Prairie Eco-Thrifter

JULY 10, 2012

I like to bake cookies, and I like to budget. I’ve failed at many budgets this way. If you Google how to make a budget, you’ll find the same boilerplate list of steps on thousands of sites. This is what I like to call the Toll House budget. It’s not that I lost my taste for the sweet, chewy goodies.

Budgeting 213

Budgeting Budget Toll House Cooking 213

Family Balance Sheet

SEPTEMBER 15, 2017

I’ve recently re-started the series, What We Ate this Week on our Budget , because I missed the accountability and I had several readers ask for its return. Our monthly grocery budget for my family of 4 is $500. 4 Simple Grocery Apps that Earn You Cash Back. 11 Simple Meal Planning Tips. 8 Freezer Meal Recipes.

Budgeting 100

Budgeting Budget Freezers Kids and Family 100

Family Balance Sheet

SEPTEMBER 1, 2017

It’s been a long time since I’ve shared the series, What We Ate this Week on our Budget , but I missed the accountability and I had several readers ask for its return. Our monthly grocery budget for my family of 4 is $500. 4 Simple Grocery Apps that Earn You Cash Back. 11 Simple Meal Planning Tips.

Budgeting 100

Budgeting Budget 2017 Financial Goals 100

Family Balance Sheet

FEBRUARY 1, 2019

How did you do with your financial goals in January? We have only one financial goal for 2019 and we made some progress in January. It was a great feeling to make that payment, and to continue the momentum I want to double down on our financial goal. I’m a big fan of Zero Based Budgeting.

February 100

February Frugal Financial Goals Budgeting 100

Family Balance Sheet

SEPTEMBER 8, 2017

I’ve recently re-started the series, What We Ate this Week on our Budget , because I missed the accountability and I had several readers ask for its return. Our monthly grocery budget for my family of 4 is $500. 4 Simple Grocery Apps that Earn You Cash Back. 11 Simple Meal Planning Tips. 8 Freezer Meal Recipes.

Budgeting 100

Budgeting Budget 2017 Home and Garden 100

Family Balance Sheet

JANUARY 8, 2014

My husband and I made some serious financial goals for 2014. To achieve those goals I need to review our spending to see where I can make some cuts. If there is one budget category that can quickly get out of control for me, it is GROCERIES. 11 Simple Tips for Easier Meal Planning: 1. Meal Planning Saves Time.

Meals 186

Meals Simple Menu Planning Menu Plans 186

Penny Pinchin' Mom

JANUARY 16, 2024

However, if you have been following me, you know that I am quite serious about finding ways to not only get out of debt but also how to create a budget (and stick to it) as well as how to save money without necessarily depriving your family of the quality of life they deserve. Tracking your net worth is simple.

Personal Finance 52

Personal Finance Finance Tips Finance Mom 52

Family Balance Sheet

MAY 5, 2014

We used to go out to dinner every Friday night, but we’ve put a stop to that treat as we work through some of our financial goals. It was a delicious, simple, and inexpensive Friday night IN. Grocery Budget Challenge Kitchen Economics Recipes - Main Dish'

Homemade 222

Homemade Pizza Main Dishes Financial Goals 222

Family Balance Sheet

OCTOBER 9, 2014

By the end of the month, my goal is to help you have a detailed financial plan for your family. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. If you make this one simple change, you will reduce your grocery spending.

Budgeting 100

Budgeting Budget Finance Organic 100

Family Balance Sheet

JULY 9, 2014

We want to achieve our financial goals, but still enjoy life. For my system, read my 11 Simple Meal Planning Tips. In January, I started a Grocery Spending Challenge , a virtual monthly accountability meeting to help us all stay within our grocery budgets. We want to have our cake and eat it too. Gym Membership.

Grocery Spending 242

Grocery Spending Financial Goals January Budgeting 242

Prairie Eco-Thrifter

AUGUST 25, 2014

Make a Budget, Review Your Budget or Review Your Spending. If you don’t already have a budget, make one! Doing this will help you reach your financial goals much more quickly and may give you the motivation to change your spending habits here and there. Get Healthy'

Financial Goals 213

Financial Goals Goals Budgeting Budget 213

Family Balance Sheet

AUGUST 6, 2022

We’ve seen higher grocery and fuel bills lately, so we’re upping our frugal game to help the budget. Our financial goals are still important to us and we want to hit them regardless of the rising prices. Simple Summer Meal Planning. How I frugal-ed in the kitchen: I spend a lot of time in my kitchen.

