Penny Pinchin' Mom

DECEMBER 17, 2023

Look Into Life Insurance Do you have a life insurance policy? Life insurance will come in handy should anything happen to you or your spouse. The problem is that the world of life insurance is vast, and not every policy is going to be ideal for you. If not, you need to get one. They are not a waste of money.

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Finance Tips Finance Emergency Fund Life Insurance 52

Savings Corner

APRIL 4, 2024

Key takeaways A home equity loan allows you to borrow a lump sum against your home’s equity, usually at a fixed interest rate that’s lower than other forms of consumer debt. While high compared to their average of six percent in 2022, that’s significantly lower than other forms of consumer debt. What is a home equity loan?

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Savings Corner

APRIL 4, 2024

You can use your equity to renovate some rooms, pay off credit cards, cover college tuition, start your own business … or almost anything else. It represents the total debt against the home: both the original mortgage and the size of the new home equity loan or line of credit. Home equity can be a valuable resource for homeowners.

Calculators 52

Calculators Home Debt Fair-Trade 52

Prairie Eco-Thrifter

JULY 10, 2014

Would you feel a weight lifted if you could pay off your high-rate consumer debt? I like travel, I feel it’s important to set money aside for retirement and my son’s college education, and I like charitable giving. The mortgage and other bills (utilities, insurance, etc.) Do you like helping others? must be paid.

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Budgeting Budget Work Making 218

Family Balance Sheet

FEBRUARY 19, 2022

Shop around for the best price for our big expenses, such as auto and home insurance, medical needs, and mortgage. Manage long-term savings, such as retirement, college savings. Implement our Debt Freedom Plan. Once we came to an agreement that paying off our non-mortgage debt was a priority, I put the plan into action.

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Office Family Finance Kids and Family 130

Prairie Eco-Thrifter

JANUARY 17, 2013

Read what to do with it from Investing for College Students. Student Debt Survivor recently had a milestone birthday. PET Archives: 4 good reasons to buy travel insurance. Managing Debt Is A Marathon Not A Sprint. Check out her reflections on turning 30. Will a “green” car really save you money?

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Fridays Student Motivation Debt 150

Saving Cents With Sense

FEBRUARY 28, 2014

With PNC reporting that the average 20-something faces $45,000 in debt, and Generation Opportunity finding a 15.9 percent unemployment rate among 18-29 year olds , being financially savvy is a skill that gets you much farther than those humanity electives you took in college. Car Buying. Tackle Student Loans.

Parenting 81

Parenting Economy Student Cars 81

Savings Corner

APRIL 4, 2024

To help readers understand how insurance affects their finances, we have licensed insurance professionals on staff who have spent a combined 47 years in the auto, home and life insurance industries. For more information, please see our Insurance Disclosure. At a glance BEST HOME INSURANCE COMPANY OVERALL (TIE) 4.1

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Insurance Life Insurance Homeowner Insurance Cars 52

Prairie Eco-Thrifter

MAY 10, 2012

’ Financial Planning Ashley presents Should I Get Married with Debt? Insurance and Risk Hank presents What Is Gap Insurance On Your Car And Why You Need It posted at Money Q&A , saying, “What is gap insurance? ” Green Panda presents 2 Great Reasons Why Young People Need Life Insurance Too!

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Money May 2012 Debt 113

Prairie Eco-Thrifter

JULY 4, 2011

Philip from Deliver Away Debt shares his story: How I Delivered Away My Debt. mbhunter from Mighty Bargain Hunter asks Are you contributing to this debt clock? and says, “The big debt clock is over $14 trillion now, but this other one is approaching $1 trillion, and may affect you more directly.&#. How about you?

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Personal Finance Finance Family Debt 240

Prairie Eco-Thrifter

OCTOBER 17, 2012

I managed to rack up over $20,000 of credit card and personal debt by the time I was 23 and this affected my ability to keeo my first house. How I wish I had followed all the advice I happily ignored when I finished college and started work. That’s not a good line of thinking at all, as I discovered the hard way.

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Budgeting Budget Debt Money 214

Family Balance Sheet

MARCH 4, 2015

Today’s Debt Free Story is from Maureen. She writes at A Debt Free Stress Free Life. Besides writing on my personal finance blog, A Debt Free Stress Free Life, I’m an adjunct professor at a local college and own a residential and commercial cleaning business. How much debt did you pay off? Where are you from?

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Debt Credit Cards Debt Free Student 100

Prairie Eco-Thrifter

APRIL 6, 2012

Jim presents NetSpend & Prepaid Debit Cards You Didnt Apply For posted at Bargaineering , saying, “The other day an old college friend of mine emailed me about a strange thing he received in the mail. Insurance and Risk. ” Managing Debt. You see theres a reason that the majority of people are in debt.

