article thumbnail

25 Ways to Find Money for Your Emergency Fund

Family Balance Sheet

Cut your s pending , BUT still live well: No one wants to read, “ cut your spending “, because what they hear is live like a miser. This first group of ideas is about cutting back–but still living well–AND putting that money not spent into your emergency savings. 3 – Reduce your monthly utility bills.

article thumbnail

6 Steps to Creating a Budget You Can Stick To

For the Mommas

You don’t have to completely cut it from your life, but it should definitely be viewed as something that you buy only when you have the money to spare, instead of it being purchased just as easily or regularly as the necessities. Utilities- electricity, propane & gas, water & sewage. Telephone/cell phone.