Family Balance Sheet

OCTOBER 9, 2014

By the end of the month, my goal is to help you have a detailed financial plan for your family. We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Welcome to 31 Days to Organize Your Finances. Dining Out.

Budget 100

Budget Budgeting Finance Organic 100

Family Balance Sheet

JANUARY 17, 2018

Did you make 2018 financial goals ? My husband and I discussed some ideas over our holiday break and we decided on 2 solid must-achieve financial goals for the year. If we complete them early, we’ll move on to 2 additional goals that are on our radar. This is going to be a daily challenge for me.

Financial Goals 113

Financial Goals Goals 2018 Debt 113

Family Balance Sheet

JANUARY 4, 2016

We have new financial goals for this year. While we made considerable headway in 2015 with reducing our debts, we missed our goal of paying off a loan by the end of the year. It is possible to eat well on a limited grocery budget. What are your financial goals for 2016? But, I’m ready to take on 2016!

2016 100

2016 Money Financial Goals Debt 100

Penny Pinchin' Mom

DECEMBER 17, 2023

So, you want to get started on debt repayment so you can focus on other financial goals? However, if you pay off these debts, there will be nothing left for investments in these tough financial times. Doing this actually gave me the peace of mind that I needed to focus on my financial goals.

Pay Off Debt 52

Pay Off Debt Debt Emergency Fund Financial Goals 52

Prairie Eco-Thrifter

APRIL 13, 2011

Do you buy things you didn’t know you wanted until you saw them on display in a store? We need to work together to set some financial goals and a budget for you so that you can resist spending money on items that really don’t matter in the long run. Lastly, set some financial goals. Yes or No. Yes or No.

Financial Goals 174

Financial Goals College Tuition Goals Credit Cards 174

Penny Pinchin' Mom

MARCH 11, 2024

Whether you are looking to save extra money for your emergency fund and potential unexpected expense, a new kitchen, or your kids’ college tuition—you name it—you will require self-discipline and a plan to reach any financial goal. You can even use a budgeting app if you need a little more support reaching your financial goal.

Saving Money 52

Saving Money Money Saving Credit Cards 52

Family Balance Sheet

OCTOBER 16, 2017

Back in October 2003, I left a corporate career as a department store buyer with a nice reliable paycheck and benefits– including health insurance –to join my husband in the land of self-employment. The spreadsheet listed our short-term and long-term account balances, our debts, and our short-term and long-term financial goals.

Family 100

Family Financial Goals Debt Calculators 100

Family Balance Sheet

DECEMBER 2, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. How we saved this week: I didn’t go into the stores on Thanksgiving Day or weekend. Our mission: Live WELL, On LESS Money. Friday: Chicken Rice Broccoli Bake. And it’s FREE!

Frugal 100

Frugal Fridays Leftovers Financial Goals 100

Family Balance Sheet

SEPTEMBER 17, 2021

This binder stores ALL of your financial information in one location. In fact, it was one of my 2020 financial goals. Because of the sensitive nature of the contents of this binder, store it in a safe location in your home. I had all of this info scattered in my brain and in different file folders.

Family 130

Family Financial Goals 2020 Insurance 130

Family Balance Sheet

AUGUST 6, 2022

We’ve seen higher grocery and fuel bills lately, so we’re upping our frugal game to help the budget. Our financial goals are still important to us and we want to hit them regardless of the rising prices. Related reading: 10 Ways to Save at Giant Food Stores. Here are five ways that I saved money this month.

July 130

July Frugal Credit Cards Donation 130

Family Balance Sheet

NOVEMBER 25, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. If you don’t have a Christmas spending list and BUDGET, download my FREE Christmas Budget Excel Spreadsheet NOW! Our mission: Live WELL, On LESS Money. Wednesday: Spaghetti night.

Frugal 100

Frugal Fridays Leftovers Financial Goals 100

Family Balance Sheet

NOVEMBER 18, 2016

It’s Frugal Friday: A recap of how we frugal-ed our way through the week so that we have more money to put towards our financial goals. For breakfast this week , I cooked up several packages of breakfast sausage that I found marked down breakfast sausage at the grocery store on Sunday. 39/lb turkeys at Giant Food Stores.

Frugal 100

Frugal Cheap Fridays Win 100

Family Balance Sheet

APRIL 3, 2014

I have been diligently challenging myself to spend less at the grocery store this year. I’m trying to find that balance of staying within a set budget while still eating well. But we have some serious financial goals to hit and the grocery budget is an easy target when it comes to cutting the budget.

