Family Balance Sheet

APRIL 5, 2018

I started a closed Facebook group, Family Budgeters Unite! I envision the group to be a place to find and share tips, motivation, encouragement, and inspiration about family finances and budgeting. We’ll talk about what works for us and doesn’t work for us when it comes to saving and budgeting our money.

Budgeting 100

Budgeting Budget Family Motivation 100

Family Balance Sheet

NOVEMBER 2, 2022

The season of family, faith, food, and…shopping… collective sigh… The spending part of Christmas can get crazy, so I’ve come up with a list of ideas to find some extra cash for your Christmas spending if you’re coming up short. Enough was enough and we have since changed our ways of budgeting for Christmas gifts.

Christmas 130

Christmas Finds Friends And Family Sale Donation 130

Family Balance Sheet

APRIL 11, 2020

How I’m managing our family budget during the Pandemic: We pay ourselves at the beginning of each month, so when this crisis started in mid-March, we were covered for the month. This is not an elective, fun, no-spend month like what we did in January to find funds for our summer vacation. Share in the comments!

Budgeting 246

Budgeting Budget Family Debt 246

Shereen Travels Cheap

MARCH 27, 2024

Most of us travel on a budget, because we have to. When you don't have a big budget, you learn to be creative, but you find there are small things you can do that can really add up, too. Make it easy and sign up for Rocket Money and they'll find those monthly fees you're paying unnecessarily. Believe me, I've been there.

Money 244

Money Travel Saving Money Saving 244

Koupon Karen

NOVEMBER 30, 2023

But with careful planning and budgeting, you can still provide your little one with everything they need while saving for their future. But with a little planning and some savvy budgeting tricks, you can ensure you’re financially ready to welcome your bundle of joy. Stick to your budget and only buy what you truly need.

Budgeting 52

Budgeting Budget Baby Friends And Family Sale 52

Prairie Eco-Thrifter

APRIL 16, 2014

Have you ever made a contingency budget- a plan for how you would pay your bills if you suddenly lost your income or how you would handle an unexpected windfall of cash? Have you even created a budget for your current expenses ? The Low Budget. The Medium Budget. The High Budget.

Budgeting 188

Budgeting Budget Lowes Goals 188

Family Balance Sheet

APRIL 1, 2021

Follow these three action steps and the list of ideas below to find the cash for your fund. Now it’s time to FIND THE MONEY! 25 Ways to Find Money for your Emergency Fund. To kick start your emergency fund savings, take the next 31 days and challenge yourself to find $1000. 1 – Determine how much you need.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Koupon Karen

FEBRUARY 28, 2024

Whether for birthdays, holidays, or knocking out weekly shopping, finding ways to save money without compromising treats and essentials offers welcome budget alleviation. Retail codes aid fashion experimentation on a budget removing barriers inhibiting curiosity! What Are Discount Codes? Savings unlock novel interests.

Discount 40

Discount Finds Codes Used 40

Saving Everyday

OCTOBER 27, 2023

If you’re looking for ways to save money on a tight budget, we’ve got you covered! Christmas is right around the corner, so if you’re looking for ways to save money on a tight budget, we’re here to help! You won’t find things like “start a YouTube channel or blog” in this post.

Saving Money 52

Saving Money Budgeting Budget Money 52

Prairie Eco-Thrifter

OCTOBER 17, 2012

Who needs a budget?’ So who needs to worry about budgeting, savings plans and a secure financial future? The thing is, not having a budget is rather like not having a map when you set out on a road trip. If they had a budget, they would know the answer to this, right down to the last cent. . Well, actually, no!

Budgeting 214

Budgeting Budget Debt Money 214

Family Balance Sheet

NOVEMBER 30, 2014

Back in January I introduced the 2014 Grocery Budget Challenge. I really wanted to reduce our grocery spending for my family of 4 from the average of $634 a month in 2013 to a budget of $450 a month in 2014. The challenge did hold me accountable to my budget, because I didn’t want to report back here that I failed–LOL.

Budgeting 124

Budgeting Budget Groceries Grocery 124

Prairie Eco-Thrifter

JULY 10, 2012

I like to bake cookies, and I like to budget. If you’ve ever wanted to find a way to make either activity enjoyable, I’ll share my secrets. I’ve failed at many budgets this way. If you Google how to make a budget, you’ll find the same boilerplate list of steps on thousands of sites.