July 130

July Frugal Credit Cards Donation 130

Savings Corner

DECEMBER 24, 2023

Financial planning is any type of strategizing around the financial aspects of your financial life. These areas range from the basics such as budgeting to more complex areas such as saving and investing for retirement as well as estate planning for the distribution of your assets. What is a financial plan?

Goals 52

Goals Debt Taxes Insurance 52

Prairie Eco-Thrifter

APRIL 13, 2011

We need to work together to set some financial goals and a budget for you so that you can resist spending money on items that really don’t matter in the long run. This way you will be forced to stick to your budget and no allowances can be made for an impulse buy. Lastly, set some financial goals.

Financial Goals 174

Financial Goals College Tuition Goals Credit Cards 174

Prairie Eco-Thrifter

MAY 30, 2012

Not Having a Budget I know, you’ve heard it all before but have you taken action on this one yet? A budget provides you with a financial roadmap to get to where you want to be in life. A budget helps you track your finances so you know exactly where you are and whether you’re on track.

Money 235

Money Emergency Fund Debt Financial Goals 235

Prairie Eco-Thrifter

JULY 28, 2014

Once you have a goal in mind, you need a roadmap for how you’re going to get from point A, where you are now, to point B, your goal. Another word for that roadmap is a budget. Not only does the budget need to account for all of your regular life expenses but it should also include line items for your big and small goals.

Hobby 189

Hobby Money Making Goals 189

Family Balance Sheet

MARCH 12, 2015

Refresh your memory with what you were thinking at the beginning of the year and review your yearly financial goals. You’re now in the trenches of the new year, do those goals still make sense? When reviewing your goals, did you use the S.M.A.R.T. method when you wrote them? Are they: S – specific. M – measurable.

Finance 100

Finance Cleaning Financial Goals Goals 100

Prairie Eco-Thrifter

SEPTEMBER 4, 2011

Arranging a family financial analysis is very important to long term financial success. Here are are five reasons why budgeting for your family is important: A thorough financial analysis helps you…. achieve financial targets. Create a Budget. Set Financial Goals. Not a nice picture is it?!

Family 196

Family Financial Goals Debt Goals 196

Family Balance Sheet

FEBRUARY 4, 2015

I have been sharing my passion for simple living on GrowingSlower.com since 2011, and I now have added the Real Mom’s Guide series of books and courses to further encourage my readers! Dave’s zero-based budget and Debt snowball concept were critical to getting us on the path to paying off our debt fast.

Debt Free 100

Debt Free Debt Financial Goals Budgeting 100

Family Balance Sheet

OCTOBER 12, 2018

so that we have more money to put towards our financial goals. What We Ate this Week: I make an effort each week to serve my family delicious food but still stick to the budget. This month at Family Budgeters Unite! , Read: Earn Cash Back with these 4 Simple Grocery Apps. Our mission: Live WELL On LESS Money.

Frugal 100

Frugal Freezers Friends And Family Sale Financial Goals 100

Family Balance Sheet

MARCH 11, 2021

Do our goals still make sense now that we’re in the trenches of the new year? Take some time to review your yearly financial goals. SMART goals are: S – specific. Since that time, I have automated most of our financial transactions, but I still rely on my list to keep me in check. Did you use the S.M.A.R.T.

Finance 130

Finance Cleaning Goals Insurance 130

Prairie Eco-Thrifter

OCTOBER 7, 2014

See a Budget as an Ally. For many of us, the word ‘budget’ leaves a bad taste in our mouth. But, budgets are not the enemy. There are lots of great sites, such as this one, that offer great tips on making budgets for all types of people and goals. Are your weekend outings a bit too extravagant? Money Tips'

Money 113

Money Goals Budgeting Budget 113

Family Balance Sheet

APRIL 3, 2014

I’m trying to find that balance of staying within a set budget while still eating well. But we have some serious financial goals to hit and the grocery budget is an easy target when it comes to cutting the budget. Dining out is a separate line item in our budget. It is frequently a side dish at dinner.

March 100

March Groceries Grocery Homemade 100

Family Balance Sheet

SEPTEMBER 9, 2014

How often do you and your spouse discuss your finances/budget/spending? We actually talk about money and our short- and long-term financial goals a lot, but not so much about spending. What are your financial goals now? Quitting my job was a big financial goal that I just made happen.