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Money Finance Personal Finance Real Estate 133

Penny Pinchin' Mom

FEBRUARY 16, 2024

Get Insurance Did you know that the average life insurance cost per household is roughly $993 a year ? In my book, insurance is an absolute necessity. And I’m talking about all forms of insurance, from health to life and even home insurance.

Money 52

Money Insurance Debt Bulk 52

Family Balance Sheet

JANUARY 17, 2018

I won’t rehash our health insurance story here, because I have written extensively about it and INCLUDED OUR NUMBERS. Read our Health Insurance Story: . What We Left Traditional Health Insurance. Why We Chose Medi-Share, an affordable solution to traditional health insurance. I’ll apply that money to the debt.

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Financial Goals Goals 2018 Debt 113

Family Balance Sheet

APRIL 1, 2021

He then advises paying off your non-mortgage debt before fully funding an emergency fund with 3 – 6 months worth of expenses. Now that we’ve paid off six figures of non-mortgage debt , we are working on saving 6 months’ expenses and maybe even more. Personally, I think a starter fund should be $2000-$3000.

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Emergency Fund Money Finds Friends And Family Sale 130

Prairie Eco-Thrifter

AUGUST 19, 2012

It’s not for paying bills, going on holidays or paying college fees; no matter how urgent these might be, they are not emergencies. Consider it insurance and don’t fret that it’s only earning measly interest in a savings account. Buy Insurance Speaking of insurance, this is another area that can help you avoid financial disaster.

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Emergency Fund Insurance Debt Credit Cards 222

Family Balance Sheet

FEBRUARY 16, 2016

He then advises paying off your non-mortgage debt before fully funding an emergency fund with 3 – 6 months worth of expenses. Being self-employed, we have a higher starter fund on hand and when we pay off our non-mortgage debt, we will save to at least 6 months expenses and maybe even more. 1 – Determine how much you need.

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Emergency Fund Money Finds Friends And Family Sale 100

Prairie Eco-Thrifter

JANUARY 22, 2013

According to an article that was published on Investment News last June, it costs approximately $235,000 to raise a child and that’s not even counting their college tuition ! ” Before you answer, here are five other questions to ponder that will help to provide you with the clarity that you seek: How Much Debt Do I Have? .

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Kids College Tuition Birth Control Insurance 222

Prairie Eco-Thrifter

MAY 8, 2011

I did this yeas ago when I was in debt and it made paying off the debt a reality. Also, make sure you aren’t paying unnecessary fees for things like credit card insurance. South County Girl presents Car Insurance Changes Again, Part 2. A post about breaking down your insurance costs and how you can budget for them.

Saving Money 232

Saving Money Money Credit Cards Insurance 232

Prairie Eco-Thrifter

NOVEMBER 29, 2012

A life insurance policy is probably the first thing most people buy. In the past, single people did not make getting a life insurance policy a priority. That’s no longer the case in recent years, and today even young people are buying insurance. Insurance policies require you to name beneficiaries.

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Prairie Eco-Thrifter

JANUARY 14, 2012

The College Investor: Start Automatic Investing in 2012 – How you can automate your investing in 2012 the easy way. The Debt Princess: The Kool-Aid Effect: The Relationship Between the Poor & Nutrition – A look into how the working poor are eating unhealthy. This post discusses the top 10 myths about life insurance.

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Credit Cards Credit Finance Personal Finance 220

Prairie Eco-Thrifter

JULY 25, 2011

Are you so far in debt that you think you’ll never get out? Getting there is not just about executing a debt reduction plan or earning passive income. Paying off debt is great but having no quality of life in the process is not the way to do it. This post was written by Marie. . It takes time, sometimes a very long time.

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Debt College Goals Life Insurance 172

Family Balance Sheet

APRIL 12, 2016

Today’s Debt Free Story is from Jessica. How much debt did you pay off? What kind of debt was it? I had $56,000 of debt when I decided to become debt free. What inspired you to get debt free? The inspiration to pay off my debt was watching my grandmother balance her checkbook.

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Credit Cards Debt Debt Free Student 100

Prairie Eco-Thrifter

JUNE 14, 2012

” John presents Q1 2012 Credit Card Debt Study posted at Card Hub , saying, “The first quarter of 2012 indicates consumers are paying down credit card debt. Will this trend continue throughout the year, or will consumer credit card debt follow the same path it has in previous years? Here are the answers.

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Money 2012 June Credit Cards 124

Savings Corner

DECEMBER 27, 2023

Best credit card for college students Earn triple rewards on everyday spending categories like dining, entertainment, streaming and groceries. If you carry debt, though, you’ll be charged interest. Low-interest and 0% credit cards These cards are best for those who expect to carry debt from month to month.

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Credit Cards Credit December Airline 52