lot to do with researching topics, such as retirement and college savings strategies, I realized that maybe my word for 2020 was READ. Read: My 2020 Financial Goals. Of course, 2020 brought us a pandemic and a lot of free time. I want to increase our open space.

Debt 130

Debt 2020 2019 Financial Goals 130

Family Balance Sheet

OCTOBER 18, 2019

To ease my anxiety about our new loans, we took the Financial Peace University home course and it changed how we thought about debt. Our 2019 Financial Goal. We can now move on to other financial goals. 1 – Save a starter Home Emergency Fund. 1st Update in June 2014. 2016 & 2017 Update.

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Debt 2019 Financial Goals Emergency Fund 100

Family Balance Sheet

JUNE 8, 2018

Personally, budgeting has allowed us to control of our money, reach financial goals, and start planning for our dream life. I discovered the term, Zero-Based Budget, when my husband and I took Dave Ramsey’s Financial Peace University home course many years ago. Another way to think of a budget is a spending plan.

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Budgeting Budget Financial Goals Goals 133

Family Balance Sheet

SEPTEMBER 17, 2021

In fact, it was one of my 2020 financial goals. Because of the sensitive nature of the contents of this binder, store it in a safe location in your home. Insurance – including health, auto, home, life. I had all of this info scattered in my brain and in different file folders. Bank accounts. Credit cards.

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Family Financial Goals 2020 Insurance 130

Family Balance Sheet

DECEMBER 29, 2020

Financial Goals – Use this spreadsheet to quantify your financial goals for the current year and years to come. Special Purchases – Have some fun with this spreadsheet and use it to plan for upcoming large expenses, such as vacations, home renovations, equipment, replacement, etc.

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Budget Budgeting Family Property Taxes 130

Family Balance Sheet

JANUARY 10, 2012

But for the two of us to achieve our financial goals, we need to have money conversations and they need to be done regularly. Money conversations aren't always easy to have, yet I feel that for me and my husband they are so imperative to the stability of our marriage and our home. What home improvements need to be done?

Finance 138

Finance Financial Goals Goals C&H 138

Family Balance Sheet

AUGUST 21, 2020

Debts still need to be paid, cars will need new parts, homes will need to be repaired, and kids will need braces. My Excel spreadsheet listed our short-term and long-term account balances, our debts, and our short-term and long-term financial goals. Tangible Assets would be the VALUE of your home.

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Family Debt Finance Kids and Family 241

Family Balance Sheet

OCTOBER 16, 2017

The spreadsheet listed our short-term and long-term account balances, our debts, and our short-term and long-term financial goals. We are working towards some pretty big financial goals and we’ve hit quite a few already. I added space for tangible property, such as your home residence or any rental property.

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Family Financial Goals Debt Calculators 100

Family Balance Sheet

MARCH 9, 2018

Financial Goals – Use this spreadsheet to quantify your financial goals for the current year and years to come. Special Purchases – Have some fun with this spreadsheet and use it to plan for upcoming large expenses, such as vacations, home renovations, equipment, replacement, etc.

Budgeting 160

Budgeting Budget Family Property Taxes 160

Family Balance Sheet

JANUARY 2, 2014

My life, my schedule, my priorities, my home, and what goes on in my head have all been very chaotic and suffocating lately. The never ending piles of mail, school papers, and work that seem to stack up on every flat surface of my home. Declutter our home so it’s peaceful and functional. Until this year. Blah, blah, blah.

2014 160

2014 Financial Goals Goals Cycle 160

Family Balance Sheet

MAY 5, 2014

We used to go out to dinner every Friday night, but we’ve put a stop to that treat as we work through some of our financial goals. When I came home for lunch, I punched down the risen dough and put it in the fridge until dinner prep. But I still want to make our Friday dinner IN a fun, yet inexpensive family night.