Debt 236

Debt Debt Free Pay Off Debt Financial Goals 236

Family Balance Sheet

JANUARY 1, 2015

My husband and I make some financial goals at the start of every year. In 2014, the Grocery Budget Challenge encouraged us to keep our grocery spending in line and to be creative with our meal planning so that we do not over-spend. Weekly Meals on a Budget. Maintaining a grocery budget is a weekly process for me.

2015 100

2015 Money Debt Home and Garden 100

Family Balance Sheet

JUNE 8, 2018

During that time, I started to budget for everything. Every aspect of our lives was included in our budget. When people hear the word budget, they think “restriction” and “no fun”, but honestly that couldn’t be further from the truth. Another way to think of a budget is a spending plan.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Family Balance Sheet

APRIL 1, 2021

Make it a game and be creative when looking for money within your budget and finding new ways to earn extra money. Groceries is the easiest budget category to overspend. It was an escape from the office, but it was eating up my budget…see what I did there! Earn Cash Back on these 4 Simple Grocery Apps.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

APRIL 9, 2021

He makes it really simple and you should Google it if you haven’t heard of his steps. It’s a simple equation, but you need to gather some information. So often, we don’t dream about our financial goals, because we are so entrenched in our challenges. How I Managed our Family Budget During the Pandemic.

Debt 130

Debt Emergency Fund 2019 Debt Free 130

Saving Cents With Sense

APRIL 25, 2013

For moms who want to simplify their cash flow management, Mint.com offers a simple, instant snapshot of your finances wherever you go. This free award-winning app offers up-to-date information on your account balances, budgeting and transactions so you can make better financial decisions. RetailMeNot: iPhone, Android.

Money 75

Money Financial Goals Saving Phones 75

Family Balance Sheet

OCTOBER 6, 2017

Welcome to my weekly series, What We Ate this Week on our Budget. Our monthly grocery budget for my family of 4 is $500. It’s a tight budget and I failed miserably recently, but we have lots of financial goals, so I need to get it back in line. 4 Simple Grocery Apps that Earn You Cash Back.

Budgeting 100

Budgeting Budget Financial Goals Freezers 100

Family Balance Sheet

FEBRUARY 28, 2019

We made one big financial goal for 2019 and are striving and working hard to make progress. We started the year with a great January and made some progress with our goal, so to continue the momentum, I wanted to double down on our financial goal and be very mindful with our finances. 2 – Track your cashflow.

March 100

March Financial Goals Budgeting Budget 100

Family Balance Sheet

FEBRUARY 16, 2016

Look for money within your budget and find creative ways to earn extra money. Read 11 Simple Menu Planning Tips to learn how to reduce your grocery bill without making everyone in your family miserable. 8 – Rethink your gift spending and create a budget for the year. Become hyper-focused on funding this account.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Family Balance Sheet

AUGUST 5, 2015

He was always trying to put us on budgets, help us look for ways to save and not spend so much but we never found a system that worked for us and continued in spending behaviors that didn’t help advance goals. How often do you and your spouse discuss your finances/budget/spending? What are your financial goals now?

Debt 100

Debt Debt Free Finds Finance 100

Family Balance Sheet

JULY 2, 2015

She writes about simple living, parenting and her family’s foster story at Fostering Simplicity. Just as others may struggle with staying on budget, we struggled in dealing with not having much time for each other or as a family during that time. How often do you and your spouse discuss your finances/budget/spending?

Student 100

Student Debt Debt Free Finds 100

Prairie Eco-Thrifter

JULY 4, 2011

They are also there working with you to help you reach your goals; even those financial goals. This doesn’t mean you will always live with a cash budget, although you certainly could. “To support mother and father, to cherish wife and child and to have a simple livelihood; this is the good luck.&#.

Personal Finance 240

Personal Finance Finance Family Debt 240

Prairie Eco-Thrifter

MAY 10, 2012

The Skilled Investor , Editor Budgeting and Economics Little House presents The Five Tool Budgeter posted at Little House in the Valley , saying, “In baseball, a five-tool player is one who excels in some of the game’s major skills: fielding, base running, hitting for power, hitting for contact, and throwing ability.

Money 113

Money May 2012 Debt 113

Prairie Eco-Thrifter

JANUARY 13, 2011

Author Bio: Sustainable PF writes with his wife, Mrs. SPF out of Ontario, Canada, at Sustainable Personal Finance where they discuss and explore the fine balance between their personal financial goals and their lifestyle and beliefs regarding sustainable living. A pretty simple tactic, but it works.

Food and Drink 147

Food and Drink Re-use Home Drinks 147