March 100

March Groceries Grocery Homemade 100

Family Balance Sheet

JANUARY 29, 2015

We have some hefty financial goals this year and this is just one more way for me to squeeze more from our budget. After shopping locally at some furniture stores, I resorted to Craigslist and spent hundreds less on a new-to-her dresser. Can I find what I need at a second hand or thrift store?

Thrifting 100

Thrifting January Thrift Stores Financial Goals 100

Family Balance Sheet

FEBRUARY 26, 2015

We have some hefty financial goals this year and this is just one more way for me to squeeze more from our budget. Maybe I’m still recovering from the Christmas shopping frenzy, but I had little desire to step into a store. I did go into a big box store two times in February. February Update.

Thrifting 100

Thrifting February Thrift Stores Financial Goals 100

Family Balance Sheet

OCTOBER 12, 2018

so that we have more money to put towards our financial goals. What We Ate this Week: I make an effort each week to serve my family delicious food but still stick to the budget. This month at Family Budgeters Unite! , Frugal Friday: A recap of how we frugal-ed our way through the week.

Frugal 100

Frugal Freezers Friends And Family Sale Financial Goals 100

Family Balance Sheet

JANUARY 8, 2014

My husband and I made some serious financial goals for 2014. To achieve those goals I need to review our spending to see where I can make some cuts. If there is one budget category that can quickly get out of control for me, it is GROCERIES. In other words, I need to follow my own advice. Meal Planning Saves Time.

Meals 186

Meals Simple Menu Planning Menu Plans 186

Penny Pinchin' Mom

FEBRUARY 16, 2024

What you can do is control how much of your money you spend on bills in any given month and how much of it you save for your long-term financial planning and security. Also See: How to Budget Money on a Low Income How Much of Your Salary Should You Save? Yet, your kids simply can’t stand the store brands.

Saving Money 52

Saving Money Money Saving Bills 52

Family Balance Sheet

APRIL 30, 2015

We have some hefty financial goals this year and this is just one more way for me to squeeze more from our budget. April Update: I made 3 new purchases in April: I bought a pair of Teva flip flops from the clearance rack at DSW and two t-shirts at BJ’s Warehouse store.

Thrifting 100

Thrifting April Thrift Stores Financial Goals 100

Family Balance Sheet

MARCH 26, 2015

We have some hefty financial goals this year and this is just one more way for me to squeeze more from our budget. But I also found success at a thrift store. Make a list of what you need and take it along to your favorite thrift store FIRST before you go to a regular store. Have you joined the challenge?

Thrifting 100

Thrifting March Thrift Stores Financial Goals 100

Family Balance Sheet

APRIL 1, 2021

Make it a game and be creative when looking for money within your budget and finding new ways to earn extra money. Groceries is the easiest budget category to overspend. It was an escape from the office, but it was eating up my budget…see what I did there! 25 Ways to Find Money for your Emergency Fund.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

MARCH 11, 2021

Do our goals still make sense now that we’re in the trenches of the new year? Take some time to review your yearly financial goals. SMART goals are: S – specific. Organize your Financial Documents. If we’ve learned anything from the pandemic it’s that things can change without notice.

Finance 130

Finance Cleaning Goals Insurance 130

Family Balance Sheet

JUNE 8, 2018

During that time, I started to budget for everything. Every aspect of our lives was included in our budget. When people hear the word budget, they think “restriction” and “no fun”, but honestly that couldn’t be further from the truth. Another way to think of a budget is a spending plan.

Budgeting 133

Budgeting Budget Financial Goals Goals 133

Family Balance Sheet

SEPTEMBER 29, 2016

You can find Angela at her You Tube channel, Our Life…on a Budget , where she vlogs about getting out of debt and staying there! The first thing we did was to review our spending and create a budget. Once we did our budget, we found that we could put all of that money that once disappeared towards our debt.

Debt 100

Debt Debt Free Budgeting Budget 100

Family Balance Sheet

JANUARY 21, 2015

Finally, we took the dive by making a budget and starting our debt snowball. Yes, we followed the recommendations outlined in Dave Ramsey’s resources, Total Money Make Over/ Financial Peace University. The budget is key. How often do you and your spouse discuss your finances/budget/spending? The rest is history!