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Homemade Pizza Main Dishes Financial Goals 222

Family Balance Sheet

MARCH 12, 2015

Refresh your memory with what you were thinking at the beginning of the year and review your yearly financial goals. You’re now in the trenches of the new year, do those goals still make sense? When reviewing your goals, did you use the S.M.A.R.T. I have a love/hate relationship with my home office space.

Finance 100

Finance Cleaning Financial Goals Goals 100

Family Balance Sheet

JUNE 17, 2018

We sent them off on Monday morning and they came home Saturday afternoon. Our home was very quiet and we missed our girls terribly, but we had a wonderful week too. I love yard sales, but need to be mindful that I don’t bring a bunch of other people’s junk into our home. A yard salin’ we will go!

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Home and Garden Financial Goals Friends And Family Sale Gardening 100

Family Balance Sheet

MARCH 11, 2021

For many, it’s a time to clean the house and the closets, wash the windows of their winter grime, and air out our homes. Spring is also a good time to get your financial house in order. Do our goals still make sense now that we’re in the trenches of the new year? Take some time to review your yearly financial goals.

Finance 130

Finance Cleaning Goals Insurance 130

Family Balance Sheet

APRIL 1, 2011

You spring clean your home; why not spring clean your finances? Welcome in the beauty of the season with 5 Steps to Spring Cleaning Your Finances Review your 2011 Financial Goals. Did you make some financial goals for 2011 back in January? Take some time this month to review your goals.

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Finance Financial Goals Goals Credit 127

Prairie Eco-Thrifter

APRIL 13, 2011

We need to work together to set some financial goals and a budget for you so that you can resist spending money on items that really don’t matter in the long run. Leave your credit cards at home. Lastly, set some financial goals. Where do you want to be financially in the next year, 5 years, and 10 years?

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Financial Goals College Tuition Goals Credit Cards 174

Prairie Eco-Thrifter

AUGUST 25, 2014

In fact, without even trying I have been spending less and less time on my blogs and online businesses, and more and more time enjoying our home with him. Doing this will help you reach your financial goals much more quickly and may give you the motivation to change your spending habits here and there. Get Healthy'

Financial Goals 213

Financial Goals Goals Budgeting Budget 213

Family Balance Sheet

MARCH 6, 2012

The tasks will vary between households, so devise a to-do list of your family's financial tasks , so that the FOM knows what is expected of them. That is a joint responsibility between the two spouses (at least in our home). Make Clear Financial Goals {Together}. Or buy a home? Be realistic, but dream a little too.

Money 225

Money Financial Goals Goals Kids and Family 225

Family Balance Sheet

DECEMBER 10, 2014

I got tired of being left at home because I had a day job, so now we get to travel together and create our own adventures. I was only bringing home a net income of $3,000 a month, so paying $1,000 each month towards my debt was a lot of money, and took a lot of sacrificing. What are your financial goals now?

Debt 227

Debt Debt Free Financial Goals Goals 227

Prairie Eco-Thrifter

APRIL 10, 2014

Small Choices Means Big Gains When Achieving Financial… What To Consider When Deciding To Buy a Home Understanding The Costs Of Home Health Care Setting Financial Goals: Make Them Smart and Simple Rent-to-Own Homes: A Way to Make a Home Sale Work. Get Organized'

Price 209

Price Rent Financial Goals Converse 209

Savings Corner

DECEMBER 24, 2023

Common reasons include paying off debt, financing a large purchase such as a vehicle or a boat, or covering the cost of a major expense like a wedding or a home renovation. Instead of putting down cash as collateral, you may be able to use other assets, such as a home, boat or car.

Debt 52

Debt Credit Cards Credit College Tuition 52

Prairie Eco-Thrifter

JULY 11, 2013

Considering the work from home approach? If so, don’t miss John’s post at Frugal Rules that describes The Potential Pitfalls of Working from Home. Are you struggling to find motivation with your financial goals? Investing early in life can help you build a solid nest egg for retirement.

