Family Balance Sheet

APRIL 1, 2021

Follow these three action steps and the list of ideas below to find the cash for your fund. Now it’s time to FIND THE MONEY! 25 Ways to Find Money for your Emergency Fund. To kick start your emergency fund savings, take the next 31 days and challenge yourself to find $1000. 1 – Determine how much you need.

Emergency Fund 130

Emergency Fund Money Finds Friends And Family Sale 130

Family Balance Sheet

FEBRUARY 1, 2023

The goal of Frugal February is NOT to feel deprived, but rather to find creative ways to get through the month without unnecessary spending. 8 Action Steps for a Frugal February: 1 – Write a budget/spending plan for February. I’m a big fan of Zero Based Budgeting. Find free fun in Frugal February.

February 130

February Frugal Financial Goals Goals 130

Family Balance Sheet

FEBRUARY 28, 2014

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. We don’t want to make our families miserable with bland meals, boring snacks, and not enough food in the house, but we must stay on budget. How did we do in February?

Budgeting 124

Budgeting Budget February Groceries 124

Family Balance Sheet

OCTOBER 13, 2017

Welcome to my weekly series, What We Ate this Week on our Budget. Grocery spending can get out of hand quickly, so I post our weekly menu to ensure that I am planning it weekly. Our monthly grocery budget for my family of 4 is $500. The post What We Ate this Week on our Budget 10.13.17

Budgeting 100

Budgeting Budget Leftovers Financial Goals 100

Family Balance Sheet

OCTOBER 30, 2014

The Goal of the Grocery Budget Challenge is to be creative with our meal planning and grocery shopping so that we do not over-spend. We don’t want to make our families miserable with bland meals, boring snacks, and not enough food in the house, but we must stay on budget. I’ve seen turkeys for.25/lb,

Budgeting 100

Budgeting Budget September October 100

Family Balance Sheet

JULY 16, 2015

The 5 Easiest Budget Categories to Reduce. If you are trying to reduce your expenses, groceries should be the first thing you attack. They are by far the easiest & quickest category to reduce in a household budget. And my absolute #1 way to save money at the grocery store is to PLAN OUR MEALS.

Budgeting 100

Budgeting Budget Thrifting Thrift Stores 100

Family Balance Sheet

JULY 9, 2014

When my husband and I wrote our Debt Freedom Plan earlier this year, we made a commitment to scrutinize our monthly expenses to find money to put towards our plan. Cutting cable is definitely a big step, but it you’re ready to take the leap, find out How We Watch Great TV Without Cable. We want to have our cake and eat it too.

Grocery Spending 242

Grocery Spending Financial Goals January Budgeting 242

Family Balance Sheet

OCTOBER 9, 2014

We’ll talk about cash flow, budgets, debts, and all of the nitty gritty of our finances that might not be fun to talk about, but are so important to discuss. Yesterday’s assignment was to figure out where you are spending money. Today’s assignment: Reduce Your Spending in at least 3 Budget Categories.

Budgeting 100

Budgeting Budget Finance Organic 100

Family Balance Sheet

JANUARY 20, 2023

So, now it is time to buckle down to find the snowball money once again. Plan our Spending. Find the holes. By planning our expenses each month to predict cash flow, I hope to avoid impulsive purchases and reduce some spending. After our mortgage, grocery spending is our next largest expense.

Financial Goals 130

Financial Goals Goals Debt College 130

Family Balance Sheet

FEBRUARY 1, 2019

but rather find creative ways to get through the month without unnecessary spending. 8 Action Steps for a Frugal February: 1 – Write a budget/spending plan for February. In order to succeed with your money, you must spend time on your money–and that means writing a plan for your spending.

February 100

February Frugal Financial Goals Budgeting 100

Family Balance Sheet

FEBRUARY 16, 2016

Follow these three action steps and the list of ideas below to find the cash for your fund. Now it’s time to FIND THE MONEY! 30 Ways to Find Money for your Emergency Fund. Look for money within your budget and find creative ways to earn extra money. 9 – Find free entertainment.

