Family Balance Sheet

OCTOBER 6, 2014

By the end of the month, my goal is to help you have a detailed financial plan for your family. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Today’s assignment: List your SMART financial goals.

Financial Goals 113

Financial Goals Goals Finance Organic 113

Family Balance Sheet

FEBRUARY 1, 2019

How did you do with your financial goals in January? We have only one financial goal for 2019 and we made some progress in January. It was a great feeling to make that payment, and to continue the momentum I want to double down on our financial goal. I’m a big fan of Zero Based Budgeting.

February 100

February Frugal Financial Goals Budgeting 100

Family Balance Sheet

FEBRUARY 28, 2019

We made one big financial goal for 2019 and are striving and working hard to make progress. We started the year with a great January and made some progress with our goal, so to continue the momentum, I wanted to double down on our financial goal and be very mindful with our finances. 2 – Track your cashflow.

March 100

March Financial Goals Budgeting Budget 100

Family Balance Sheet

JANUARY 29, 2015

We have some hefty financial goals this year and this is just one more way for me to squeeze more from our budget. In January, I only ventured into Target because our daughters wanted to go and spend some of their Christmas gift money. How did you do in January? One of the frames was perfect for what I needed.

Thrifting 100

Thrifting January Thrift Stores Financial Goals 100

Family Balance Sheet

FEBRUARY 23, 2015

Our main financial goal in 2015 is to pay down our non-mortgage debt. I have scrutinized our budget tirelessly and I really feel like there’s nothing more to cut, so my focus is turning to finding money to put towards debt. In January, I found $370 to put towards our debt: 1. Where can we find extra money?

Debt 100

Debt January Money Financial Goals 100

Family Balance Sheet

JANUARY 2, 2021

After writing some financial goals that had a lot to do with researching topics, such as retirement and college savings strategies, I realized that maybe my word for 2020 was READ. Read: My 2020 Financial Goals. In January 2020, we had a lot of savings goals. My word for 2021 is INCREASE.

Debt 130

Debt 2020 2019 Financial Goals 130

Family Balance Sheet

JULY 9, 2014

We want to achieve our financial goals, but still enjoy life. I knew I could do better, so in January 2014, I made a commitment to reduce our grocery spending, but not sacrifice the quality of food and meals that I fed my family. We want to have our cake and eat it too. Gym Membership. Our savings: $55 a month or $660 a year.

Grocery Spending 242

Grocery Spending Financial Goals January Budgeting 242

Family Balance Sheet

JANUARY 2, 2014

It’s been a trend every January and I’ve always found it interesting to read other bloggers’ posts about their one word. Declutter our budget so we can reach our financial goals. Just one word to focus on during the upcoming year. Yet I’ve never been compelled to choose one word for myself.

2014 160

2014 Financial Goals Goals Cycle 160

Family Balance Sheet

MARCH 11, 2021

Review your Yearly Goals. On January 1st, many of us are very gung-ho about writing goals but are we as enthusiastic about those goals on March 12? Take some time to review your yearly financial goals. SMART goals are: S – specific. It took us many years so I broke the payoff goal into smaller chunks.

Finance 130

Finance Cleaning Goals Insurance 130

Family Balance Sheet

MARCH 12, 2015

For some reason those open windows awakens our need to spring clean, so take this time to get your financial house in order too. Review your Yearly Goals. On January 1st, we’re so gung-ho about writing goals, but are we just as enthusiastic about those goals on March 11? 7 Ways to Spring Clean Your Finances.

Finance 100

Finance Cleaning Financial Goals Goals 100

Prairie Eco-Thrifter

FEBRUARY 4, 2011

I can say though that by using a money management program you are more likely to stick to your budget and your financial goals. Young and Thrifty gives us tips on how to pick a good financial advisor. for Week of January 3-January 7/11- Headed Overseas Edition. You are more likely to get honest advice.

January 113

January February Debt Personal Finance 113

Family Balance Sheet

AUGUST 11, 2014

I have enjoyed belly dancing and pilates the last several years, but time and budget reduced from my schedule. The company I had worked at for 12 years when I started my journey in January 2013, announced it would be making significant job cuts summer 2013. Use this to develop a budget & determine where you will cut back. (If

Debt Free 235

Debt Free Debt Mom Goals 235

Family Balance Sheet

FEBRUARY 4, 2015

In January 2013 there was a blog post on Keeper of the Home that first awakened me to the concept of living debt free. Dave’s zero-based budget and Debt snowball concept were critical to getting us on the path to paying off our debt fast. I cut our grocery budget down to less than half of what it was.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

FEBRUARY 26, 2015

We have some hefty financial goals this year and this is just one more way for me to squeeze more from our budget. On the last Thursday of each month from January to November in 2015, I’ll hold a virtual meeting (a post) where we will discuss how we did for the month. February Update.