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Fridays Debt Gas Mileage Financial Goals 189

Prairie Eco-Thrifter

MAY 30, 2012

Not Being Properly Insured You are the wage-earner, the care-giver, the home-maker, whichever of these titles you hold. Not Having a Financial Plan Having clear financial goals helps you control spending and increase savings because you know where you are headed. Trust me, being proactive is worth it.

Money 235

Money Emergency Fund Debt Financial Goals 235

Family Balance Sheet

JULY 10, 2023

My goal has always been to live well on less while achieving our big financial goals. Coming home, the flight from Florida to Philadelphia was delayed causing us to miss the only flight from Philly to Harrisburg for the day. Frugal living is not about deprivation. Some months are more successful than others.

Frugal 100

Frugal June Flights CD 100

Family Balance Sheet

FEBRUARY 18, 2014

” Stanley wrote about Susan, a wife and mother who handled all of the financial tasks in her home, from budgeting to making investment decisions. She treated her role like a job and helped her family achieve financial independence. Create your financial goals. Discuss and agree upon all major purchases.

Office 182

Office Money Family Finance 182

Family Balance Sheet

FEBRUARY 10, 2017

At that time, I couldn’t cash flow the office budget, home budget, our loans, and retirement savings. He went back to school at the age of 34 to pursue a new career and has not regretted it, but his student loan was about the size of a small home mortgage when he graduated in 2000. We bought our home in 2001.

Debt 100

Debt 2017 Student 2016 100

Family Balance Sheet

JUNE 22, 2020

In September 2019, my husband and I accomplished our biggest financial goal in our almost 20 years of marriage. Our business was doing very well, and we were excited about the opportunity to own a property outside of our home. Small home = Low Expenses. Everything looked great on paper. What could possibly go wrong?

Debt 130

Debt Health Insurance Insurance Budgeting 130

Family Balance Sheet

JULY 13, 2016

Who handles the day-to-day finances in your home or do you work on it equally? What are your financial goals now? The post Find out How Drew & Farrah Paid off $200k of debt, including their HOME appeared first on Family Balance Sheet. By the way, new couches feel good. Equally, but Drew does the data part.

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Debt Debt Free Finds Home 100

Savings Corner

DECEMBER 24, 2023

Bankrate’s AdvisorMatch can connect you to a CFP® professional to help you achieve your financial goals. Here’s what financial planning is all about and what you need to know to get started. What is a financial plan? These are some of the largest issues when it comes to financial planning. And how big?

Goals 52

Goals Debt Taxes Insurance 52

Family Balance Sheet

NOVEMBER 18, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. Friday: Homemade Ham & Bean Soup , homemade sugar-free applesauce This soup takes some time from start to finish, but I work from home on Fridays, so I had the time. Home Brewed Ice Tea.

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Frugal Cheap Fridays Win 100

Family Balance Sheet

SEPTEMBER 15, 2017

It’s a tight budget and I failed miserably over the summer, but we have lots of financial goals, so I need to get it back in line. But they come home from school starving and they come home from swim practice starving, so they are eating the equivalent of TWO dinners during the week.

Budget 100

Budget Budgeting Freezers Kids and Family 100

Prairie Eco-Thrifter

JULY 10, 2012

Once you’ve made some financial goals that motivate and inspire you, try and put dollar amounts around them. Once your financial goals and costs are set, now you add in your income and expenses. Cooking to Financial Success Andi B. Do you want to take a two week trip to Venice?

Budgeting 213

Budgeting Budget Toll House Cooking 213

Penny Pinchin' Mom

MARCH 11, 2024

Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal. You can even use a budgeting app if you need a little more support reaching your financial goal.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Family Balance Sheet

FEBRUARY 4, 2015

He now works as an architect, and I do some freelance from home now that we have kids. We bought into the myth that student loan debt is “good debt” and that it was better to “invest” in buying a home instead. After we had kids, though, I stayed home, so we continued making the minimum payment for years.

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Debt Free Debt Financial Goals Budgeting 100