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How to Budget (and Pay) for Yearly Bills + a FREE Speadsheet

Family Balance Sheet

Not sure how to budget for your once-a-year bills? But let me show you how to budget (and pay) for yearly bills with a strategy I’ve used for years. It all started years ago when we refinanced our mortgage and were no longer required to send an escrow payment to the bank for real estate taxes and our home owner’s insurance.

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Create a Personal Escrow Account for Your Quarterly & Yearly Bills

Family Balance Sheet

Our home-owner’s insurance, auto insurance, and local real-estate taxes (for our home and our business property) are due, and on top of that, we also owed the Federal government this year. I started our personal escrow account years ago, when we refinanced our mortgage. April is always a very expensive month for us.

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HELOC Vs Home Equity Loan: How Do They Work?

Savings Corner

Loans often don’t charge origination fees , which’ll save you money at closing. This might help shield your budget from fluctuating-rate increases. This unpredictability could wreak havoc on your budget. appeared first on Savings Corner. Disadvantages You’ll need to know exactly how much you want to borrow.

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Yakezie Carnival October 16, 2011- Growth Edition

Prairie Eco-Thrifter

Yeah, There’s a Calculator for That Refinancing your mortgage to a lower rate and paying the same amount is an interesting sound-byte from Personal Finance Bloggers – but has anyone really run the numbers? 20′s Finances: Hiring a Property Manager: What it Offers You Real Estate Investments can be time consuming.

October 200
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Pros and Cons of Paying Off Your Mortgage Early

Prairie Eco-Thrifter

Saves Interest The biggest reason for paying your mortgage out early is the money you will save in interest; this could be a five or six figure sum. Save on Fees There are often fees and charges associated with paying out a mortgage early. If you want to save interest, (and let’s face it, who doesn’t?) Here’s what you.