Thrifting 100

Thrifting February Thrift Stores Financial Goals 100

Family Balance Sheet

APRIL 3, 2014

I’m trying to find that balance of staying within a set budget while still eating well. But we have some serious financial goals to hit and the grocery budget is an easy target when it comes to cutting the budget. Dining out is a separate line item in our budget. It is frequently a side dish at dinner.

March 100

March Groceries Grocery Homemade 100

Family Balance Sheet

APRIL 30, 2015

We have some hefty financial goals this year and this is just one more way for me to squeeze more from our budget. On the last Thursday of each month from January to November in 2015, I’ll hold a virtual meeting (a post) where we will discuss how we did for the month. One of the frames was perfect for what I needed.

Thrifting 100

Thrifting April Thrift Stores Financial Goals 100

Prairie Eco-Thrifter

FEBRUARY 23, 2016

Another example is that once a month I calculate our net worth and review our discretionary spending budget vs. actuals. Although I keep records throughout the year, January is the month in which I circle back to make sure I have recorded all income and expenses and filed all receipts. Set financial goals for the year.

Personal Finance 100

Personal Finance Finance Financial Goals Life Insurance 100

Family Balance Sheet

JANUARY 1, 2015

Every January 1, I get caught up in the hopeful feeling of the upcoming new year. My husband and I make some financial goals at the start of every year. Most of them are related to our small business, my husband’s chiropractic office, but last January I got a bee in my bonnet about debt…thank you, Dave Ramsey.

2015 100

2015 Money Debt Home and Garden 100

Family Balance Sheet

JANUARY 8, 2014

My husband and I made some serious financial goals for 2014. To achieve those goals I need to review our spending to see where I can make some cuts. If there is one budget category that can quickly get out of control for me, it is GROCERIES. In other words, I need to follow my own advice. Meal Planning Saves Time.

Meals 186

Meals Simple Menu Planning Menu Plans 186

Family Balance Sheet

MARCH 26, 2015

We have some hefty financial goals this year and this is just one more way for me to squeeze more from our budget. On the last Thursday of each month from January to November in 2015, I’ll hold a virtual meeting (a post) where we will discuss how we did for the month. One of the frames was perfect for what I needed.

Thrifting 100

Thrifting March Thrift Stores Financial Goals 100

Family Balance Sheet

FEBRUARY 10, 2017

As I reflect back to January 2016, I started that year pretty determined to pay off the balance of our non-mortgage debts. And we were on a roll in January 2016. Unfortunately, we did not hit that goal and in part, have made some major changes to our Debt Freedom Plan. What are your financial goals for 2017 and beyond?

Debt 100

Debt 2017 Student 2016 100

Family Balance Sheet

AUGUST 4, 2014

With tuition payments and debt payments we spent about $60,395 between January 2012 and March 2014 when we became completely debt free with two bachelor’s and two master’s degrees between us. How often do you and your spouse discuss your finances/budget/spending? What are your financial goals now?

Debt Free 243

Debt Free Debt Goals Student 243

Family Balance Sheet

APRIL 1, 2021

Make it a game and be creative when looking for money within your budget and finding new ways to earn extra money. Groceries is the easiest budget category to overspend. It was an escape from the office, but it was eating up my budget…see what I did there! 25 Ways to Find Money for your Emergency Fund.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

FEBRUARY 9, 2018

That was a hit to our budget, but we reworked our numbers to find the funds and make it fit. We started using it in January 2017 and I wrote all about it, so I won’t rehash it all here. As soon as she was able, she caught up with her school work, and was on track when she returned to school on January 2.

Health Insurance 113

Health Insurance Insurance 2017 Bills 113

Family Balance Sheet

APRIL 9, 2021

In January of 2020, we made summer plans (and bought airline tickets) to go see friends who moved to Europe. So often, we don’t dream about our financial goals, because we are so entrenched in our challenges. How I Managed our Family Budget During the Pandemic. Also, allow yourself to dream about your wants.

Debt 130

Debt Emergency Fund 2019 Debt Free 130