Budgeting 213

Budgeting Budget Toll House Cooking 213

Family Balance Sheet

JANUARY 30, 2014

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we aren’t over-spending. January’s homework was to figure out your monthly grocery budget and start meal planning. My success : My January grocery budget was $450. Grocery Budget Challenge'

Budgeting 127

Budgeting Budget January Groceries 127

Family Balance Sheet

FEBRUARY 28, 2014

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. We don’t want to make our families miserable with bland meals, boring snacks, and not enough food in the house, but we must stay on budget. Action Step 1 : Plan your grocery budget for March.

Budgeting 124

Budgeting Budget February Groceries 124

Family Balance Sheet

NOVEMBER 26, 2014

The season of family, faith, food and…shopping… collective sigh… The spending part of Christmas can get crazy, so I’ve come up with a list of last minute ideas to find some extra cash for your Christmas spending. Enough was enough and we have since changed our ways about budgeting for Christmas gifts.

Christmas 235

Christmas Finds Part Time Thrift Stores 235

Prairie Eco-Thrifter

FEBRUARY 20, 2012

Having fun and finding entertainment and recreation opportunities doesn’t have to be expensive, which is great news when you are living with a tight budget. You might need to be a bit more creative than just booking into a 5-star resort or buying expensive tickets to the latest show but it is possible to find budget activities.

Budgeting 189

Budgeting Budget Entertainment Outdoors 189

Family Balance Sheet

APRIL 30, 2014

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. We don’t want to make our families miserable with bland meals, boring snacks, and not enough food in the house, but we must stay on budget. Action Step 1 : Plan your grocery budget for May.

Budgeting 100

Budgeting Budget Groceries Grocery 100

Family Balance Sheet

OCTOBER 30, 2014

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. We don’t want to make our families miserable with bland meals, boring snacks, and not enough food in the house, but we must stay on budget. Action Step 1 : Plan your grocery budget for November.

Budgeting 100

Budgeting Budget September October 100

Family Balance Sheet

JUNE 30, 2014

Ok, Ok, let’s talk grocery budget! The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. We don’t want to make our families miserable with bland meals, boring snacks, and not enough food in the house, but we must stay on budget.

Budgeting 100

Budgeting Budget Groceries Grocery 100

Family Balance Sheet

OCTOBER 13, 2017

Welcome to my weekly series, What We Ate this Week on our Budget. Our monthly grocery budget for my family of 4 is $500. It’s a tight budget and I failed miserably recently, but we have lots of financial goals, so I need to get it back in line. The post What We Ate this Week on our Budget 10.13.17 8 Freezer Meal Recipes.

Budgeting 100

Budgeting Budget Leftovers Financial Goals 100

Family Balance Sheet

MAY 22, 2014

Vacations do NOT have to be elaborate or expensive and I’ve got some ideas to help us enjoy a summer break without breaking the budget. Then you must check out my 31 Days to Find $1000 post. on a Budget. There are over 60 cities listed with lots of fun & budget-friendly ideas to enjoy your city.

Vacation 113

Vacation Budgeting Budget Memorial Day 113

Family Balance Sheet

FEBRUARY 1, 2023

The goal of Frugal February is NOT to feel deprived, but rather to find creative ways to get through the month without unnecessary spending. 8 Action Steps for a Frugal February: 1 – Write a budget/spending plan for February. I’m a big fan of Zero Based Budgeting. You might find some interesting habits.

February 130

February Frugal Financial Goals Goals 130

Prairie Eco-Thrifter

JUNE 10, 2013

Here are a few thoughts on giving your child access to music on a budget. Find A Used Instrument. What suggestions do you have for parents to give music experiences to their children without breaking the budget? Make Musical Instruments From Household Items. Garage sales – I found a guitar for $5.00 Go Frugal'

Music 185

Music Musical Instruments Budgeting Budget 185

Couponing 101

JANUARY 29, 2020

If a friend or family member is getting married, you may find yourself wrapped up in the excitement and romance of it all. Read on to learn our favorite money-saving tricks to host a bridal shower on a budget! A venue can take a good chunk of your budget, but it’s also one of the easiest places to cut expenses.

Budgeting 66

Budgeting Budget Costco Homemade Cookies 66

Prairie Eco-Thrifter

AUGUST 3, 2011

Before you start shopping around for ideas, it is a good idea to set a realistic budget. If you are budgeting for furniture and appliances, your may have more creativity than cash. Savvy decorators can give a living room or bedroom a makeover with a budget as small as $500. Look around your apartment for inspiration.