Debt 100

Debt Debt Free Las Vegas Finance 100

Saving Cents With Sense

APRIL 25, 2013

This secure service doesn’t cost a dime, and it can automatically organize and track your spending, display all of your financial information in one easy-to-read place, and help you stay on track to hit your financial goals. This allows you to see whether you’ll break the budget by indulging.

Money 75

Money Financial Goals Saving Phones 75

Family Balance Sheet

JANUARY 20, 2017

strict budget. We committed to using a cash budget, and we talked daily at. 1 – Set a budget. Not only did we write a new budget before the start of. came up that day that made us need to tweak some of our other budget. 2 – Used a cash budget. cash for our cash budget categories.

Debt 100

Debt Debt Free Friends And Family Sale Budgeting 100

Savings Corner

DECEMBER 24, 2023

You might, for example, be offered financing by a home improvement store when you buy an appliance. Using a personal loan is only a good idea when it is consistent with being able to achieve other financial goals,” says Mark Hamrick, Bankrate senior economic analyst and Washington bureau chief. “If

Debt 52

Debt Credit Cards Credit College Tuition 52

Family Balance Sheet

FEBRUARY 28, 2019

We made one big financial goal for 2019 and are striving and working hard to make progress. We started the year with a great January and made some progress with our goal, so to continue the momentum, I wanted to double down on our financial goal and be very mindful with our finances. 2 – Track your cashflow.

March 100

March Financial Goals Budget Budgeting 100

Family Balance Sheet

FEBRUARY 16, 2016

Look for money within your budget and find creative ways to earn extra money. 8 – Rethink your gift spending and create a budget for the year. If you have a big financial goal, think about how much you pay someone to do something that you are capable of doing yourself. Become hyper-focused on funding this account.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Family Balance Sheet

OCTOBER 6, 2017

Welcome to my weekly series, What We Ate this Week on our Budget. Our monthly grocery budget for my family of 4 is $500. It’s a tight budget and I failed miserably recently, but we have lots of financial goals, so I need to get it back in line. I served with store bought mashed potatoes, and steamed vegetables.

Budgeting 100

Budgeting Budget Financial Goals Freezers 100

Savings Corner

APRIL 4, 2024

Do the math for yourself, but know that it often makes more financial sense to pay closing costs upfront if you can afford to. Store copies of your closing paperwork in a safe place. You could lower your mortgage payment and create more space in your monthly budget. Can you reduce your monthly payment without refinancing?

Refinancing 52

Refinancing Work Debt Financial Goals 52

Penny Pinchin' Mom

MARCH 11, 2024

” Robert Kiyosaki I dare say there isn’t a soul on this planet as frugal as a mom on a budget. Unfortunately, many of us head out to the grocery stores armed with nothing but our credit card and a rough idea of what we need. This should save you a bundle on the cleaning products budget. Do you get what I mean?

Saving Money 52

Saving Money Money Mom Used 52

The Frugal Girl

MARCH 4, 2024

A lot of blood, sweat, and tears were shed here, but we both agree that having no mortgage gave us a serious leg up on our retirement savings and other financial goals. I track expenses, monitor our budget and handle all of our investments. My personal best frugal win was marrying a guy who can and will fix almost anything.

Green And Frugal 180

Green And Frugal Kids and Family Hotel Frugal 180

Family Balance Sheet

MAY 27, 2015

I knew I was going to be a stay at home mom when we had kids and since we were both teachers, we simply could not afford for me to stay home, unless we got rid of something big in our budget. Our initial goal was to pay off our 15 year mortgage in 7-8 years by doubling our payment each month. Budget – Obvious, I know.

Debt 100

Debt Debt Free Pay Off Debt Finds 100

Family Balance Sheet

APRIL 12, 2016

I ended up taking Financial Peace University as well. Simply doing a budget. Consignment stores and auctions are a great way to buy clothes and furniture at low prices. Definitely a monthly budget – I always create one every month. What are your financial goals now?

Credit Cards 100

Credit Cards Debt Debt Free Student 100

Family Balance Sheet

AUGUST 11, 2014

I have enjoyed belly dancing and pilates the last several years, but time and budget reduced from my schedule. Use this to develop a budget & determine where you will cut back. (If If you do a budget without awareness of your blind spots, you don’t know where you need to cut.). What are your financial goals now?

Debt Free 235

Debt Free Debt Mom Goals 235