Emergency Fund 100

Emergency Fund Money Finds Friends And Family Sale 100

Family Balance Sheet

MAY 12, 2016

This post is Day 12 of 31 Days to Slash your Grocery Spending. Pinterest is A Gold Mine for Money Saving Grocery Tips. After the 31 Days to Slash your Grocery Spending series …;)…the next best place to find easy money saving grocery tips is Pinterest. Use Pinterest to Search by Ingredient.

Saving Money 100

Saving Money Groceries Grocery Money 100

Family Balance Sheet

JANUARY 28, 2022

Groceries is one budget category that can get out of control very quickly, and that’s before inflation. However, it can be an easy budget category to manage, but it takes some planning, skill, and organization. These are strategies I use weekly to help keep my grocery bill in line with our budget.

Saving Money 130

Saving Money Groceries Grocery Money 130

Family Balance Sheet

MAY 24, 2016

Day 24 of 31 Days to Slash your Grocery Spending: Save on Organic. I work weekly to adhere to our grocery budget, so I am always looking for ways to save money on organic food. It is possible to buy organic foods even on a strict grocery budget and here are my best tips. We fall somewhere in between.

Organic 113

Organic Organization Food Saving 113

Family Balance Sheet

FEBRUARY 2, 2017

You might even find yourself wondering, “well, they don’t know my circumstances”, or “they can’t have it that bad,” or “their life must be so much easier than mine.” What need are you trying to fulfill by over spending or shopping? Make a commitment. . Then create a plan to get there.

Financial Goals 100

Financial Goals Goals Debt Budgeting 100

Family Balance Sheet

FEBRUARY 15, 2019

Groceries is one budget category that can get out of control very quickly. However, groceries is also an easy budget category to control, but it takes some planning, skill, and organization. Personally, if I don’t make a shopping list and plan my meals, my grocery budget is toast. According to the U.S.

Saving Money 113

Saving Money Groceries Grocery Money 113

Family Balance Sheet

MARCH 2, 2015

Meal planning is #1 way that I save money on groceries. Without a doubt, the 30-60 minutes I spend on Sunday planning our upcoming week’s meals saves me time, money and my sanity. And since the grocery budget is the easiest category to reduce, I am diligent every weekend to plan our meals for the upcoming week.

Meals 100

Meals Used Dinner Recipes 100

Family Balance Sheet

APRIL 6, 2011

I guess it is possible to buy hundreds or even thousands of dollars worth of groceries for pocket change, but nobody needs 62 bottles of mustard.or I believe the grocery bill is one of the easiest categories of the household budget to reduce and you don't have to be an extreme couponer to accomplish the task. I use them weekly.

Land o lakes 166

Land o lakes TV shows Saving Money Menu Planning 166

Family Balance Sheet

JUNE 25, 2013

My offer for a FREE Christmas Gift & Spending Budget excel spreadsheet is still available. Or challenge yourself to reduce your grocery spending by your shortfall. If you have not done so, complete the Christmas Gift & Spending Budget worksheet. Find your shortfall: Host a yard sale.

June 100

June Club Christmas Goals 100

Family Balance Sheet

JANUARY 1, 2015

These will continue as long as I can find people don’t mind being open and transparent about their debt free story. If you’ve missed the previous interviews, you can find them HERE. Weekly Meals on a Budget. Maintaining a grocery budget is a weekly process for me. Budget Financial Freedom'

2015 100

2015 Money Debt Home and Garden 100

Family Balance Sheet

JULY 9, 2015

When you have tracked, analyzed, and cut your budget to bare bones, there is only one other way to find extra money to put towards debt and that is to make more money. Carrie worked at H&R Block during tax season and flipped yard sale finds for a profit on eBay. Brian and his wife used excel to create a budget spreadsheet.

Debt Free 100

Debt Free Debt Budgeting Budget 100

Family Balance Sheet

JANUARY 5, 2015

In 2014, the Grocery Budget Challenge encouraged us to keep our grocery spending in line and to be creative with our meal planning so that we do not over-spend. Plastic isn’t pretty, but it will work until we find something. Can I find what I need at a second hand or thrift store?

Thrifting 100

Thrifting 2015 Thrift Stores Buying Second-Hand 100