Budgeting 255

Budgeting Budget Friends And Family Sale Furniture 255

Prairie Eco-Thrifter

DECEMBER 11, 2012

With this wintry time of year comes a season of parties that could leave you stressed out and strapped for cash if you’re not careful, especially with all of the other demands on your time and your budget at the end of the year. However, a tight budget could leave you with little wiggle room when it comes to your usual arrangements.

Budgeting 256

Budgeting Budget Holiday Food and Drink 256

Family Balance Sheet

DECEMBER 14, 2018

Here’s a peek at what we ate this week on our budget. I’ve had to bump up the budget over the years as my kids have grown and started to eat as much as adults. I find it easier to remove bones and skin when chicken is still warm. The post What We Ate this Week on our Budget 12.14.18

Budgeting 100

Budgeting Budget Food Waste Kids and Family 100

Prairie Eco-Thrifter

DECEMBER 23, 2020

In this article, we will be providing you with insight into how you can find the right loan provider in a financial emergency. Should you find that you have a poor credit score, you will have to change the lender that you are looking to apply from. Check Your Credit Score. Look At The Licences That They Have.

Finds 100

Finds Consumer Credit Money 100

Family Balance Sheet

JULY 16, 2015

The 5 Easiest Budget Categories to Reduce. They are by far the easiest & quickest category to reduce in a household budget. Restaurants can be a huge drain on any budget, but there are ways to enjoy a meal out without spending a lot of money. Find a partner to keep you accountable. Crew, Gap, and Limited.

Budgeting 100

Budgeting Budget Thrifting Thrift Stores 100

Saving Cents With Sense

NOVEMBER 11, 2013

Regardless of your income or gift giving needs, it is important to create a holiday budget from year to year. Creating a holiday budget can help you control your spending and make sure you get all of the items you need while staying out of debt or overspending. 5 Tips to Create a Holiday Budget. Define your needs.

Budgeting 112

Budgeting Budget Holiday Debt 112

Family Balance Sheet

DECEMBER 9, 2014

20 Fun (& Budget-Friendly) Christmas Activities. Pop some popcorn, snuggle up with blankets and find some hilarious Christmas movies on Netflix, cable or rent from the library. This month, don’t forget to slow down, create memories and traditions, and most of all enjoy the season with your family. Plan a Movie Night In.

Activism 208

Activism Christmas Budgeting Budget 208

Family Balance Sheet

SEPTEMBER 8, 2017

I’ve recently re-started the series, What We Ate this Week on our Budget , because I missed the accountability and I had several readers ask for its return. Our monthly grocery budget for my family of 4 is $500. We’ll pack a lunch, but we’re going to find a place for dinner. Hoping for sunny skies!

Budgeting 100

Budgeting Budget 2017 Home and Garden 100

Coupons Do Work

AUGUST 2, 2016

Times can be tough and we need a way to budget our cash whenever possible. A good way to budget your bill on this one is to buy rice in bulk from Amazon at only $18 for a 15-pound bag. You can even find a can at your local dollar store, but I usually stray away from this as I don’t usually trust their quality. Cost : $1.79

Budgeting 100

Budgeting Budget Recipes Bulk 100

Cheap Chica's Guide To Style

MARCH 4, 2014

Beauty Budget Babe Katelyn Chef' Having a “winter glow” doesn’t have to cost a load …Jergens makes it affordable to transition from a winter white state of mind to sunny spring rejuvenation. We can almost feel the sun. Source: The Cheap Chica's Guide to Style.

Jergens 56

Jergens Budgeting Budget Beauty 56

Prairie Eco-Thrifter

AUGUST 1, 2012

Wedding planning on a budget may seem like a difficult task to tackle without appearing tacky, but it can be done. Below are some wedding planning on a budget tips that may just give you financially stress-free “I do’s”. What’s even better is to have a horse drawn carriage, or any other vehicles that suits your theme.

Wedding 203

Wedding Budgeting Budget Rent 203

Family Balance Sheet

NOVEMBER 18, 2022

Create a Budget. Take advantage of my free budget excel spreadsheet that I offer to email subscribers. When your budget is complete, you’ll know how much you need for your holiday spending. When your budget is complete, you’ll know how much you need for your holiday spending. Find the Money.

Christmas 130

Christmas Budgeting Budget Money 130

Cheap Chica's Guide To Style

FEBRUARY 27, 2015

and you find yourself playing with makeup. After many trips where we have also lost our way, only to leave with a bag full of new products, ( and having completely forgotten what we came for to begin with, ) we put together a round-up of our favorite drug-store (and budget friendly!) We certainly never leave empty-handed.

Finds 84

Finds Makeup Revlon Budgeting 84